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Institution profile

Cottonwood Valley Bank

Bank · Active · Headquarters: Cedar Point, KS

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
Cottonwood Valley Bank
Display name
Cottonwood Valley Bank
Institution status
Active
FDIC insured
Yes
FDIC insured since
December 8, 1952
Established date
January 25, 1914
Charter class
State-chartered commercial bank, member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Reserve Board
Headquarters
Cedar Point, KS, 66843, United States
FDIC certificate number
17160
Federal Reserve RSSD ID
921655
Domestic location count
4
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FRS
Institution type
State Member Bank
Primary activity
NAICS 52211
FDIC certificate
17160
Federal Reserve RSSD ID
921655
Headquarters
200 Broadway, Cottonwood Falls, KS, 66845, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

2

Showing 1 through 2 of 2 listed locations

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Showing 1 through 2 of 2 FFIEC NIC branch locations
BranchAddressCityStatePostal code
MAIN STREET BRANCH417 Main StreetFlorenceKS66851
LINCOLNVILLE BRANCH220 West Main StreetLincolnvilleKS66858

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
July 28, 2025
Regulator
Federal Reserve
Examination method
Small Bank

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

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Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
July 28, 2025SatisfactoryFederal ReserveSmall Bank
June 21, 2021SatisfactoryFederal ReserveSmall Bank
June 27, 2016SatisfactoryFederal ReserveSmall Bank
June 18, 2012SatisfactoryFederal ReserveSmall Bank
April 7, 2008SatisfactoryFederal ReserveSmall Bank
March 29, 2004SatisfactoryFederal ReserveSmall Bank
December 1, 1999SatisfactoryFDICSmall Bank
November 1, 1996SatisfactoryFDICSmall Bank
December 1, 1994SatisfactoryFDICNot Reported
November 1, 1992SatisfactoryFDICNot Reported

Institutional history

3 FFIEC NIC history events

Showing 1 through 3 of 3 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
March 24, 2012Charter Discontinued (Merger or Purchase & Assumption)
April 1, 1996Charter Discontinued (Merger or Purchase & Assumption)
June 1, 1992Charter Discontinued (Merger or Purchase & Assumption)

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

1 FFIEC NIC relationship record

Showing 1 of 1 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
ROOT_INSTITUTIONCOTTONWOOD VALLEY BANKState Member BankCottonwood Falls, KS

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered member bank