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Institution profile

Chelsea Groton Bank

Bank · Active · Headquarters: Groton, CT

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
Chelsea Groton Bank
Display name
Chelsea Groton Bank
Institution status
Active
FDIC insured
Yes
FDIC insured since
July 1, 1960
Established date
January 1, 1854
Charter class
State-chartered stock savings bank
Primary federal regulator
Federal Deposit Insurance Corporation
Headquarters
Groton, CT, 06340, United States
FDIC certificate number
18238
Federal Reserve RSSD ID
345309
Domestic location count
14
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FDIC
Institution type
State Savings Bank
Primary activity
NAICS 52211
FDIC certificate
18238
Federal Reserve RSSD ID
345309
LEI
5493000GQWJTTR0TEH83
Headquarters
55 Main Street, Norwich, CT, 06360, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

13

Showing 1 through 13 of 13 listed locations

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Showing 1 through 13 of 13 FFIEC NIC branch locations
BranchAddressCityStatePostal code
SPRAGUE BRANCH156 Willimantic RoadBalticCT06330
CENTER GROTON BRANCH1319 Goldstar HighwayGrotonCT06340
PRISCILLA ALDEN BRANCH904 Poquonnock RoadGrotonCT06340
MYSTIC BRANCH2 Water StreetMysticCT06355
MONTAULK BRANCH1 Montaulk AvenueNew LondonCT06320
EAST LYME BRANCH21 Pennsylvania AvenueNianticCT06357
NORTH STONINGTON BRANCH391 Norwich-westerly Road, Route 2North StoningtonCT06359
NORWICH BRANCH444 West Main StreetNorwichCT06360
NORWICH MAIN BRANCHOne Franklin SquareNorwichCT06360
NORWICHTOWN MALL BRANCH50 Town StreetNorwichCT06360
PAWCATUCK OFFICE116 West Broad StreetPawcatuckCT06379
SALEM BRANCH2 Salem Marketplace Route 82 & 85SalemCT06420
WATERFORD BRANCH157 Boston Post RoadWaterfordCT06385

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
January 1, 2024
Regulator
FDIC
Examination method
Large Bank Exam

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

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Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
January 1, 2024SatisfactoryFDICLarge Bank Exam
April 1, 2020OutstandingFDICLarge Bank Exam
June 1, 2017OutstandingFDICLarge Bank Exam
December 1, 2013SatisfactoryFDICLarge Bank Exam
September 1, 2010OutstandingFDICLarge Bank Exam
April 1, 2007OutstandingFDICLarge Bank Exam
August 1, 2004SatisfactoryFDICLarge Bank Exam
August 1, 2001SatisfactoryFDICLarge Bank Exam
May 1, 1999SatisfactoryFDICLarge Bank Exam
November 1, 1996SatisfactoryFDICSmall Bank
May 1, 1995SatisfactoryFDICNot Reported
February 1, 1993SatisfactoryFDICNot Reported

Institutional history

2 FFIEC NIC history events

Showing 1 through 2 of 2 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
May 20, 1994Failure - Government Assistance ProvidedCOASTAL FEDERAL SAVINGS BANK
August 1, 1982Charter Discontinued (Merger or Purchase & Assumption)

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

1 FFIEC NIC relationship record

Showing 1 of 1 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
ROOT_INSTITUTIONCHELSEA GROTON BANKState Savings BankNorwich, CT

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered stock savings bank