Institution profile

CENTRAL JERSEY

Credit union · Active · Main office: Woodbridge, NJ

Profile data observed August 6, 2026

Identity verified through NCUA; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

NCUA identity

NCUA charter number: 1108
Credit union type: Federal credit union
Federal insurance: Federally insured through the NCUA / National Credit Union Share Insurance Fund
Low-income designation: No

NCUA-reported main office

Main office is the location classification reported in the NCUA source and is not presented here as a legal-headquarters determination.

Address line 1: 34 Main Street
City: Woodbridge
State: NJ
ZIP: 07095
County: Middlesex
Country: United States
Phone: 7326340600
Hours: MON-FRI 9 AM TO 5 PM THURS 9 AM TO 6 PM SAT 9 AM TO 12 PM

NCUA quarterly financial summary

Data period: March 31, 2026

Members: 5,939
Total assets: $94,372,882
Total loans — all reported loan categories: $43,632,144
Shares and deposits: $83,398,168
Return on average assets: 0.65%
Net worth ratio: 10.29%
Loan-to-share ratio: 52.32%

NCUA total-loan balances are institution-wide and are not presented as mortgage volume.

Four-quarter growth metrics

Shares/deposits four-quarter growth: -2.52%
Loans four-quarter growth: 0.91%
Assets four-quarter growth: -1.4%
Members four-quarter growth: -4.63%
Net-worth four-quarter growth: 8.18%

Location characteristics

Source-reported location characteristics. These fields are not recommendations or quality indicators.

Member services: Yes
ATM: Yes
Drive-thru: No
Shared service-center network: No

NCUA source dates

NCUA call-report date: March 31, 2026
NCUA locations data date: March 31, 2026
NCUA locations observed: August 7, 2026

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type: Federally insured federal credit union