Institution profile
CENTRAL ONE
Identity verified through NCUA; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
NCUA identity
- NCUA charter number
- 8218
- Credit union type
- Federal credit union
- Federal insurance
- Federally insured through the NCUA / National Credit Union Share Insurance Fund
- Low-income designation
- No
NCUA-reported main office
Main office is the location classification reported in the NCUA source and is not presented here as a legal-headquarters determination.
- Address line 1
- 714 Main St
- City
- Shrewsbury
- State
- MA
- ZIP
- 01545
- County
- Worcester
- Country
- United States
- Phone
- 5088427400
- Hours
- M,T,W,FR 800AM-430PM Th 800AM-600PM Saturday 830AM-1200PM
NCUA quarterly financial summary
Data period: March 31, 2026
- Members
- 39,109
- Total assets
- $882,707,202
- Total loans — all reported loan categories
- $701,310,137
- Shares and deposits
- $735,268,068
- Return on average assets
- 0.55%
- Net worth ratio
- 9.45%
- Loan-to-share ratio
- 95.38%
NCUA total-loan balances are institution-wide and are not presented as mortgage volume.
Four-quarter growth metrics
- Shares/deposits four-quarter growth
- 4.26%
- Loans four-quarter growth
- 9.7%
- Assets four-quarter growth
- 4.99%
- Members four-quarter growth
- 0.39%
- Net-worth four-quarter growth
- 6.72%
Location characteristics
Source-reported location characteristics. These fields are not recommendations or quality indicators.
- Member services
- Yes
- ATM
- Yes
- Drive-thru
- Yes
- Shared service-center network
- Yes
NCUA source dates
- NCUA call-report date
- March 31, 2026
- NCUA locations data date
- March 31, 2026
- NCUA locations observed
- August 7, 2026
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- Federally insured federal credit union