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Institution profile

Community Bank and Trust

Bank · Active · Headquarters: Neosho, MO

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
Community Bank and Trust
Display name
Community Bank and Trust
Institution status
Active
FDIC insured
Yes
FDIC insured since
January 1, 1934
Established date
January 1, 1884
Charter class
State-chartered commercial bank, member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Reserve Board
Headquarters
Neosho, MO, 64850, United States
FDIC certificate number
13068
Federal Reserve RSSD ID
957757
Domestic location count
13
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FRS
Institution type
State Member Bank
Primary activity
NAICS 52211
FDIC certificate
13068
Federal Reserve RSSD ID
957757
LEI
549300COZ9YQTC4J1378
Headquarters
100 South Wood Street, Neosho, MO, 64850, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

12

Showing 1 through 12 of 12 listed locations

Scroll sideways to see every branch column.

Showing 1 through 12 of 12 FFIEC NIC branch locations
BranchAddressCityStatePostal code
GALENA BRANCH215 East 7th StreetGalenaKS66739
ANDERSON BRANCH119 West Main StreetAndersonMO64831
CARL JUNCTION BRANCH101 S. Main StreetCarl JunctionMO64834
CARTHAGE GEORGE PHELPS BLVD BRANCH325 W. George E. Phelps BoulevardCarthageMO64836
DIAMOND BRANCH107 Market StreetDiamondMO64840
GRANBY BRANCH202 North Main StreetGranbyMO64844
32ND STREET BRANCH414 East 32nd StreetJoplinMO64804
7TH STREET BRANCH3131 East 7th StreetJoplinMO64801
AIRPORT DRIVE BRANCH5570 North Main StreetJoplinMO64801
BOULEVARD BRANCH528 South Neosho BlvdNeoshoMO64850
SOUTHTOWN BRANCH3105 Lusk DriveNeoshoMO64850
SENECA BRANCH1102 CherokeeSenecaMO64865

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
August 25, 2025
Regulator
Federal Reserve
Examination method
Small Bank

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

Scroll sideways to see every CRA examination column.

Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
August 25, 2025SatisfactoryFederal ReserveSmall Bank
May 2, 2022SatisfactoryFederal ReserveIntermediate Small Bank
November 27, 2017SatisfactoryFederal ReserveSmall Bank
September 16, 2013SatisfactoryFederal ReserveSmall Bank
June 20, 2011SatisfactoryFederal ReserveSmall Bank
June 15, 2009SatisfactoryFederal ReserveSmall Bank
June 11, 2007SatisfactoryFederal ReserveSmall Bank
May 9, 2005SatisfactoryFederal ReserveLarge Bank Exam
March 24, 2003SatisfactoryFederal ReserveLarge Bank Exam
April 9, 2001SatisfactoryFederal ReserveLarge Bank Exam
October 5, 1998SatisfactoryFederal ReserveSmall Bank
November 18, 1996SatisfactoryFederal ReserveSmall Bank

Institutional history

5 FFIEC NIC history events

Showing 1 through 5 of 5 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
September 5, 1997Charter Discontinued (Merger or Purchase & Assumption)
April 18, 1997Charter Discontinued (Merger or Purchase & Assumption)
May 19, 1995Charter Discontinued (Merger or Purchase & Assumption)
February 12, 1993Charter Discontinued (Merger or Purchase & Assumption)
February 12, 1993Charter Discontinued (Merger or Purchase & Assumption)

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

1 FFIEC NIC relationship record

Showing 1 of 1 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
ROOT_INSTITUTIONCOMMUNITY BANK AND TRUSTState Member BankNeosho, MO

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered member bank