Listed locations
11
Institution profile
Citizens Bank of Kentucky, Inc.
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Citizens Bank of Kentucky, Inc.
- Display name
- Citizens Bank of Kentucky, Inc.
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- January 1, 1910
- Charter class
- State-chartered commercial bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Reserve Board
- Headquarters
- Paintsville, KY, 41240, United States
- Website
- http://www.wercitizens.bank
- FDIC certificate number
- 2718
- Federal Reserve RSSD ID
- 495419
- Domestic location count
- 12
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FRS
- Institution type
- State Member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 2718
- Federal Reserve RSSD ID
- 495419
- LEI
- 549300L1U2HOTC8O4K95
- Headquarters
- 620 Broadway Ave., Paintsville, KY, 41240, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 11 of 11 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| ALLEN BRANCH | 6474 KY Route 1428 | Allen | KY | 41601 |
| ASHLAND BRANCH | 855 Central Avenue | Ashland | KY | 41101 |
| GRAYSON BRANCH | 167 South Carol Malone Boulevard | Grayson | KY | 41143 |
| LOUISA BRANCH | 3651 US Highway 2565 | Louisa | KY | 41230 |
| LEFT BEAVER BRANCH | 9674 KY Route 122 | Mcdowell | KY | 41669 |
| MAYO PLAZA BRANCH | 333 North Mayo Trail | Paintsville | KY | 41240 |
| PIKEVILLE BRANCH | 247 Hambley Boulevard | Pikeville | KY | 41501 |
| WEDDINGTON PLAZA BRANCH | 4367 North Mayo Trail | Pikeville | KY | 41501 |
| CENTREPOINTE BRANCH | 50 Franklin Corner | Prestonsburg | KY | 41653 |
| SALYERSVILLE BRANCH | 615 E. Mountain Parkway | Salyersville | KY | 41465 |
| WINCHESTER BRANCH | 695 Bullion Boulevard | Winchester | KY | 40391 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Outstanding
- Exam date
- November 29, 2021
- Regulator
- Federal Reserve
- Examination method
- Intermediate Small Bank
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| November 29, 2021 | Outstanding | Federal Reserve | Intermediate Small Bank |
| August 21, 2017 | Satisfactory | Federal Reserve | Intermediate Small Bank |
Institutional history
7 FFIEC NIC history events
Showing 1 through 7 of 7 history events
| Event date | Event type | Related institution |
|---|---|---|
| January 9, 2016 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 23, 2014 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 10, 2007 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 24, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 31, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | CNC MORTGAGE, L.L.C. |
| March 31, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | CITCO FINANCIAL CORPORATION |
| May 26, 1999 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
1 FFIEC NIC relationship record
Showing 1 of 1 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| ROOT_INSTITUTION | CITIZENS BANK OF KENTUCKY, INC | State Member Bank | Paintsville, KY |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered member bank