Listed locations
17
Institution profile
Citizens State Bank (Wisner, NE)
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Citizens State Bank
- Display name
- Citizens State Bank (Wisner, NE)
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- October 19, 1888
- Charter class
- State-chartered commercial bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Reserve Board
- Headquarters
- Wisner, NE, 68791, United States
- Website
- https://www.citstatebank.com
- FDIC certificate number
- 5495
- Federal Reserve RSSD ID
- 482053
- Domestic location count
- 17
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FRS
- Institution type
- State Member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 5495
- Federal Reserve RSSD ID
- 482053
- LEI
- 549300DSTDSDB6L4H829
- Headquarters
- 921 Avenue E, Wisner, NE, 68791, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 17 of 17 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| FRIEND BRANCH | 150 Maple | Friend | NE | 68359 |
| FRIEND MOBILE BRANCH | 150 Maple Street | Friend | NE | 68359 |
| LAUREL BRANCH | 201 South Highway 20 | Laurel | NE | 68745 |
| LAUREL MOBILE BRANCH | 201 South Hwy 20 | Laurel | NE | 68745 |
| LEIGH BRANCH | 2nd And Main | Leigh | NE | 68643 |
| LEIGH MOBILE BRANCH | 203 Main Street | Leigh | NE | 68643 |
| NEWMAN GROVE BRANCH | 416 Hale Avenue | Newman Grove | NE | 68758 |
| NEWMAN GROVE MOBILE BRANCH | 416 Hale Avenue | Newman Grove | NE | 68758 |
| PAPILLION BRANCH | 754 Gold Coast Drive, Suite 101 | Papillion | NE | 68046 |
| PAPILLION MOBILE BRANCH | 754 Gold Coast Drive, Suite 101 | Papillion | NE | 68046 |
| PLATTSMOUTH EAST | 120 North 6th Street | Plattsmouth | NE | 68048 |
| PLATTSMOUTH MOBILE BRANCH | 2020 West 8th Avenue | Plattsmouth | NE | 68048 |
| PLATTSMOUTH WEST | 2020 West 8th Avenue | Plattsmouth | NE | 68048 |
| SPALDING BRANCH | 121 North Chestnut Street | Spalding | NE | 68665 |
| SPALDING MOBILE BRANCH | 121 North Chestnut Street | Spalding | NE | 68665 |
| WEST POINT OFFICE | 109 East Sherman | West Point | NE | 68788 |
| WISNER MOBILE BRANCH | 921 Avenue E | Wisner | NE | 68791 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- February 12, 2024
- Regulator
- Federal Reserve
- Examination method
- Intermediate Small Bank
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| February 12, 2024 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| November 4, 2019 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| November 16, 2015 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| October 17, 2011 | Satisfactory | Federal Reserve | Small Bank |
Institutional history
7 FFIEC NIC history events
Showing 1 through 7 of 7 history events
| Event date | Event type | Related institution |
|---|---|---|
| January 1, 2022 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 12, 2019 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 4, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 16, 2010 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 25, 2008 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 26, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 26, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
2 FFIEC NIC relationship records
Showing 1 through 2 of 2 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | CITIZENS INSURANCE GROUP, INC. | Domestic Entity Other | Wisner, NE |
| ROOT_INSTITUTION | CITIZENS STATE BANK | State Member Bank | Wisner, NE |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered member bank