Institution profile
DESERT FINANCIAL
Identity verified through NCUA; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
NCUA identity
- NCUA charter number
- 68713
- Credit union type
- Federally insured state-chartered credit union
- Federal insurance
- Federally insured through the NCUA / National Credit Union Share Insurance Fund
- Low-income designation
- No
NCUA-reported main office
Main office is the location classification reported in the NCUA source and is not presented here as a legal-headquarters determination.
- Address line 1
- 148 N 48th St
- City
- Phoenix
- State
- AZ
- ZIP
- 85034
- County
- Maricopa
- Country
- United States
- Phone
- 6024337000
- Hours
- Employee Access: M-F 7:00am - 7:00pm/Sat. 7:00am - 7:00pm. card access only ATM: 24 Hours
NCUA quarterly financial summary
Data period: March 31, 2026
- Members
- 511,369
- Total assets
- $9,791,191,351
- Total loans — all reported loan categories
- $5,170,195,915
- Shares and deposits
- $8,801,479,659
- Return on average assets
- 0.88%
- Net worth ratio
- 11.52%
- Loan-to-share ratio
- 58.74%
NCUA total-loan balances are institution-wide and are not presented as mortgage volume.
Four-quarter growth metrics
- Shares/deposits four-quarter growth
- 5.89%
- Loans four-quarter growth
- 15.87%
- Assets four-quarter growth
- 7.97%
- Members four-quarter growth
- 5.68%
- Net-worth four-quarter growth
- 7.71%
Location characteristics
Source-reported location characteristics. These fields are not recommendations or quality indicators.
- Member services
- No
- ATM
- Yes
- Drive-thru
- No
- Shared service-center network
- No
NCUA source dates
- NCUA call-report date
- March 31, 2026
- NCUA locations data date
- March 31, 2026
- NCUA locations observed
- August 7, 2026
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- Federally insured state-chartered credit union