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Institution profile

Farmers and Merchants Savings Bank

Bank · Active · Headquarters: Iowa City, IA

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

HMDA activity

Public HMDA records are available for 2019.

HMDA records

23

2019

Loan originations

22

2019

Denials

0

2019

Withdrawals

1

2019

Denial rate among decisioned applications

0.0%

2019

Annual history

Annual HMDA activity history
YearHMDA recordsOriginationsApproved but not acceptedDenialsWithdrawalsDenial rate
201923220010.0%

Detailed activity

Loan type and purpose

Loan type and purpose breakdown for 2019
CategoryHMDA records
Conventional23
FHA0
VA0
RHS / FSA0
Home purchase13
Home improvement0
Refinancing9
Cash-out refinancing0

State reporting

1 state / territory reported

How to read these figures

HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.