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Institution profile

Century Bank of the Ozarks

Bank · Active · Headquarters: Gainesville, MO

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
Century Bank of the Ozarks
Display name
Century Bank of the Ozarks
Institution status
Active
FDIC insured
Yes
FDIC insured since
January 1, 1934
Established date
July 24, 1894
Charter class
State-chartered commercial bank, member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Reserve Board
Headquarters
Gainesville, MO, 65655, United States
FDIC certificate number
8296
Federal Reserve RSSD ID
904359
Domestic location count
6
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FRS
Institution type
State Member Bank
Primary activity
NAICS 52211
FDIC certificate
8296
Federal Reserve RSSD ID
904359
Headquarters
42 Court Square, Gainesville, MO, 65655, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

4

Showing 1 through 4 of 4 listed locations

Scroll sideways to see every branch column.

Showing 1 through 4 of 4 FFIEC NIC branch locations
BranchAddressCityStatePostal code
MOUNTAIN HOME BRANCH2448 Hwy 62 EastMountain HomeAR72653
AVA BRANCH1002 North West 12th AvenueAvaMO65608
BAKERSFIELD BRANCH1813 State Highway ARBakersfieldMO65609
THEODOSIA FACILITY6151 U S Highway 160TheodosiaMO65761

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Outstanding
Exam date
July 26, 2021
Regulator
Federal Reserve
Examination method
Small Bank

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

Scroll sideways to see every CRA examination column.

Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
July 26, 2021OutstandingFederal ReserveSmall Bank
November 28, 2016SatisfactoryFederal ReserveSmall Bank
November 5, 2012SatisfactoryFederal ReserveSmall Bank
November 3, 2008SatisfactoryFederal ReserveSmall Bank
September 27, 2004SatisfactoryFederal ReserveSmall Bank
September 13, 1999OutstandingFederal ReserveSmall Bank
September 30, 1996SatisfactoryFederal ReserveSmall Bank

Institutional history

1 FFIEC NIC history event

Showing 1 of 1 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
November 22, 1996Charter Discontinued (Merger or Purchase & Assumption)

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

1 FFIEC NIC relationship record

Showing 1 of 1 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
ROOT_INSTITUTIONCENTURY BANK OF THE OZARKSState Member BankGainesville, MO

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered member bank