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Institution profile

Crystal Lake Bank and Trust Company, National Association

Bank · Active · Headquarters: Crystal Lake, IL

Profile data observed August 5, 2026

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FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
Crystal Lake Bank and Trust Company, National Association
Display name
Crystal Lake Bank and Trust Company, National Association
Institution status
Active
FDIC insured
Yes
FDIC insured since
December 19, 1997
Established date
December 19, 1997
Charter class
National bank, member of the Federal Reserve System (FRS)
Primary federal regulator
Office of the Comptroller of the Currency
Headquarters
Crystal Lake, IL, 60014, United States
FDIC certificate number
34681
Federal Reserve RSSD ID
2624400
OCC charter number
23574
Domestic location count
6
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
OCC
Institution type
National Bank
Primary activity
NAICS 52211
FDIC certificate
34681
Federal Reserve RSSD ID
2624400
LEI
3HICJPQ15PGZSBFDNJ82
Headquarters
70 North Williams Street, Crystal Lake, IL, 60014, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

5

Showing 1 through 5 of 5 listed locations

Scroll sideways to see every branch column.

Showing 1 through 5 of 5 FFIEC NIC branch locations
BranchAddressCityStatePostal code
ALGONQUIN BANK BRANCH4049 West Algonquin RoadAlgonquinIL60102
CARY BRANCH60 East Main StreetCaryIL60013
CRYSTAL LAKE BRANCH27 North Main StreetCrystal LakeIL60014
CRYSTAL LAKE BRANCH - NORTHWEST HIGHWAY5100 Northwest HighwayCrystal LakeIL60014
MCHENRY BRANCH2205 North Richmond RoadMchenryIL60051

FFIEC-reported organizational relationships

1 FFIEC NIC relationship record

Showing 1 of 1 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
ROOT_INSTITUTIONCRYSTAL LAKE BANK & TRUST COMPANY, NATIONAL ASSOCIATIONNational BankCrystal Lake, IL

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured national bank