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Institution profile

Farmers and Merchants Bank (Milford, NE)

Bank · Active · Headquarters: Milford, NE

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
Farmers and Merchants Bank
Display name
Farmers and Merchants Bank (Milford, NE)
Institution status
Active
FDIC insured
Yes
FDIC insured since
July 5, 1949
Established date
July 5, 1949
Charter class
State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Deposit Insurance Corporation
Headquarters
Milford, NE, 68405, United States
FDIC certificate number
16810
Federal Reserve RSSD ID
455552
Domestic location count
12
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FDIC
Institution type
Non-member Bank
Primary activity
NAICS 52211
FDIC certificate
16810
Federal Reserve RSSD ID
455552
LEI
549300NQ6JHMRWQ5IH65
Headquarters
617 First Street, Milford, NE, 68405, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

11

Showing 1 through 11 of 11 listed locations

Scroll sideways to see every branch column.

Showing 1 through 11 of 11 FFIEC NIC branch locations
BranchAddressCityStatePostal code
900 DIMERY BRANCH900 DimeryBeaver CrossingNE68313
427 CENTRAL AVENUE BRANCH427 Central AvenueEricsonNE68637
301 NEMAHA STREET BRANCH301 Nemaha StreetFirthNE68358
309 BROAD STREET BRANCH309 Broad StreetJansenNE68377
3015 SECOND AVE BRANCH3015 2nd AvenueKearneyNE68847
101 SOUTH CALVERT BRANCH101 South CalvertLawrenceNE68957
347 C STREET BRANCH347 C StreetPalmyraNE68418
202 LOCUST BRANCH202 Locust StreetPanamaNE68419
355 NORTH CENTRAL BRANCH355 North CentralSuperiorNE68978
ELDORA BRANCH201 West Eldora AvenueWeeping WaterNE68463
321 SOUTH MAIN BRANCH321 South MainWilberNE68465

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
October 1, 2024
Regulator
FDIC
Examination method
Intermediate Small Bank

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

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Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
October 1, 2024SatisfactoryFDICIntermediate Small Bank
October 1, 2021SatisfactoryFDICIntermediate Small Bank
August 1, 2018SatisfactoryFDICIntermediate Small Bank
August 1, 2015SatisfactoryFDICIntermediate Small Bank
November 1, 2012SatisfactoryFDICIntermediate Small Bank
August 3, 2009OutstandingFDICSmall Bank
June 4, 2003OutstandingFDICSmall Bank
August 1, 1998SatisfactoryFDICSmall Bank
August 1, 1995SatisfactoryFDICNot Reported
June 1, 1994SatisfactoryFDICNot Reported
April 1, 1992OutstandingFDICNot Reported

Institutional history

9 FFIEC NIC history events

Showing 1 through 9 of 9 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
February 15, 2020Failure - Government Assistance ProvidedERICSON STATE BANK
February 16, 2008Charter Discontinued (Merger or Purchase & Assumption)
January 9, 1998Charter Discontinued (Merger or Purchase & Assumption)
October 26, 1995Charter Discontinued (Merger or Purchase & Assumption)
October 8, 1992Charter Discontinued (Merger or Purchase & Assumption)
October 8, 1992Charter Discontinued (Merger or Purchase & Assumption)
October 8, 1992Charter Discontinued (Merger or Purchase & Assumption)
August 20, 1992Charter Discontinued (Merger or Purchase & Assumption)
April 14, 1984Charter Discontinued (Merger or Purchase & Assumption)

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

1 FFIEC NIC relationship record

Showing 1 of 1 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
ROOT_INSTITUTIONFARMERS AND MERCHANTS BANKNon-member BankMilford, NE

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered nonmember bank