HMDA records
8,378
2025
Public institution profile · Bank · Not a recommendation
Also published as Columbia Bank (Roseburg, OR)
BankRoseburg, ORActive
FDIC certificate 17266
Data observedAugust 5, 2026Section records may have different source dates.
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionPublic records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
HMDA
Reported records for the selected year. These figures are not a lender score.
8,378reported records
4,843reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
HMDA records
8,378
2025
Loan originations
4,843
2025
Denials
1,986
2025
Withdrawals
669
2025
Denial rate among decisioned applications
28.5%
2025
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 8,378 | 4,843 | 149 | 1,986 | 669 | 28.5% |
| 2024 | 8,064 | 4,989 | 236 | 1,617 | 690 | 23.6% |
| 2023 | 8,282 | 5,359 | 269 | 1,573 | 587 | 21.8% |
| 2022 | 21,042 | 15,456 | 365 | 2,209 | 1,893 | 12.3% |
| 2021 | 32,365 | 24,557 | 401 | 2,444 | 3,348 | 8.9% |
| 2020 | 35,225 | 25,639 | 414 | 2,437 | 4,477 | 8.6% |
| 2019 | 25,586 | 18,551 | 405 | 2,655 | 3,124 | 12.3% |
| 2018 | 26,094 | 18,383 | 430 | 3,181 | 3,226 | 14.5% |
| Category | HMDA records |
|---|---|
| Conventional | 7,937 |
| FHA | 258 |
| VA | 164 |
| RHS / FSA | 19 |
| Home purchase | 2,760 |
| Home improvement | 2,199 |
| Refinancing | 1,636 |
| Cash-out refinancing | 400 |
11 states / territories reported
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
No published complaint result found
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Latest available CRA evaluation
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| July 1, 2024 | Satisfactory | FDIC | Large Bank Exam |
| March 1, 2021 | Satisfactory | FDIC | Large Bank Exam |
| April 1, 2018 | Satisfactory | FDIC | Large Bank Exam |
| February 1, 2014 | Satisfactory | FDIC | Large Bank Exam |
| October 1, 2010 | Satisfactory | FDIC | Large Bank Exam |
| August 1, 2008 | Satisfactory | FDIC | Large Bank Exam |
| March 1, 2005 | Satisfactory | FDIC | Large Bank Exam |
| June 1, 2002 | Satisfactory | FDIC | Large Bank Exam |
| November 1, 1999 | Satisfactory | FDIC | Small Bank |
| February 1, 1997 | Satisfactory | FDIC | Small Bank |
| September 1, 1994 | Satisfactory | FDIC | Not Reported |
| August 1, 1992 | Satisfactory | FDIC | Not Reported |
FFIEC NIC hierarchy rows
8
Showing 1 through 8 of 8 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | COLUMBIA BANK COMMUNITY IMPACT FUND | Domestic Entity Other | Portland, OR |
| Direct relationship | COLUMBIA PUBLIC FINANCE, INC. | Domestic Entity Other | Irvine, CA |
| Direct relationship | EUREKA HOUSING ASSOCIATES, A CALIFORNIA LIMITED PARTNERSHIP | Domestic Entity Other | Eureka, CA |
| Direct relationship | FINANCIAL PACIFIC LEASING, INC. | Domestic Entity Other | Federal Way, WA |
| Direct relationship | NTC & CO. LLP | Domestic Entity Other | Irvine, CA |
| Direct relationship | PENSCO SERVICES, LLC | Domestic Entity Other | Irvine, CA |
| Direct relationship | UMPQUA SEVEN HILLS, LLC | Domestic Entity Other | Portland, OR |
| ROOT_INSTITUTION | COLUMBIA BANK | Non-member Bank | Lake Oswego, OR |
These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Fields below supplement the primary source baseline and are shown only when present on the public profile.
Locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Listed locations
350
Showing 51 through 100 of 350 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| MODESTO BRANCH | 1300 K Street, Suite C | Modesto | CA | 95350 |
| MONTEBELLO BRANCH | 2401 West Whittier Boulevard, Suite B | Montebello | CA | 90640 |
| MORRO BAY BRANCH | 898 Morro Bay Boulevard | Morro Bay | CA | 93442 |
| MURRIETA BRANCH | 40723 Murrieta Hots Springs Road | Murrieta | CA | 92562 |
| BEL AIRE BRANCH | 3626 Bel Aire Plaza | Napa | CA | 94558 |
| SOSCOL MAIN BRANCH | 1500 Soscol Avenue | Napa | CA | 94559 |
| NEWPORT BEACH BRANCH | 4667 Macarthur Boulevard, Suite 100 | Newport Beach | CA | 92660 |
| NOVATO BRANCH | 999 Grant Avenue, Suite 101 | Novato | CA | 94945 |
| ORANGE BRANCH | 1045 West Katella Avenue, Suite 100 | Orange | CA | 92867 |
| ORLAND BRANCH | 301 Walker Street | Orland | CA | 95963 |
| FRED WARING BRANCH | 78000 Fred Waring Drive, Suite 100 | Palm Desert | CA | 92211 |
| PALM DESERT - EL PASEO BRANCH | 73745 EL Paseo Drive | Palm Desert | CA | 92260 |
| PALM SPRINGS BRANCH | 901 East Tahquitz Canyon Way | Palm Springs | CA | 92262 |
| PASADENA BRANCH | 790 E. Colorado Boulevard, Suite 150 | Pasadena | CA | 91101 |
| 12TH STREET BRANCH | 545 Twelfth Street | Paso Robles | CA | 93446 |
| PASO ROLBES - SOUTH RIVER BRANCH | 400 South River Road | Paso Robles | CA | 93446 |
| PETALUMA WEST PETALUMA BRANCH | 201 Western Avenue | Petaluma | CA | 94952 |
| EAST PLACERVILLE BRANCH | 1224A Broadway | Placerville | CA | 95667 |
| RED BLUFF BRANCH | 333 Main Street | Red Bluff | CA | 96080 |
| BUENAVENTURA BRANCH | 3455 Placer Street | Redding | CA | 96001 |
| CHURN CREEK BRANCH | 1951 Churn Creek Road | Redding | CA | 96002 |
| REDDING BRANCH | 1770 Pine Street | Redding | CA | 96001 |
| REDLANDS BRANCH | 201 East State Street | Redlands | CA | 92373 |
| REDONDO BEACH BRANCH | 1715 Via EL Prado | Redondo Beach | CA | 90277 |
| RIVERSIDE - TENTH STREET BRANCH | 3403 10th Street, Suite 100 | Riverside | CA | 92501 |
| STANFORD RANCH BRANCH | 6061 Stanford Ranch Road | Rocklin | CA | 95765 |
| PENINSULA BRANCH | 82 Peninsula Center, Suite A | Rolling Hills Estates | CA | 90274 |
| ROSEVILLE MAIN BRANCH | 2998 Douglas Boulevard, Suite 100 | Roseville | CA | 95661 |
| SACRAMENTO DOWNTOWN BRANCH | 1015 7th Street | Sacramento | CA | 95814 |
| SACRAMENTO RIVER PARK DR BRANCH | 1545 River Park Drive, Suites 101 & 200 | Sacramento | CA | 95815 |
| SAINT HELENA BRANCH | 1065 Main Street | Saint Helena | CA | 94574 |
| SAN ANDREAS BRANCH | 373 West Saint Charles Street | San Andreas | CA | 95249 |
| SAN BERNARDINO - 2ND STREET BRANCH | 306 West Second Street, Suite 100 | San Bernardino | CA | 92401 |
| SAN DIEGO - DEL MAR BRANCH | 11720 EL Camino Real, Suite 150 | San Diego | CA | 92130 |
| SAN DIEGO - DOWNTOWN BRANCH | 501 West Broadway, Suite 550 | San Diego | CA | 92101 |
| SANSOME BRANCH | 450 Sansome Street, Suite 120 | San Francisco | CA | 94111 |
| SAN JOSE DOWNTOWN BRANCH | 225 West Santa Clara Street, Suite 150 | San Jose | CA | 95113 |
| SAN LUIS OBISPO BRANCH | 1144 Morro Street | San Luis Obispo | CA | 93401 |
| SAN PEDRO BRANCH | 1000 North Western Avenue, Suite 101 | San Pedro | CA | 90732 |
| SAN RAFAEL BRANCH | 1200 5th Avenue | San Rafael | CA | 94901 |
| SANTA BARBARA BRANCH | 1035 State Street | Santa Barbara | CA | 93101 |
| SANTA MARIA BRANCH | 1825 South Broadway | Santa Maria | CA | 93454 |
| SANTA ROSA MAIN BRANCH | 801 Fourth Street | Santa Rosa | CA | 95404 |
| SANTA ROSA OAKMONT BRANCH | 6641 Oakmont Drive | Santa Rosa | CA | 95409 |
| SEBASTOPOL BRANCH | 201 North Main Street | Sebastopol | CA | 95472 |
| SONORA JUNCTION BRANCH | 13775 Mono Way, Suite C | Sonora | CA | 95370 |
| TEMPLETON BRANCH | 624 South Main Street, Suite 101B | Templeton | CA | 93465 |
| TORRANCE BRANCH | 23600 Hawthorne Boulevard, Suite B | Torrance | CA | 90505 |
| TWENTYNINE PALMS BRANCH | 73700 Gorgonio Drive | Twentynine Palms | CA | 92277 |
| UKIAH BRANCH | 607 South State Street | Ukiah | CA | 95482 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
FFIEC NIC history events
26
Showing 1 through 25 of 26 history events
| Event date | Event type | Related institution |
|---|---|---|
| September 1, 2025 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 2024 | Charter Discontinued (Merger or Purchase & Assumption) | COLUMBIA TRUST COMPANY |
| March 1, 2023 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| April 19, 2014 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| November 15, 2012 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 19, 2010 | Failure - Government Assistance Provided | NEVADA SECURITY BANK |
| February 27, 2010 | Failure - Government Assistance Provided | RAINIER PACIFIC SAVINGS BANK |
| January 23, 2010 | Failure - Government Assistance Provided | EVERGREENBANK |
| January 17, 2009 | Failure - Government Assistance Provided | BANK OF CLARK COUNTY |
| April 27, 2007 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 3, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 3, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 3, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 3, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | HB INVESTMENT TRUST |
| July 10, 2004 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| November 17, 2002 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 31, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | ALLIANCE TECHNOLOGY, INC. |
| December 31, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 31, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 31, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 31, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 31, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 31, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 28, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | LINN-BENTON BANK |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
Source reviewed2026-08-05
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
Source reviewed2026-08-05
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
Source reviewed2026-08-05
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
Source reviewed2026-08-19
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
Source reviewed2026-08-19
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
Source reviewed2026-08-19
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
Source reviewed2026-08-19
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.
Source reviewed2026-08-28
A CRA rating is the regulator's examination result for the date shown. It is not a USMI rating.