Institution profile

Farmers Bank & Trust (Atwood, KS)

Bank · Active · Headquarters: Atwood, KS

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name: Farmers Bank & Trust
Display name: Farmers Bank & Trust (Atwood, KS)
Institution status: Active
FDIC insured: Yes
FDIC insured since: January 1, 1934
Established date: January 1, 1914
Charter class: State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
Primary federal regulator: Federal Deposit Insurance Corporation
Headquarters: Atwood, KS, 67730, United States
Website: https://www.farmersbank-trust.com
FDIC certificate number: 4621
Federal Reserve RSSD ID: 984351
Domestic location count: 4
Source observed: August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status: ACTIVE
Primary federal regulator: FDIC
Institution type: Non-member Bank
Primary activity: NAICS 52211
FDIC certificate: 4621
Federal Reserve RSSD ID: 984351
Headquarters: 101 South Fourth, Atwood, KS, 67730, United States
Primary deposit insurer: Deposit Insurance Fund (DIF)
Source observed: August 19, 2026

Branch network

Listed locations

Showing 1 through 3 of 3 listed locations

StateCity or branch

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Showing 1 through 3 of 3 FFIEC NIC branch locations
Branch	Address	City	State	Postal code
326 KANSAS AVENUE BRANCH	326 Kansas Avenue	Brewster	KS	67732
COLBY BRANCH	2080 South Franklin Avenue	Colby	KS	67701
202 SOUTH PENN BRANCH	202 South Penn	Oberlin	KS	67749

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating: Satisfactory
Exam date: January 1, 2025
Regulator: FDIC
Examination method: Small Bank

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

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Historical CRA evaluations
Exam date	CRA rating	Regulator	Examination method
January 1, 2025	Satisfactory	FDIC	Small Bank
February 1, 2019	Satisfactory	FDIC	Small Bank
February 1, 2013	Satisfactory	FDIC	Small Bank
March 5, 2008	Satisfactory	FDIC	Small Bank
March 1, 2003	Satisfactory	FDIC	Small Bank
July 1, 1998	Satisfactory	FDIC	Small Bank
March 1, 1995	Satisfactory	FDIC	Not Reported
February 1, 1993	Satisfactory	FDIC	Not Reported

Read the methodology

Institutional history

1 FFIEC NIC history event

Showing 1 of 1 history events

FFIEC NIC institutional history events
Event date	Event type	Related institution
July 23, 1994	Charter Discontinued (Merger or Purchase & Assumption)	—

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

1 FFIEC NIC relationship record

Showing 1 of 1 relationship records

FFIEC NIC organizational relationships
Relationship	Institution	Type	Location
ROOT_INSTITUTION	FARMERS BANK & TRUST	Non-member Bank	Atwood, KS

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type: FDIC-insured state-chartered nonmember bank