HMDA records
292
2025
Public institution profile · Bank · Not a recommendation
Enterprise Bank & Trust
BankClayton, MOActive
FDIC certificate 27237
Data observedAugust 5, 2026Section records may have different source dates.
- Public-source data
- Source-linked records
- No paid lender rankings
- See methodology
- Correct the record
Identifiers, verification, and corrections
Stable identifiers
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
- FDIC certificate
- 27237
- company ID
- Not published — no verified match
More identifiers
- Federal Reserve
- 1190476
- OCC charter number
- Not published — no verified match
- Not published — no verified match
- Official website
- http://www.enterprisebank.com
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Data correction
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionAt a glance
- Institution type
- Bank
- Status
- Active
- Headquarters
- Clayton, MO
- HMDA activity
- Published activity year 2025
- Listed branch locations
- 54
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- Satisfactory, exam December 1, 2023
- Institution history
- 9 published events
What USMI publishes
Public records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
- Institution type
- Bank
- Status
- Active
- Headquarters
- Clayton, MO
- activity
- Published activity year 2025
- Listed branch locations
- 54
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- Satisfactory, exam December 1, 2023
- Institution history
- 9 published events
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
What this profile is not
- Not a lender recommendation or ranking.
- Not a mortgage rate sheet or quote.
- Not an underwriting, approval, or eligibility decision.
- Not proof of an NMLS license unless a verified NMLS company ID/source is specifically published.
- Not a complaint-resolution channel.
- Missing source blocks do not establish that an institution lacks an activity, identifier, license or regulatory record.
HMDA
Mortgage activity
Reported records for the selected year. These figures are not a lender score.
292reported records
186reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
activity
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
Loan originations
186
2025
Denials
57
2025
Withdrawals
25
2025
Denial rate among decisioned applications
22.4%
2025
Annual history
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 292 | 186 | 11 | 57 | 25 | 22.4% |
| 2024 | 287 | 173 | 24 | 54 | 25 | 21.5% |
| 2023 | 385 | 247 | 24 | 59 | 46 | 17.9% |
| 2022 | 583 | 354 | 39 | 76 | 85 | 16.2% |
| 2021 | 1,061 | 723 | 43 | 100 | 133 | 11.5% |
| 2020 | 1,430 | 984 | 52 | 98 | 225 | 8.6% |
| 2019 | 684 | 428 | 37 | 63 | 111 | 11.9% |
| 2018 | 434 | 293 | 24 | 47 | 33 | 12.9% |
Detailed activity
Loan type and purpose
| Category | HMDA records |
|---|---|
| Conventional | 274 |
| FHA | 16 |
| VA | 2 |
| RHS / FSA | 0 |
| Home purchase | 173 |
| Home improvement | 28 |
| Refinancing | 56 |
| Cash-out refinancing | 19 |
State reporting
11 states / territories reported
How to read these figures
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
CFPB consumer submissions
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
CFPB Mortgage Complaint Activity
No published complaint result found
No mapped CFPB mortgage complaint activity is currently published on this profile under U.S. Mortgage Index's verified entity-matching methodology. This is not a finding that no complaint exists under another company name, affiliate, source attribution, period, or configuration.
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Regulatory & institutional records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
Institution identity
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Enterprise Bank & Trust
- Display name
- Enterprise Bank & Trust
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- May 9, 1988
- Established date
- May 9, 1988
- Charter class
- State-chartered commercial bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Reserve Board
- Headquarters
- Clayton, MO, 63105, United States
- FDIC certificate number
- 27237
- Federal Reserve
- 1190476
- Domestic location count
- 58
- Source observed
- August 5, 2026
Regulatory information
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FRS
- Institution type
- State Member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 27237
- Federal Reserve
- 1190476
- K0ZDN2CBIQC0EHBKNK35
- Headquarters
- 150 North Meramec, Clayton, MO, 63105, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- December 1, 2023
- Regulator
- FDIC
- Examination method
- Large Bank Exam
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| December 1, 2023 | Satisfactory | FDIC | Large Bank Exam |
| November 1, 2020 | Outstanding | FDIC | Large Bank Exam |
| November 1, 2017 | Satisfactory | FDIC | Large Bank Exam |
| June 1, 2014 | Satisfactory | FDIC | Large Bank Exam |
| March 1, 2011 | Satisfactory | FDIC | Large Bank Exam |
| August 1, 2007 | Satisfactory | FDIC | Large Bank Exam |
| July 1, 2004 | Satisfactory | FDIC | Large Bank Exam |
| April 1, 2001 | Satisfactory | FDIC | Large Bank Exam |
| September 1, 1998 | Satisfactory | FDIC | Small Bank |
| February 1, 1996 | Satisfactory | FDIC | Not Reported |
| January 1, 1994 | Satisfactory | FDIC | Not Reported |
| October 1, 1991 | Substantial Noncompliance | FDIC | Not Reported |
Formal hierarchy
FFIEC NIC hierarchy rows
15
Showing 1 through 15 of 15 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | CHARFORD INC | Domestic Entity Other | Clayton, MO |
| Direct relationship | CORPORATE HOLDINGS II, LLC | Domestic Entity Other | Olathe, KS |
| Direct relationship | EBT NMTC INVESTMENT FUND III, LLC | Domestic Entity Other | Clayton, MO |
| Direct relationship | EBT NMTC INVESTMENT FUND IV, LLC | Domestic Entity Other | Clayton, MO |
| Direct relationship | EBT NMTC INVESTMENT FUND V, LLC | Domestic Entity Other | Clayton, MO |
| Direct relationship | EBT NMTC INVESTMENT FUND VI, LLC | Domestic Entity Other | Clayton, MO |
| Direct relationship | EBT NMTC INVESTMENT FUND VII, LLC | Domestic Entity Other | Clayton, MO |
| Direct relationship | EBT NMTC INVESTMENT FUND VIII, LLC | Domestic Entity Other | Clayton, MO |
| Direct relationship | EMTC FUND LLC | Domestic Entity Other | Clayton, MO |
| Direct relationship | ENTERPRISE AIRCRAFT FINANCE, LLC | Domestic Entity Other | Clayton, MO |
| Direct relationship | ENTERPRISE IHC, LLC | Domestic Entity Other | Saint Louis, MO |
| Direct relationship | ENTERPRISE INSURANCE SERVICES LLC | Domestic Entity Other | Clayton, MO |
| Direct relationship | ENTERPRISE PORTFOLIO HOLDINGS, INC. | Domestic Entity Other | Las Vegas, NV |
| Direct relationship | TRICENSIONS ABQ, LLC | Domestic Entity Other | Los Alamos, NM |
| ROOT_INSTITUTION | ENTERPRISE BANK & TRUST | State Member Bank | Clayton, MO |
These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered member bank
Locations
Branch and office locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Branch locations
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Branch network
Listed locations
54
Showing 1 through 50 of 54 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| CASA GRANDE BRANCH | 1300 East Florence Boulevard | Casa Grande | AZ | 85122 |
| CHANDLER BRANCH | 180 South Arizona Avenue, Suite 108 | Chandler | AZ | 85225 |
| COOLIDGE BRANCH | 635 North Arizona Boulevard | Coolidge | AZ | 85128 |
| ELOY BRANCH | 712 North Main Street | Eloy | AZ | 85131 |
| GLOBE BRANCH | 161 West Oak Street | Globe | AZ | 85501 |
| MARICOPA BRANCH | 19750 N Maricopa RD | Maricopa | AZ | 85139 |
| NOGALES BRANCH | 357 W Mariposa Road | Nogales | AZ | 85621 |
| CAMELBACK BRANCH | 3900 East Camelback Road | Phoenix | AZ | 85018 |
| NORTH SCOTTSDALE BRANCH | 8698 East Raintree Drive, Suite 104 | Scottsdale | AZ | 85260 |
| NORTH SCOTTSDALE CHAUNCEY BRANCH | 18511 North Scottsdale Road, Suite 102 | Scottsdale | AZ | 85255 |
| SCOTTSDALE OLD TOWN BRANCH | 4141 North Scottsdale Road, Suite 101 | Scottsdale | AZ | 85251 |
| TUCSON BRANCH | 3002 North Campbell Avenue, Suite 100 | Tucson | AZ | 85719 |
| ALHAMBRA BRANCH | 407 West Valley Boulevard, Suite 1 | Alhambra | CA | 91803 |
| ANAHEIM BRANCH | 2401 East Katella Avenue, Suite 125 | Anaheim | CA | 92806 |
| CERRITOS BRANCH | 12845 Towne Center Drive | Cerritos | CA | 90703 |
| CHULA VISTA BRANCH | 530 Broadway | Chula Vista | CA | 91910 |
| ENCINITAS BRANCH | 277 N EL Camino Real, Suite A | Encinitas | CA | 92024 |
| DOWNTOWN LOS ANGELES | 555 South Hope Street, Suite 1800 | Los Angeles | CA | 90071 |
| PASADENA BRANCH | 918 E. Green Street, Suite 100 | Pasadena | CA | 91106 |
| SAN JUAN CAPISTRANO BRANCH | 31351 Rancho Viejo Road, Suite 101 | San Juan Capistrano | CA | 92675 |
| ORLANDO | 189 S Orange Ave | Orlando | FL | 32801 |
| PRESCOTT PLAZA BRANCH | 151 South 18th Street, Suite T | Kansas City | KS | 66102 |
| CLAIRBORNE BRANCH | 110 North Clairborne | Olathe | KS | 66062 |
| OLATHE STATION BRANCH | 11970 South Black Bob Road | Olathe | KS | 66062 |
| PRICE CHOPPER BRANCH | 175 North Parker Street | Olathe | KS | 66061 |
| SANTA FE BRANCH | 444 East Santa FE | Olathe | KS | 66061 |
| DOWNTOWN OVERLAND PARK BRANCH | 8001 Metcalf Avenue, Suite 100 | Overland Park | KS | 66204 |
| OVERLAND PARK BRANCH | 12695 Metcalf Avenue | Overland Park | KS | 66213 |
| SHAWNEE BRANCH | 10610 Shawnee Mission Parkway | Shawnee | KS | 66203 |
| ARNOLD BRANCH | 3944 Vogel Road | Arnold | MO | 63010 |
| BRENTWOOD BRANCH | 2521 Brentwood Boulevard | Brentwood | MO | 63144 |
| CEDAR HILL BRANCH | 8475 Local Hillsboro Road | Cedar Hill | MO | 63016 |
| CREVE COEUR BRANCH | 11401 Olive Boulevard | Creve Coeur | MO | 63141 |
| JEFFERSON SQUARE BRANCH | 121 Jefferson Square | De Soto | MO | 63020 |
| FESTUS BRANCH | 680 South Mill Street | Festus | MO | 63028 |
| HILLSBORO BRANCH | 10596 Highway 21 | Hillsboro | MO | 63050 |
| HOUSE SPRINGS FACILITY | 4675 Gravois Road | House Springs | MO | 63051 |
| CROSSROADS BRANCH | 1737 Main Street | Kansas City | MO | 64108 |
| KIRKWOOD BRANCH | 1052 South Kirkwood Road | Kirkwood | MO | 63122 |
| MANCHESTER ROAD BRANCH | 14231 Manchester Road | Manchester | MO | 63011 |
| PERRYVILLE BRANCH | 14 North Jackson Street | Perryville | MO | 63775 |
| CHIPPEWA BRANCH | 6725 Chippewa Street | Saint Louis | MO | 63109 |
| LINDELL BRANCH | 4100 Lindell | Saint Louis | MO | 63108 |
| MANCHESTER LOAN PRODUCTION OFFICE | 12360 Manchester Road, Suite 204 | Saint Louis | MO | 63131 |
| OLIVETTE BRANCH | 1281 N. Warson Rd. | Saint Louis | MO | 63132 |
| ST. PETERS CENTRE BRANCH | 300 St. Peters Centre Boulevard | Saint Peters | MO | 63376 |
| SOUTH LINDBERGH BRANCH | 3890 South Lindbergh Boulevard | Sunset Hills | MO | 63127 |
| ALBUQUERQUE-PAN AM BRANCH | 7445 Pan American Freeway NE | Albuquerque | NM | 87109 |
| LOS ALAMOS BRANCH | 1200 Trinity Drive | Los Alamos | NM | 87544 |
| SANTA FE CERRILLOS BRANCH | 3674 Cerillos Road | Santa Fe | NM | 87507 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Institution history
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
Institution history
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
Institutional history
FFIEC NIC history events
9
Showing 1 through 9 of 9 history events
| Event date | Event type | Related institution |
|---|---|---|
| July 22, 2021 | Charter Discontinued (Merger or Purchase & Assumption) | FIRST CHOICE BANK |
| November 13, 2020 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 8, 2019 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| February 11, 2017 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 13, 2011 | Failure - Government Assistance Provided | FIRST NATIONAL BANK OF OLATHE, THE |
| January 8, 2011 | Failure - Government Assistance Provided | LEGACY BANK |
| December 12, 2009 | Failure - Government Assistance Provided | VALLEY CAPITAL BANK, NATIONAL ASSOCIATION |
| October 7, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 29, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources & methodology
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
FDIC BankFind
Source reviewed2026-08-05
Limitation
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
CFPB Consumer Complaint Database search
Source reviewed2026-08-05
Limitation
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
HMDA modified LAR
Source reviewed2026-08-05
Limitation
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
FFIEC NIC institution profile
Source reviewed2026-08-19
Limitation
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
FFIEC NIC branches
Source reviewed2026-08-19
Limitation
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
FFIEC NIC organizational hierarchy
Source reviewed2026-08-19
Limitation
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
FFIEC NIC institution history
Source reviewed2026-08-19
Limitation
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.
FFIEC CRA Ratings Database
Source reviewed2026-08-28
Limitation
A CRA rating is the regulator's examination result for the date shown. It is not a USMI rating.