Listed locations
13
Institution profile
Farmers & Merchants Bank (Timberville, VA)
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Farmers & Merchants Bank
- Display name
- Farmers & Merchants Bank (Timberville, VA)
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- January 1, 1908
- Charter class
- State-chartered commercial bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Reserve Board
- Headquarters
- Timberville, VA, 22853, United States
- Website
- https://www.FMBankVA.com
- FDIC certificate number
- 8668
- Federal Reserve RSSD ID
- 713926
- Domestic location count
- 15
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FRS
- Institution type
- State Member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 8668
- Federal Reserve RSSD ID
- 713926
- Headquarters
- 165 New Market, Timberville, VA, 22853, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 13 of 13 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| BRIDGEWATER OFFICE | 100 Plaza Drive | Bridgewater | VA | 22812 |
| BROADWAY BRANCH | 126 North Timberway | Broadway | VA | 22815 |
| EDINBURG BRANCH | 320 Stoney Creek Blvd | Edinburg | VA | 22824 |
| ELKTON BRANCH | 127 West Rockingham Street | Elkton | VA | 22827 |
| COFFMAN'S CORNER BRANCH | 2030 Legacy Lane | Harrisonburg | VA | 22801 |
| CROSSROADS BRANCH | 80 Cross Keys Road | Harrisonburg | VA | 22801 |
| MYERS CORNER BRANCH | 30 Gosnell Crossing | Staunton | VA | 24401 |
| NORTH AUGUSTA BRANCH | 2813 N. Augusta Street | Staunton | VA | 24401 |
| STUARTS DRAFT BRANCH | 2782 Stuarts Draft Highway | Stuarts Draft | VA | 24477 |
| WAYNESBORO BRANCH | 2701 West Main Street | Waynesboro | VA | 22980 |
| AMHERST BRANCH | 1738 Amherst ST | Winchester | VA | 22601 |
| WINCHESTER DOWNTOWN | 3 S. Cameron Street | Winchester | VA | 22601 |
| WOODSTOCK BRANCH | 161 South Main Street | Woodstock | VA | 22664 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- September 22, 2025
- Regulator
- Federal Reserve
- Examination method
- Intermediate Small Bank
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| September 22, 2025 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| April 4, 2022 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| October 22, 2018 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| July 20, 2015 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| August 20, 2012 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| August 16, 2010 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| July 28, 2008 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| July 24, 2006 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| July 26, 2004 | Satisfactory | Federal Reserve | Large Bank Exam |
| July 26, 1999 | Outstanding | Federal Reserve | Small Bank |
| January 13, 1997 | Outstanding | Federal Reserve | Small Bank |
FFIEC-reported organizational relationships
1 FFIEC NIC relationship record
Showing 1 of 1 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| ROOT_INSTITUTION | FARMERS & MERCHANTS BANK | State Member Bank | Timberville, VA |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered member bank