Listed locations
12
Institution profile
Cornerstone Bank (Fargo, ND)
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Cornerstone Bank
- Display name
- Cornerstone Bank (Fargo, ND)
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- July 15, 1907
- Charter class
- State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Deposit Insurance Corporation
- Headquarters
- Fargo, ND, 58104, United States
- Website
- https://www.cornerstone.bank
- FDIC certificate number
- 13198
- Federal Reserve RSSD ID
- 879457
- Domestic location count
- 12
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FDIC
- Institution type
- Non-member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 13198
- Federal Reserve RSSD ID
- 879457
- LEI
- 5493003LIT6MPMIF5W07
- Headquarters
- 2280 45th Street South, Fargo, ND, 58104, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 12 of 12 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| BISMARCK - 12TH STREET OFFICE | 1806 N 12th Street | Bismarck | ND | 58501 |
| DICKINSON OFFICE | 3095 15th Street West | Dickinson | ND | 58601 |
| MINOT BRANCH | 415 20th Ave SW | Minot | ND | 58701 |
| DETACHED FACILITY | 323 Main Street | New Town | ND | 58763 |
| NEW TOWN BRANCH | 323 Main Street | New Town | ND | 58763 |
| PARSHALL BRANCH | 11 South Main Street | Parshall | ND | 58770 |
| PLAZA STATION BRANCH | 402 Main Street, Plaza Station | Plaza | ND | 58771 |
| RUGBY BRANCH | 235 Highway 2 SE | Rugby | ND | 58368 |
| WATFORD CITY BRANCH | 106 8th Ave S.e. | Watford City | ND | 58854 |
| ABERDEEN BRANCH | 3307 7th Ave Se, Ste 108 | Aberdeen | SD | 57401 |
| SIOUX FALLS OFFICE | 6045 S. Louise Avenue, Suite 100 | Sioux Falls | SD | 57108 |
| WATERTOWN BRANCH | 104 1st Ave NW | Watertown | SD | 57201 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- March 1, 2026
- Regulator
- FDIC
- Examination method
- Intermediate Small Bank
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| March 1, 2026 | Satisfactory | FDIC | Intermediate Small Bank |
| May 1, 2023 | Satisfactory | FDIC | Intermediate Small Bank |
| July 1, 2019 | Satisfactory | FDIC | Intermediate Small Bank |
| October 1, 2013 | Satisfactory | FDIC | Small Bank |
| June 1, 2010 | Satisfactory | FDIC | Intermediate Small Bank |
| April 1, 2005 | Satisfactory | FDIC | Small Bank |
| March 1, 1999 | Outstanding | FDIC | Small Bank |
| February 1, 1996 | Outstanding | FDIC | Not Reported |
| November 1, 1993 | Satisfactory | FDIC | Not Reported |
| October 1, 1992 | Satisfactory | FDIC | Not Reported |
| November 1, 1991 | Satisfactory | FDIC | Not Reported |
| May 2, 1990 | Satisfactory | FDIC | Not Reported |
Institutional history
3 FFIEC NIC history events
Showing 1 through 3 of 3 history events
| Event date | Event type | Related institution |
|---|---|---|
| March 21, 2015 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 14, 2015 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 1, 2008 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
1 FFIEC NIC relationship record
Showing 1 of 1 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| ROOT_INSTITUTION | CORNERSTONE BANK | Non-member Bank | Fargo, ND |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered nonmember bank