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Institution profile

COASTHILLS

Credit union · Active · Main office: Santa Maria, CA

Profile data observed August 6, 2026

Identity verified through NCUA; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

HMDA activity

Public HMDA records are available for 2019–2025.

HMDA records

202

2025

Loan originations

111

2025

Denials

25

2025

Withdrawals

46

2025

Denial rate among decisioned applications

17.6%

2025

Annual history

Annual HMDA activity history
YearHMDA recordsOriginationsApproved but not acceptedDenialsWithdrawalsDenial rate
20252021116254617.6%
202424412213474525.8%
202325914911393719.6%
202238423110526817.7%
202150029421379810.5%
202082749185717010.3%
2019603338010712024.0%

Detailed activity

Loan type and purpose

Loan type and purpose breakdown for 2025
CategoryHMDA records
Conventional201
FHA0
VA1
RHS / FSA0
Home purchase21
Home improvement52
Refinancing16
Cash-out refinancing109

State reporting

1 state / territory reported

How to read these figures

HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.