Listed locations
11
Institution profile
Farmers and Merchants Bank (Baldwyn, MS)
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Farmers and Merchants Bank
- Display name
- Farmers and Merchants Bank (Baldwyn, MS)
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- March 10, 1941
- Established date
- March 10, 1941
- Charter class
- State-chartered commercial bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Reserve Board
- Headquarters
- Baldwyn, MS, 38824, United States
- Website
- https://www.fmbms.com
- FDIC certificate number
- 15801
- Federal Reserve RSSD ID
- 205243
- Domestic location count
- 12
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FRS
- Institution type
- State Member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 15801
- Federal Reserve RSSD ID
- 205243
- Headquarters
- 111 West Clayton Street, Baldwyn, MS, 38824, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 11 of 11 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| FARMERS AND MERCHANTS LOAN PRODUCTION OFFICE | 102 East Main Street | Baldwyn | MS | 38824 |
| BOONEVILLE BRANCH | 1000 East Church | Booneville | MS | 38829 |
| BOONEVILLE NORTH BRANCH | 1111 North Second Street | Booneville | MS | 38829 |
| CORINTH BRANCH | 515 Filmore Street | Corinth | MS | 38834 |
| FARMINGTON BRANCH | 4129 County Road 200 | Corinth | MS | 38834 |
| HARPER ROAD BRANCH | 2222 South Harper Road | Corinth | MS | 38834 |
| FULTON BRANCH | 418 Interchange Drive | Fulton | MS | 38843 |
| MANTACHIE BRANCH | 5600 Highway 363 | Mantachie | MS | 38855-7631 |
| MARIETTA BRANCH | 421 Highway 371 | Marietta | MS | 38856 |
| MOOREVILLE BRANCH | 779 Highway 371 | Mooreville | MS | 38857 |
| TUPELO WEST BRANCH | 1803 West Main Street | Tupelo | MS | 38801 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- April 14, 2025
- Regulator
- Federal Reserve
- Examination method
- Intermediate Small Bank
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| April 14, 2025 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| August 24, 2020 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| November 1, 2016 | Satisfactory | FDIC | Small Bank |
| August 1, 2013 | Satisfactory | FDIC | Small Bank |
| June 5, 2008 | Satisfactory | FDIC | Small Bank |
| May 5, 2003 | Satisfactory | FDIC | Small Bank |
| February 1, 1999 | Satisfactory | FDIC | Small Bank |
| March 1, 1996 | Satisfactory | FDIC | Not Reported |
| January 1, 1994 | Satisfactory | FDIC | Not Reported |
| October 1, 1991 | Satisfactory | FDIC | Not Reported |
Institutional history
1 FFIEC NIC history event
Showing 1 of 1 history events
| Event date | Event type | Related institution |
|---|---|---|
| April 16, 1994 | Failure - Government Assistance Provided | SECURITY FEDERAL SAVINGS AND LOAN ASSOCIATION |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
2 FFIEC NIC relationship records
Showing 1 through 2 of 2 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | CORNERSTONE INSURANCE & FINANCIAL | Domestic Entity Other | Baldwyn, MS |
| ROOT_INSTITUTION | FARMERS AND MERCHANTS BANK | State Member Bank | Baldwyn, MS |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered member bank