Listed locations
13
Institution profile
Citizens Bank (Elizabethton, TN)
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Citizens Bank
- Display name
- Citizens Bank (Elizabethton, TN)
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- November 3, 1934
- Established date
- November 3, 1934
- Charter class
- State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Deposit Insurance Corporation
- Headquarters
- Elizabethton, TN, 37643, United States
- FDIC certificate number
- 14851
- Federal Reserve RSSD ID
- 778738
- Domestic location count
- 14
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FDIC
- Institution type
- Non-member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 14851
- Federal Reserve RSSD ID
- 778738
- LEI
- 254900RQ2FMUUUQUGI02
- Headquarters
- 300 Broad Street, Elizabethton, TN, 37643, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 13 of 13 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| STATE STREET BRANCH | 308 State Street | Bristol | TN | 37620 |
| VOLUNTEER PARKWAY BRANCH | 844 Volunteer Parkway | Bristol | TN | 37620 |
| BEMBERG BRANCH | 300 Bemberg Road | Elizabethton | TN | 37643 |
| HAMPTON BRANCH | U.s. Highway 321 & Dennis Cove Road | Hampton | TN | 37658 |
| STATE OF FRANKLIN BRANCH | 3028 Peoples Street | Johnson City | TN | 37604 |
| COLONIAL HEIGHTS BRANCH | 4125 Fort Henry Drive | Kingsport | TN | 37663 |
| PRESTON FOREST BRANCH | 2240 East Stone Drive | Kingsport | TN | 37660 |
| TRAIN STATION BR | 101 E. Main ST | Kingsport | TN | 37660 |
| BAUM DRIVE BRANCH | 6771 Baum Drive | Knoxville | TN | 37919 |
| KNOXVILLE OFFICE | 5426 Homberg Drive | Knoxville | TN | 37919 |
| PELLISSIPPI BRANCH | 10245 Kingston Pike | Knoxville | TN | 37922 |
| JACKSBORO PIKE BRANCH | 2025 Jacksboro Pike | La Follette | TN | 37766 |
| MEDICAL PARK DRIVE BRANCH | 256 Medical Park Drive | Lenoir City | TN | 37772 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- December 1, 2025
- Regulator
- FDIC
- Examination method
- Intermediate Small Bank
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| December 1, 2025 | Satisfactory | FDIC | Intermediate Small Bank |
| April 1, 2023 | Satisfactory | FDIC | Intermediate Small Bank |
| February 1, 2020 | Satisfactory | FDIC | Intermediate Small Bank |
| April 1, 2017 | Satisfactory | FDIC | Intermediate Small Bank |
| July 1, 2014 | Satisfactory | FDIC | Intermediate Small Bank |
| May 1, 2011 | Satisfactory | FDIC | Intermediate Small Bank |
| February 5, 2008 | Satisfactory | FDIC | Intermediate Small Bank |
| February 1, 2005 | Satisfactory | FDIC | Large Bank Exam |
| April 1, 2002 | Satisfactory | FDIC | Large Bank Exam |
| July 1, 1999 | Satisfactory | FDIC | Large Bank Exam |
| January 1, 1998 | Satisfactory | FDIC | Small Bank |
| January 1, 1996 | Outstanding | FDIC | Not Reported |
| December 1, 1993 | Satisfactory | FDIC | Not Reported |
| January 1, 1992 | Satisfactory | FDIC | Not Reported |
Institutional history
3 FFIEC NIC history events
Showing 1 through 3 of 3 history events
| Event date | Event type | Related institution |
|---|---|---|
| December 3, 2016 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| November 20, 2000 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 1, 1992 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
7 FFIEC NIC relationship records
Showing 1 through 7 of 7 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | ACCLIVITY FINANCIAL LLC | Domestic Entity Other | Elizabethton, TN |
| Direct relationship | BANKERS TITLE OF EAST TENNESSEE, LLC | Domestic Entity Other | Knoxville, TN |
| Direct relationship | CITCO TITLE CO., INC. | Domestic Entity Other | Elizabethton, TN |
| Direct relationship | CITIZENS INVESTMENT SERVICES, INC. | Domestic Entity Other | Johnson City, TN |
| Direct relationship | MAGNOLIA INVESTMENTS | Domestic Entity Other | Elizabethton, TN |
| Direct relationship | TRI CITIES FINANCE COMPANY | Finance Company | Elizabethton, TN |
| ROOT_INSTITUTION | CITIZENS BANK | Non-member Bank | Elizabethton, TN |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered nonmember bank