HMDA records
25
2024
Institution profile
Farmers and Merchants Bank of South Carolina
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HMDA activity
Public HMDA records are available for 2019–2024.
Loan originations
22
2024
Denials
3
2024
Withdrawals
0
2024
Denial rate among decisioned applications
12.0%
2024
Annual history
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2024 | 25 | 22 | 0 | 3 | 0 | 12.0% |
| 2023 | 33 | 25 | 0 | 5 | 3 | 16.7% |
| 2019 | 45 | 33 | 0 | 12 | 0 | 26.7% |
Detailed activity
Loan type and purpose
| Category | HMDA records |
|---|---|
| Conventional | 25 |
| FHA | 0 |
| VA | 0 |
| RHS / FSA | 0 |
| Home purchase | 8 |
| Home improvement | 4 |
| Refinancing | 9 |
| Cash-out refinancing | 1 |
State reporting
1 state / territory reported
How to read these figures
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.