Institution profile
DOW
Identity verified through NCUA; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
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NCUA identity
- NCUA charter number
- 60137
- Credit union type
- Federally insured state-chartered credit union
- Federal insurance
- Federally insured through the NCUA / National Credit Union Share Insurance Fund
- Low-income designation
- No
NCUA-reported main office
Main office is the location classification reported in the NCUA source and is not presented here as a legal-headquarters determination.
- Address line 1
- 600 E Lyon Rd
- City
- Midland
- State
- MI
- ZIP
- 48640-5396
- County
- Midland
- Country
- United States
- Phone
- 9898357794
- Hours
- M-F 7:30 a.m. - 5:30 p.m. Sat 9:00 a.m. - 1:00 p.m.
NCUA quarterly financial summary
Data period: March 31, 2026
- Members
- 83,834
- Total assets
- $2,613,795,660
- Total loans — all reported loan categories
- $1,228,295,985
- Shares and deposits
- $2,350,919,407
- Return on average assets
- 0.23%
- Net worth ratio
- 9.79%
- Loan-to-share ratio
- 52.25%
NCUA total-loan balances are institution-wide and are not presented as mortgage volume.
Four-quarter growth metrics
- Shares/deposits four-quarter growth
- 5.4%
- Loans four-quarter growth
- -2.09%
- Assets four-quarter growth
- 5.94%
- Members four-quarter growth
- 1.1%
- Net-worth four-quarter growth
- 6.85%
Location characteristics
Source-reported location characteristics. These fields are not recommendations or quality indicators.
- Member services
- Yes
- ATM
- Yes
- Drive-thru
- Yes
- Shared service-center network
- No
NCUA source dates
- NCUA call-report date
- March 31, 2026
- NCUA locations data date
- March 31, 2026
- NCUA locations observed
- August 7, 2026
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- Federally insured state-chartered credit union