Institution profile

Dean Co-operative Bank

Bank · Active · Headquarters: Franklin, MA

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name: Dean Co-operative Bank
Display name: Dean Co-operative Bank
Institution status: Active
FDIC insured: Yes
FDIC insured since: May 11, 1988
Established date: January 1, 1889
Charter class: State-chartered stock savings bank
Primary federal regulator: Federal Deposit Insurance Corporation
Headquarters: Franklin, MA, 02038, United States
Website: https://www.deanbank.com
FDIC certificate number: 27269
Federal Reserve RSSD ID: 271275
Domestic location count: 4
Source observed: August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status: ACTIVE
Primary federal regulator: FDIC
Institution type: Cooperative Bank
Primary activity: NAICS 52211
FDIC certificate: 27269
Federal Reserve RSSD ID: 271275
Headquarters: 21 Main Street, Franklin, MA, 02038, United States
Primary deposit insurer: Deposit Insurance Fund (DIF)
Source observed: August 19, 2026

Branch network

Listed locations

Showing 1 through 5 of 5 listed locations

StateCity or branch

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Showing 1 through 5 of 5 FFIEC NIC branch locations
Branch	Address	City	State	Postal code
BELLINGHAM BRANCH	411 Pulaski Boulevard	Bellingham	MA	02019
OPERATIONS BRANCH	435-437 Pulaskie Boulevard	Bellingham	MA	02019
BLACKSTONE BRANCH	8 Main Street	Blackstone	MA	01504
FRANKLIN BRANCH	147 Pond Street	Franklin	MA	02038
MENDON BRANCH	32 Hastings Street	Mendon	MA	01756

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating: Satisfactory
Exam date: July 1, 2025
Regulator: FDIC
Examination method: Intermediate Small Bank

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

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Historical CRA evaluations
Exam date	CRA rating	Regulator	Examination method
July 1, 2025	Satisfactory	FDIC	Intermediate Small Bank
August 1, 2022	Satisfactory	FDIC	Intermediate Small Bank
March 1, 2019	Satisfactory	FDIC	Small Bank
October 1, 2012	Satisfactory	FDIC	Small Bank
April 1, 2006	Outstanding	FDIC	Small Bank
June 1, 2000	Outstanding	FDIC	Small Bank
May 1, 1997	Outstanding	FDIC	Small Bank
March 1, 1995	Outstanding	FDIC	Not Reported
September 1, 1992	Satisfactory	FDIC	Not Reported

Read the methodology

FFIEC-reported organizational relationships

1 FFIEC NIC relationship record

Showing 1 of 1 relationship records

FFIEC NIC organizational relationships
Relationship	Institution	Type	Location
ROOT_INSTITUTION	DEAN CO-OPERATIVE BANK	Cooperative Bank	Franklin, MA

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type: FDIC-insured state-chartered stock savings bank