Listed locations
8
Institution profile
Citizens' Bank & Trust Co.
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Citizens' Bank & Trust Co.
- Display name
- Citizens' Bank & Trust Co.
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- May 1, 1886
- Charter class
- State-chartered commercial bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Reserve Board
- Headquarters
- Van Buren, AR, 72956, United States
- FDIC certificate number
- 8738
- Federal Reserve RSSD ID
- 192147
- Domestic location count
- 9
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FRS
- Institution type
- State Member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 8738
- Federal Reserve RSSD ID
- 192147
- Headquarters
- 3110 Alma Highway, Van Buren, AR, 72956, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 8 of 8 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| ALMA BRANCH | 200 Highway 71 | Alma | AR | 72921 |
| CEDARVILLE BRANCH | 8828 Highway 59 North | Cedarville | AR | 72932 |
| MOUNTAINBURG BRANCH | Highway 71 North | Mountainburg | AR | 72946 |
| MULBERRY BRANCH | 120 North Main Street | Mulberry | AR | 72947 |
| INTERNET BANKING BRANCH | 3110 Alma Highway | Van Buren | AR | 72956 |
| NORTH HILLS BRANCH | 1519 Fayetteville Road | Van Buren | AR | 72956 |
| NORTHRIDGE DRIVE BRANCH | Highway 59 And Northridge Drive | Van Buren | AR | 72956 |
| VAN BUREN BRANCH | 617 Broadway Street | Van Buren | AR | 72956 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- December 1, 2025
- Regulator
- Federal Reserve
- Examination method
- Intermediate Small Bank
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| December 1, 2025 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| October 24, 2022 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| July 9, 2018 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| July 14, 2014 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| July 9, 2012 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| January 11, 2010 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| January 7, 2008 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| November 28, 2005 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| December 3, 2001 | Satisfactory | Federal Reserve | Small Bank |
| December 1, 1997 | Satisfactory | Federal Reserve | Small Bank |
| September 1, 1994 | Outstanding | FDIC | Not Reported |
| December 1, 1991 | Satisfactory | FDIC | Not Reported |
Institutional history
1 FFIEC NIC history event
Showing 1 of 1 history events
| Event date | Event type | Related institution |
|---|---|---|
| December 8, 1990 | Failure - Government Assistance Provided | FIRST AMERICAN SAVINGS BANK, F.S.B. |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
2 FFIEC NIC relationship records
Showing 1 through 2 of 2 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | P.M.F., INCORPORATED | Domestic Entity Other | Van Buren, AR |
| ROOT_INSTITUTION | CITIZENS BANK & TRUST COMPANY | State Member Bank | Van Buren, AR |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered member bank