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Institution profile

EAST ALABAMA COMMUNITY

Credit union · Active · Main office: OPELIKA, AL

Profile data observed August 6, 2026

Identity verified through NCUA; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

NCUA identity

NCUA charter number
12383
Credit union type
Federal credit union
Federal insurance
Federally insured through the NCUA / National Credit Union Share Insurance Fund
Low-income designation
Yes

NCUA-reported main office

Main office is the location classification reported in the NCUA source and is not presented here as a legal-headquarters determination.

Address line 1
2420 PEPPERELL PKWY
City
OPELIKA
State
AL
ZIP
36801-6257
County
Lee
Country
United States
Phone
3343642850
Hours
MONDAY - FRIDAY 8:00 A.M. UNTIL 5:00 P.M.

NCUA quarterly financial summary

Data period: March 31, 2026

Members
2,977
Total assets
$21,001,284
Total loans — all reported loan categories
$5,798,454
Shares and deposits
$17,999,304
Return on average assets
0.43%
Net worth ratio
13.98%
Loan-to-share ratio
32.21%

NCUA total-loan balances are institution-wide and are not presented as mortgage volume.

Four-quarter growth metrics

Shares/deposits four-quarter growth
2.99%
Loans four-quarter growth
6.09%
Assets four-quarter growth
2.85%
Members four-quarter growth
-1.85%
Net-worth four-quarter growth
2.63%

Location characteristics

Source-reported location characteristics. These fields are not recommendations or quality indicators.

Member services
Yes
ATM
Yes
Drive-thru
Yes
Shared service-center network
No

NCUA source dates

NCUA call-report date
March 31, 2026
NCUA locations data date
March 31, 2026
NCUA locations observed
August 7, 2026

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
Federally insured federal credit union