Listed locations
29
Institution profile
Chemung Canal Trust Company
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Chemung Canal Trust Company
- Display name
- Chemung Canal Trust Company
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- October 22, 1833
- Charter class
- State-chartered commercial bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Reserve Board
- Headquarters
- Elmira, NY, 14901, United States
- Website
- https://WWW.CHEMUNGCANAL.COM
- FDIC certificate number
- 597
- Federal Reserve RSSD ID
- 884303
- Domestic location count
- 30
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FRS
- Institution type
- State Member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 597
- Federal Reserve RSSD ID
- 884303
- LEI
- 549300WU17K1CLH8VI32
- Headquarters
- One Chemung Canal Plaza, Elmira, NY, 14901, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 29 of 29 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| STATE STREET BRANCH | 132 State Street | Albany | NY | 12207 |
| WOLF ROAD BRANCH | 65 Wolf Road | Albany | NY | 12205 |
| AUBURN - GENESEE STREET BRANCH | 110 Genesee Street | Auburn | NY | 13021 |
| AUBURN - GRANT AVENUE BRANCH | 185 Grant Avenue | Auburn | NY | 13021 |
| BATH OFFICE | 201 Bath And Hammondsport Railroad | Bath | NY | 14810 |
| BINGHAMTON COURT STREET OFFICE | 127 Court Street | Binghamton | NY | 13901 |
| CANAL BANK | 5529 Main Street | Buffalo | NY | 14221 |
| CLIFTON PARK BRANCH | 25 Park Avenue | Clifton Park | NY | 12065 |
| CORNING BRANCH | 149 West Market Street | Corning | NY | 14830 |
| GROTON AVENUE BRANCH | 1094 State Route 222 | Cortland | NY | 13045 |
| SOUTHPORT OFFICE | 951 Pennsylvania Avenue | Elmira | NY | 14904 |
| WESTSIDE BRANCH | 628 West Church Street | Elmira | NY | 14905 |
| ELMIRA HEIGHTS OFFICE | 100 West MC Cann's Boulevard | Elmira Heights | NY | 14903 |
| ARNOT ROAD BRANCH | 29 Arnot Road | Horseheads | NY | 14845 |
| HORSEHEADS OFFICE | 602 South Main Street | Horseheads | NY | 14845 |
| COMMUNITY CORNERS BRANCH | 909 Hanshaw Road | Ithaca | NY | 14850 |
| ITHACA SOUTH BRANCH | 304 Elmira Road | Ithaca | NY | 14850 |
| LATHAM BRANCH | 581 Loudon Road | Latham | NY | 12110 |
| MONTOUR FALLS OFFICE | 303 West Main Street | Montour Falls | NY | 14865 |
| OWEGO OFFICE | 203 Main Street | Owego | NY | 13827 |
| SCHENECTADY BRANCH | 2 Rush Street | Schenectady | NY | 12305 |
| SENECA FALLS BRANCH | 54 Fall Street | Seneca Falls | NY | 13148 |
| SLINGERLANDS BRANCH | 1365 New Scotland Road | Slingerlands | NY | 12159 |
| VESTAL BRANCH | 100 Rano Boulevard, Grant Plaza | Vestal | NY | 13850 |
| WATKINS GLEN OFFICE | 318 North Franklin Street | Watkins Glen | NY | 14891 |
| WAVERLY OFFICE | 405 Chemung Street | Waverly | NY | 14892 |
| WILTON BRANCH | 3057 Route 50 | Wilton | NY | 12831 |
| CANTON BRANCH | 5 W. Main Street | Canton | PA | 17724 |
| TROY BRANCH | 159 Canton Street | Troy | PA | 16947 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- September 25, 2023
- Regulator
- Federal Reserve
- Examination method
- Large Bank Exam
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| September 25, 2023 | Satisfactory | Federal Reserve | Large Bank Exam |
| October 7, 2019 | Satisfactory | Federal Reserve | Large Bank Exam |
| June 19, 2017 | Satisfactory | Federal Reserve | Large Bank Exam |
| May 19, 2014 | Satisfactory | Federal Reserve | Large Bank Exam |
| May 29, 2012 | Outstanding | Federal Reserve | Intermediate Small Bank |
| April 5, 2010 | Outstanding | Federal Reserve | Intermediate Small Bank |
| March 10, 2008 | Outstanding | Federal Reserve | Intermediate Small Bank |
| January 30, 2006 | Outstanding | Federal Reserve | Intermediate Small Bank |
| February 2, 2004 | Outstanding | Federal Reserve | Large Bank Exam |
| February 4, 2002 | Outstanding | Federal Reserve | Large Bank Exam |
| February 14, 2000 | Outstanding | Federal Reserve | Large Bank Exam |
| February 17, 1998 | Outstanding | Federal Reserve | Large Bank Exam |
Institutional history
5 FFIEC NIC history events
Showing 1 through 5 of 5 history events
| Event date | Event type | Related institution |
|---|---|---|
| April 9, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 30, 2009 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 3, 1995 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 4, 1994 | Failure - Government Assistance Provided | COLUMBIA BANKING FEDERAL SAVINGS ASSOCIATION |
| May 1, 1974 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
2 FFIEC NIC relationship records
Showing 1 through 2 of 2 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | CCTC FUNDING CORP. | Domestic Entity Other | Elmira, NY |
| ROOT_INSTITUTION | CHEMUNG CANAL TRUST COMPANY | State Member Bank | Elmira, NY |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered member bank