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Institution profile

Citizens Bank of West Virginia, Inc.

Bank · Active · Headquarters: Elkins, WV

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
Citizens Bank of West Virginia, Inc.
Display name
Citizens Bank of West Virginia, Inc.
Institution status
Active
FDIC insured
Yes
FDIC insured since
January 1, 1934
Established date
January 22, 1924
Charter class
State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Deposit Insurance Corporation
Headquarters
Elkins, WV, 26241, United States
FDIC certificate number
6760
Federal Reserve RSSD ID
481627
Domestic location count
9
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FDIC
Institution type
Non-member Bank
Primary activity
NAICS 52211
FDIC certificate
6760
Federal Reserve RSSD ID
481627
LEI
25490096BHAI44L0RE11
Headquarters
211 Third Street, Elkins, WV, 26241, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

8

Showing 1 through 8 of 8 listed locations

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Showing 1 through 8 of 8 FFIEC NIC branch locations
BranchAddressCityStatePostal code
OAKLAND BRANCH13164 Garrett HighwayOaklandMD21550
BAYARD BRANCH2140 Front StreetBayardWV26707
BEVERLY BRANCH248 Main StreetBeverlyWV26253
BUCKHANNON BRANCH66 W. Main StreetBuckhannonWV26201
NEW MARTINSVILLE OFFICE425 Third StreetNew MartinsvilleWV26155
PARSONS BRANCH226 Walnut StreetParsonsWV26287
SNOWSHOE BRANCHOne Citizens PlazaSlatyforkWV26291
THOMAS BRANCH16000 Appalachian HighwayThomasWV26292

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
October 1, 2024
Regulator
FDIC
Examination method
Intermediate Small Bank

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

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Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
October 1, 2024SatisfactoryFDICIntermediate Small Bank
June 1, 2021SatisfactoryFDICSmall Bank
December 1, 2018SatisfactoryFDICSmall Bank
October 1, 2013SatisfactoryFDICSmall Bank

Institutional history

2 FFIEC NIC history events

Showing 1 through 2 of 2 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
March 21, 2026Charter Discontinued (Merger or Purchase & Assumption)
February 3, 1984Failure - Government Assistance ProvidedTUCKER COUNTY BANK, THE

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

2 FFIEC NIC relationship records

Showing 1 through 2 of 2 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
Direct relationshipWV TITLE EXPRESS, LLCDomestic Entity OtherElkins, WV
ROOT_INSTITUTIONCITIZENS BANK OF WEST VIRGINIA, INC.Non-member BankElkins, WV

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered nonmember bank