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Institution profile

Citizens State Bank and Trust Co., Ellsworth, Kansas

Bank · Active · Headquarters: Ellsworth, KS

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
Citizens State Bank and Trust Co., Ellsworth, Kansas
Display name
Citizens State Bank and Trust Co., Ellsworth, Kansas
Institution status
Active
FDIC insured
Yes
FDIC insured since
January 1, 1934
Established date
May 31, 1900
Charter class
State-chartered commercial bank, member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Reserve Board
Headquarters
Ellsworth, KS, 67439, United States
FDIC certificate number
11778
Federal Reserve RSSD ID
733951
Domestic location count
6
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FRS
Institution type
State Member Bank
Primary activity
NAICS 52211
FDIC certificate
11778
Federal Reserve RSSD ID
733951
Headquarters
203 North Douglas, Ellsworth, KS, 67439, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

5

Showing 1 through 5 of 5 listed locations

Scroll sideways to see every branch column.

Showing 1 through 5 of 5 FFIEC NIC branch locations
BranchAddressCityStatePostal code
DELPHOS BANK BRANCH202 North Main StreetDelphosKS67436
HIGHWAY BANK BRANCH749 East 15thEllsworthKS67439
GLASCO BANK BRANCH202 E Main STGlascoKS67445
LINCOLN BRANCH100 West Lincoln AvenueLincolnKS67455
MINNEAPOLIS BANK BRANCH220 West 2nd StreetMinneapolisKS67467

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
September 12, 2022
Regulator
Federal Reserve
Examination method
Small Bank

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

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Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
September 12, 2022SatisfactoryFederal ReserveSmall Bank
June 11, 2018SatisfactoryFederal ReserveSmall Bank
June 9, 2014SatisfactoryFederal ReserveSmall Bank
March 22, 2010SatisfactoryFederal ReserveSmall Bank
January 16, 2006SatisfactoryFederal ReserveSmall Bank
November 5, 2001SatisfactoryFederal ReserveSmall Bank
October 27, 1997SatisfactoryFederal ReserveSmall Bank

Institutional history

1 FFIEC NIC history event

Showing 1 of 1 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
March 28, 2015Charter Discontinued (Merger or Purchase & Assumption)

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

1 FFIEC NIC relationship record

Showing 1 of 1 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
ROOT_INSTITUTIONCITIZENS STATE BANK AND TRUST CO., ELLSWORTH, KANSASState Member BankEllsworth, KS

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered member bank