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Institution profile

Coastal States Bank

Bank · Active · Headquarters: Hilton Head Island, SC

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
Coastal States Bank
Display name
Coastal States Bank
Institution status
Active
FDIC insured
Yes
FDIC insured since
August 9, 2004
Established date
August 9, 2004
Charter class
State-chartered commercial bank, member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Reserve Board
Headquarters
Hilton Head Island, SC, 29928, United States
FDIC certificate number
57756
Federal Reserve RSSD ID
3274709
Domestic location count
11
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FRS
Institution type
State Member Bank
Primary activity
NAICS 52211
FDIC certificate
57756
Federal Reserve RSSD ID
3274709
LEI
549300EPUJMYHHCZPS30
Headquarters
5 Bow Circle, Hilton Head Island, SC, 29928, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

10

Showing 1 through 10 of 10 listed locations

Scroll sideways to see every branch column.

Showing 1 through 10 of 10 FFIEC NIC branch locations
BranchAddressCityStatePostal code
ALPHARETTA3000 Summit PlaceAlpharettaGA30009
AKERS MILL BRANCH2841 Akers Mill RoadAtlantaGA30339
SANDY SPRINGS6160 Roswell RoadAtlantaGA30328
CUMMING BRANCH5835 Bethelview RoadCummingGA30040
DAWSONVILLE BRANCH70 Carlisle RoadDawsonvilleGA30534
SAVANNAH MLK BRANCH339 Martin Luther King Jr. BoulevardSavannahGA31401
BEAUFORT1029 Boundary Street, Ste. ABeaufortSC29902
BLUFFTON BRANCH7 Thurmond WayBlufftonSC29910
SUN CITY BRANCH32 William Pope DriveBlufftonSC29909
NORTH ISLAND BRANCH98 Main StreetHilton Head IslandSC29926

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
October 21, 2024
Regulator
Federal Reserve
Examination method
Intermediate Small Bank

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

Scroll sideways to see every CRA examination column.

Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
October 21, 2024SatisfactoryFederal ReserveIntermediate Small Bank
November 1, 2022SatisfactoryFDICIntermediate Small Bank
January 1, 2020SatisfactoryFDICIntermediate Small Bank
April 1, 2017SatisfactoryFDICIntermediate Small Bank
April 1, 2014SatisfactoryFDICIntermediate Small Bank
December 1, 2010SatisfactoryFDICIntermediate Small Bank
September 1, 2006SatisfactoryFDICSmall Bank

Institutional history

2 FFIEC NIC history events

Showing 1 through 2 of 2 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
October 2, 2021Charter Discontinued (Merger or Purchase & Assumption)
July 18, 2018Charter Discontinued (Merger or Purchase & Assumption)

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

4 FFIEC NIC relationship records

Showing 1 through 4 of 4 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
Direct relationshipCOASTAL STATES MORTGAGE, INC.Domestic Entity OtherHilton Head Island, SC
Direct relationshipCSB PROPERTY MANAGEMENT II, LLCDomestic Entity OtherHilton Head Island, SC
Direct relationshipCSB PROPERTY MANAGEMENT, LLCDomestic Entity OtherHilton Head Island, SC
ROOT_INSTITUTIONCOASTAL STATES BANKState Member BankHilton Head Island, SC

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered member bank