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Institution profile

Commercial Bank (Ithaca, MI)

Bank · Active · Headquarters: Ithaca, MI

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
Commercial Bank
Display name
Commercial Bank (Ithaca, MI)
Institution status
Active
FDIC insured
Yes
FDIC insured since
August 29, 1962
Established date
August 29, 1962
Charter class
State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Deposit Insurance Corporation
Headquarters
Ithaca, MI, 48847, United States
FDIC certificate number
18584
Federal Reserve RSSD ID
513340
Domestic location count
11
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FDIC
Institution type
Non-member Bank
Primary activity
NAICS 52211
FDIC certificate
18584
Federal Reserve RSSD ID
513340
LEI
549300FTVK4FVXS1IW37
Headquarters
101 North Pine River, Ithaca, MI, 48847, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

9

Showing 1 through 9 of 9 listed locations

Scroll sideways to see every branch column.

Showing 1 through 9 of 9 FFIEC NIC branch locations
BranchAddressCityStatePostal code
WRIGHT AVENUE OFFICE1690 Wright AvenueAlmaMI48801
GRAND RAPIDS BRANCHO-240 Lake Michigan Drive NWGrand RapidsMI49534
GREENVILLE WEST OFFICE10530 West Carson City RoadGreenvilleMI48838
HASTINGS BRANCH629 West State StreetHastingsMI49058
MASON CEDAR STREET BRANCH661 North Cedar StreetMasonMI48854
MASON JEFFERSON STREET BRANCH322 South Jefferson StreetMasonMI48854
MIDDLETON OFFICE101 North Newton StreetMiddletonMI48856
OKEMOS BRANCH2112 Jolly RoadOkemosMI48864
SAINT LOUIS OFFICE104 North Mill StreetSaint LouisMI48880

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
February 1, 2025
Regulator
FDIC
Examination method
Intermediate Small Bank

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

Scroll sideways to see every CRA examination column.

Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
February 1, 2025SatisfactoryFDICIntermediate Small Bank
December 1, 2021SatisfactoryFDICIntermediate Small Bank
December 1, 2018SatisfactoryFDICIntermediate Small Bank
January 1, 2016SatisfactoryFDICIntermediate Small Bank
December 1, 2012SatisfactoryFDICIntermediate Small Bank
June 1, 2009SatisfactoryFDICIntermediate Small Bank
January 1, 2004SatisfactoryFDICSmall Bank
January 1, 1999SatisfactoryFDICSmall Bank
November 1, 1995OutstandingFDICNot Reported
September 1, 1993OutstandingFDICNot Reported

Institutional history

3 FFIEC NIC history events

Showing 1 through 3 of 3 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
January 1, 2017Charter Discontinued (Merger or Purchase & Assumption)
July 17, 2010Failure - Government Assistance ProvidedMAINSTREET SAVINGS BANK, FSB
September 30, 1983Charter Discontinued (Merger or Purchase & Assumption)

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

2 FFIEC NIC relationship records

Showing 1 through 2 of 2 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
Direct relationshipCNFC FINANCIAL SERVICES INC.Domestic Entity OtherIthaca, MI
ROOT_INSTITUTIONCOMMERCIAL BANKNon-member BankIthaca, MI

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered nonmember bank