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Institution profile

Earlham Savings Bank

Bank · Active · Headquarters: West Des Moines, IA

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
Earlham Savings Bank
Display name
Earlham Savings Bank
Institution status
Active
FDIC insured
Yes
FDIC insured since
January 1, 1934
Established date
January 1, 1931
Charter class
State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Deposit Insurance Corporation
Headquarters
West Des Moines, IA, 50266, United States
FDIC certificate number
5796
Federal Reserve RSSD ID
645540
Domestic location count
9
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FDIC
Institution type
Non-member Bank
Primary activity
NAICS 52211
FDIC certificate
5796
Federal Reserve RSSD ID
645540
Headquarters
7300 Lake Drive, West Des Moines, IA, 50266, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

8

Showing 1 through 8 of 8 listed locations

Scroll sideways to see every branch column.

Showing 1 through 8 of 8 FFIEC NIC branch locations
BranchAddressCityStatePostal code
BEVINGTON BRANCH203 Highway 92 WestBevingtonIA50033
DE SOTO BRANCH705 Guthrie StreetDe SotoIA50069
1107 KEOSAUQUA WAY BRANCH1107 Keosauqua WayDes MoinesIA50309
DES MOINES BRANCH3401 Southwest 9th StreetDes MoinesIA50315
EARLHAM BRANCH130 North Chestnut AvenueEarlhamIA50072
1705 BURR OAK BOULEVARD BRANCH1705 Burr Oak BoulevardGrangerIA50109
VAN METER BRANCH475 Mill StreetVan MeterIA50261
WOODWARD BRANCH217 South Main StreetWoodwardIA50276

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
May 1, 2023
Regulator
FDIC
Examination method
Intermediate Small Bank

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

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Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
May 1, 2023SatisfactoryFDICIntermediate Small Bank
June 1, 2020SatisfactoryFDICSmall Bank
August 1, 2017SatisfactoryFDICSmall Bank
August 1, 2014SatisfactoryFDICSmall Bank
July 1, 2012SatisfactoryFDICSmall Bank
May 1, 2007SatisfactoryFDICSmall Bank
December 1, 2002SatisfactoryFDICSmall Bank
August 1, 1997SatisfactoryFDICSmall Bank
April 1, 1995SatisfactoryFDICNot Reported
June 1, 1993SatisfactoryFDICNot Reported
June 1, 1991SatisfactoryFDICNot Reported

Institutional history

1 FFIEC NIC history event

Showing 1 of 1 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
September 8, 1990Failure - Government Assistance ProvidedFIRSTCENTRAL FEDERAL SAVINGS BANK

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

1 FFIEC NIC relationship record

Showing 1 of 1 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
ROOT_INSTITUTIONEARLHAM SAVINGS BANKNon-member BankWest Des Moines, IA

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered nonmember bank