Institution profile

CROSSROADS COMMUNITY

Credit union · Active · Main office: Cheektowaga, NY

Profile data observed August 6, 2026

Identity verified through NCUA; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

NCUA identity

NCUA charter number: 2508
Credit union type: Federal credit union
Federal insurance: Federally insured through the NCUA / National Credit Union Share Insurance Fund
Low-income designation: No

NCUA-reported main office

Main office is the location classification reported in the NCUA source and is not presented here as a legal-headquarters determination.

Address line 1: 3031 William St
City: Cheektowaga
State: NY
ZIP: 14227
County: Erie
Country: United States
Phone: 7168968084
Hours: M-Tu-W-F 9:00am - 4:00pm Th 9:00am - 5:30pm Sa 9:00am - 12:00pm

NCUA quarterly financial summary

Data period: March 31, 2026

Members: 5,191
Total assets: $94,839,549
Total loans — all reported loan categories: $22,323,589
Shares and deposits: $80,326,139
Return on average assets: 1.5%
Net worth ratio: 15.19%
Loan-to-share ratio: 27.79%

NCUA total-loan balances are institution-wide and are not presented as mortgage volume.

Four-quarter growth metrics

Shares/deposits four-quarter growth: 2.56%
Loans four-quarter growth: -1.21%
Assets four-quarter growth: 4.03%
Members four-quarter growth: -3.46%
Net-worth four-quarter growth: 13.06%

Location characteristics

Source-reported location characteristics. These fields are not recommendations or quality indicators.

Member services: Yes
ATM: No
Drive-thru: No
Shared service-center network: No

NCUA source dates

NCUA call-report date: March 31, 2026
NCUA locations data date: March 31, 2026
NCUA locations observed: August 7, 2026

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type: Federally insured federal credit union