Institution profile

EARNING TREE

Credit union · Active · Main office: Wyoming, PA

Profile data observed August 6, 2026

Identity verified through NCUA; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

NCUA identity

NCUA charter number: 12333
Credit union type: Federal credit union
Federal insurance: Federally insured through the NCUA / National Credit Union Share Insurance Fund
Low-income designation: Yes

NCUA-reported main office

Main office is the location classification reported in the NCUA source and is not presented here as a legal-headquarters determination.

Address line 1: 800 Wyoming Ave
City: Wyoming
State: PA
ZIP: 18644
County: Luzerne
Country: United States
Phone: 5706934072
Hours: Monday-Thursday: 9:00-4:30 Friday: 9:00-5:00 Saturday: 9:00-11:30 Drive-Thru Only: MWThF 4:00-5:00 Sat 9:00-11:30

NCUA quarterly financial summary

Data period: March 31, 2026

Members: 1,868
Total assets: $48,109,696
Total loans — all reported loan categories: $6,720,516
Shares and deposits: $43,334,578
Return on average assets: 0.44%
Net worth ratio: 10.44%
Loan-to-share ratio: 15.51%

NCUA total-loan balances are institution-wide and are not presented as mortgage volume.

Four-quarter growth metrics

Shares/deposits four-quarter growth: 7%
Loans four-quarter growth: 1.51%
Assets four-quarter growth: 7.03%
Members four-quarter growth: -3.06%
Net-worth four-quarter growth: 5.46%

Location characteristics

Source-reported location characteristics. These fields are not recommendations or quality indicators.

Member services: Yes
ATM: No
Drive-thru: Yes
Shared service-center network: No

NCUA source dates

NCUA call-report date: March 31, 2026
NCUA locations data date: March 31, 2026
NCUA locations observed: August 7, 2026

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type: Federally insured federal credit union