HMDA records
8,378
2025
Public institution profile · Bank · Not a recommendation
Also published as Columbia Bank (Roseburg, OR)
BankRoseburg, ORActive
FDIC certificate 17266
Data observedAugust 5, 2026Section records may have different source dates.
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionPublic records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
HMDA
Reported records for the selected year. These figures are not a lender score.
8,378reported records
4,843reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
HMDA records
8,378
2025
Loan originations
4,843
2025
Denials
1,986
2025
Withdrawals
669
2025
Denial rate among decisioned applications
28.5%
2025
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 8,378 | 4,843 | 149 | 1,986 | 669 | 28.5% |
| 2024 | 8,064 | 4,989 | 236 | 1,617 | 690 | 23.6% |
| 2023 | 8,282 | 5,359 | 269 | 1,573 | 587 | 21.8% |
| 2022 | 21,042 | 15,456 | 365 | 2,209 | 1,893 | 12.3% |
| 2021 | 32,365 | 24,557 | 401 | 2,444 | 3,348 | 8.9% |
| 2020 | 35,225 | 25,639 | 414 | 2,437 | 4,477 | 8.6% |
| 2019 | 25,586 | 18,551 | 405 | 2,655 | 3,124 | 12.3% |
| 2018 | 26,094 | 18,383 | 430 | 3,181 | 3,226 | 14.5% |
| Category | HMDA records |
|---|---|
| Conventional | 7,937 |
| FHA | 258 |
| VA | 164 |
| RHS / FSA | 19 |
| Home purchase | 2,760 |
| Home improvement | 2,199 |
| Refinancing | 1,636 |
| Cash-out refinancing | 400 |
11 states / territories reported
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
No published complaint result found
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Latest available CRA evaluation
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| July 1, 2024 | Satisfactory | FDIC | Large Bank Exam |
| March 1, 2021 | Satisfactory | FDIC | Large Bank Exam |
| April 1, 2018 | Satisfactory | FDIC | Large Bank Exam |
| February 1, 2014 | Satisfactory | FDIC | Large Bank Exam |
| October 1, 2010 | Satisfactory | FDIC | Large Bank Exam |
| August 1, 2008 | Satisfactory | FDIC | Large Bank Exam |
| March 1, 2005 | Satisfactory | FDIC | Large Bank Exam |
| June 1, 2002 | Satisfactory | FDIC | Large Bank Exam |
| November 1, 1999 | Satisfactory | FDIC | Small Bank |
| February 1, 1997 | Satisfactory | FDIC | Small Bank |
| September 1, 1994 | Satisfactory | FDIC | Not Reported |
| August 1, 1992 | Satisfactory | FDIC | Not Reported |
FFIEC NIC hierarchy rows
8
Showing 1 through 8 of 8 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | COLUMBIA BANK COMMUNITY IMPACT FUND | Domestic Entity Other | Portland, OR |
| Direct relationship | COLUMBIA PUBLIC FINANCE, INC. | Domestic Entity Other | Irvine, CA |
| Direct relationship | EUREKA HOUSING ASSOCIATES, A CALIFORNIA LIMITED PARTNERSHIP | Domestic Entity Other | Eureka, CA |
| Direct relationship | FINANCIAL PACIFIC LEASING, INC. | Domestic Entity Other | Federal Way, WA |
| Direct relationship | NTC & CO. LLP | Domestic Entity Other | Irvine, CA |
| Direct relationship | PENSCO SERVICES, LLC | Domestic Entity Other | Irvine, CA |
| Direct relationship | UMPQUA SEVEN HILLS, LLC | Domestic Entity Other | Portland, OR |
| ROOT_INSTITUTION | COLUMBIA BANK | Non-member Bank | Lake Oswego, OR |
These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Fields below supplement the primary source baseline and are shown only when present on the public profile.
Locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Listed locations
350
Showing 1 through 50 of 350 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| MESA FINANCIALHUB BRANCH | 145 East Main Street, Suite 1109 | Mesa | AZ | 85201 |
| PHOENIX - BILTMORE BRANCH | 5055 N. 32nd Street. Suite 100 | Phoenix | AZ | 85018 |
| PHOENIX I-10 CORPORATE CENTER BRANCH | 10201 S. 51st St. | Phoenix | AZ | 85044 |
| PHOENIX-DEER VALLEY BRANCH | 2155 West Pinnacle Peak Road, Suite 210 | Phoenix | AZ | 85027 |
| SCOTTSDALE - GAINEY CENTER BRANCH | 8501 North Scottsdale Road, Suite 190 | Scottsdale | AZ | 85253 |
| BROADWAY BOULEVARD BRANCH | 4400 East Broadway, Suite 112 | Tucson | AZ | 85711 |
| TUCSON - ORACLE RD BRANCH | 6400 North Oracle Road | Tucson | AZ | 85704 |
| ANTIOCH BRANCH | 3700 Lone Tree Way | Antioch | CA | 94509 |
| ARBUCKLE BRANCH | 540 Amanda Street | Arbuckle | CA | 95912 |
| ARCATA BRANCH | 1063 G Street | Arcata | CA | 95521 |
| ARROYO GRANDE BRANCH | 1530 East Grand Avenue | Arroyo Grande | CA | 93420 |
| ATASCADERO BRANCH | 7480 EL Camino Real | Atascadero | CA | 93422 |
| SOUTH AUBURN BRANCH | 500 Auburn Folsom Road, Suite 200 | Auburn | CA | 95603 |
| BENICIA BRANCH | 1395 East 2nd Street | Benicia | CA | 94510 |
| CAMBRIA BRANCH | 2255 Main Street | Cambria | CA | 93428 |
| CAMERON PARK BRANCH | 4011 Plaza Goldorado Circle | Cameron Park | CA | 95682 |
| LA COSTA BRANCH | 7690 EL Camino Real | Carlsbad | CA | 92009 |
| CHICO BRANCH | 2025 Pillsbury Road | Chico | CA | 95926 |
| COLUSA BRANCH | 655 Fremont Street | Colusa | CA | 95932 |
| CONCORD BRANCH | 1900 Grant Street | Concord | CA | 94520 |
| COPPEROPOLIS BRANCH | 3505 Spangler Lane, Suite 300 | Copperopolis | CA | 95228 |
| CORNING BRANCH | 1222 Solano Street | Corning | CA | 96021 |
| CORONA BRANCH | 102 East Sixth Street, Suite 100 | Corona | CA | 92879 |
| CORONA DEL MAR BRANCH | 3748 East Coast Highway | Corona Del Mar | CA | 92625 |
| EL DORADO HILLS BRANCH | 3880 EL Dorado Hills Boulevard, Ste. 100 | El Dorado Hills | CA | 95762 |
| EL SEGUNDO BRANCH | 2141 Rosecrans Avenue, Suite 1100 | El Segundo | CA | 90245 |
| ELK GROVE BRANCH | 9610 Bruceville Road, Suite 100 | Elk Grove | CA | 95757 |
| ENCINO - 16500 VENTURA BRANCH | 16500 Ventura Boulevard, Suite 100 | Encino | CA | 91436 |
| ESCONDIDO BRANCH | 840 West Valley Parkway, Suite 200 | Escondido | CA | 92025 |
| EUREKA MAIN BRANCH | 701 5th Street | Eureka | CA | 95501 |
| FOLSOM BRANCH | 2779 East Bidwell Street, Suite 400 | Folsom | CA | 95630 |
| FORTUNA BRANCH | 1360 Main Street | Fortuna | CA | 95540 |
| FULLERTON BRANCH | 200 West Commonwealth Avenue | Fullerton | CA | 92832 |
| GARBERVILLE BRANCH | 915 Redwood Drive, Suite B | Garberville | CA | 95542 |
| HUNTINGTON BEACH BRANCH | 19011 Magnolia Street | Huntington Beach | CA | 92646 |
| IRVINE - VON KARMAN & MAIN STREET BRANCH | 17901 Von Karman Avenue Suite 200 | Irvine | CA | 92614 |
| IRVINE FINANCIALHUB | 2010 Main Street, Suite 150 | Irvine | CA | 92614 |
| KELSEYVILLE BRANCH | 4280 Main Street | Kelseyville | CA | 95451 |
| LA JOLLA - IVANHOE BRANCH | 7979 Ivanhoe Avenue, Suite 150 | La Jolla | CA | 92037 |
| LA VERNE BRANCH | 2100 Foothill Boulevard, Suite B | La Verne | CA | 91750 |
| LAGUNA NIGUEL BRANCH | 24050 Aliso Creek Road, Suite 1A | Laguna Niguel | CA | 92677 |
| LAKEPORT BRANCH | 805 11th Street | Lakeport | CA | 95453 |
| TWELVE BRIDGES BRANCH | 805 Twelve Bridges Drive, Suite 10 | Lincoln | CA | 95648 |
| LOS ALAMITOS BRANCH | 4957 Katella Avenue, Suite B | Los Alamitos | CA | 90720 |
| CRENSHAW FINANCIALHUB | 3000 S. Crenshaw Blvd., Suite 100 | Los Angeles | CA | 90016 |
| LOS ANGELES - BRENTWOOD BRANCH | 11661 San Vicente Boulevard | Los Angeles | CA | 90049 |
| LOS ANGELES - FAIRFAX BRANCH | 110 South Fairfax Avenue | Los Angeles | CA | 90036 |
| LOS MOLINOS BRANCH | 7843 Highway 99 East | Los Molinos | CA | 96055 |
| MARYSVILLE, CA BRANCH | 700 E Street | Marysville | CA | 95901 |
| MCKINLEYVILLE BRANCH | 2095 Central Avenue | Mckinleyville | CA | 95519 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
FFIEC NIC history events
26
Showing 1 through 25 of 26 history events
| Event date | Event type | Related institution |
|---|---|---|
| September 1, 2025 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 2024 | Charter Discontinued (Merger or Purchase & Assumption) | COLUMBIA TRUST COMPANY |
| March 1, 2023 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| April 19, 2014 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| November 15, 2012 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 19, 2010 | Failure - Government Assistance Provided | NEVADA SECURITY BANK |
| February 27, 2010 | Failure - Government Assistance Provided | RAINIER PACIFIC SAVINGS BANK |
| January 23, 2010 | Failure - Government Assistance Provided | EVERGREENBANK |
| January 17, 2009 | Failure - Government Assistance Provided | BANK OF CLARK COUNTY |
| April 27, 2007 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 3, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 3, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 3, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 3, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | HB INVESTMENT TRUST |
| July 10, 2004 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| November 17, 2002 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 31, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | ALLIANCE TECHNOLOGY, INC. |
| December 31, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 31, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 31, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 31, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 31, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 31, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 28, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | LINN-BENTON BANK |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
Source reviewed2026-08-05
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
Source reviewed2026-08-05
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
Source reviewed2026-08-05
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
Source reviewed2026-08-19
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
Source reviewed2026-08-19
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
Source reviewed2026-08-19
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
Source reviewed2026-08-19
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.
Source reviewed2026-08-28
A CRA rating is the regulator's examination result for the date shown. It is not a USMI rating.