Listed locations
21
Institution profile
Central Bank (Storm Lake, IA)
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Central Bank
- Display name
- Central Bank (Storm Lake, IA)
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- January 1, 1879
- Charter class
- State-chartered commercial bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Reserve Board
- Headquarters
- Storm Lake, IA, 50588, United States
- Website
- https://www.mycentral.bank
- FDIC certificate number
- 15555
- Federal Reserve RSSD ID
- 546544
- Domestic location count
- 23
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FRS
- Institution type
- State Member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 15555
- Federal Reserve RSSD ID
- 546544
- LEI
- 549300Q76VHK6FGPX546
- Headquarters
- 600 Lake Avenue, Storm Lake, IA, 50588, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 21 of 21 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| ANKENY BOULEVARD BRANCH | 2805 North Ankeny Boulevard | Ankeny | IA | 50023 |
| CHEROKEE CENTRAL TRUST BRANCH | 401 West Main Street | Cherokee | IA | 51012 |
| 4018 UNIVERSITY AVENUE OFFICE | 4018 University Avenue | Des Moines | IA | 50311 |
| HIGHLAND PARK OFFICE | 3624 Sixth Avenue | Des Moines | IA | 50313 |
| OKOBOJI MORTGAGE LENDING OFFICE | 1003 Highway 71 South | Okoboji | IA | 51355 |
| 4201 SOUTH LAKEPORT BRANCH | 4201 South Lakeport | Sioux City | IA | 51106 |
| 522 FOURTH STREET BRANCH | 522 4th Street | Sioux City | IA | 51101 |
| SIOUX CITY BRANCH | 2906 Hamilton Blvd | Sioux City | IA | 51104 |
| SIOUX CITY MORTGAGE LENDING OFFICE | 302 Jones Street, Suite 100 | Sioux City | IA | 51101 |
| SPIRIT LAKE BRANCH | 1400 18th Street | Spirit Lake | IA | 51360 |
| DRIVE-IN BRANCH | 1237 Lake Avenue | Storm Lake | IA | 50588-1905 |
| STORM LAKE BRANCH 2 - 811 N LAKE AVE | 811 North Lake Avenue | Storm Lake | IA | 50588 |
| URBANDALE OFFICE | 4848 86th Street | Urbandale | IA | 50322 |
| WAUKEE BRANCH | 300 East Hickman Road | Waukee | IA | 50263 |
| MILLS CIVIC PARKWAY BRANCH | 5070 Mills Civic Parkway | West Des Moines | IA | 50265 |
| BROOKINGS OFFICE | 600 South Main | Brookings | SD | 57006 |
| DAKOTA DUNES BRANCH | 400 Gold Circle Drive, Suite 100 | Dakota Dunes | SD | 57049 |
| 12TH STREET BRANCH | 2104 West 12th Street | Sioux Falls | SD | 57104 |
| SIOUX FALLS LPO | 6300 South Connie Avenue | Sioux Falls | SD | 57108 |
| SOUTH MINNESOTA BRANCH | 2500 South Minnesota Avenue | Sioux Falls | SD | 57105 |
| WESTERN OFFICE | 4900 South Western Avenue | Sioux Falls | SD | 57108 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- January 22, 2024
- Regulator
- Federal Reserve
- Examination method
- Large Bank Exam
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| January 22, 2024 | Satisfactory | Federal Reserve | Large Bank Exam |
| November 16, 2020 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| October 3, 2016 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| September 3, 2013 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| August 8, 2011 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| July 6, 2009 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| April 9, 2007 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| April 7, 2003 | Satisfactory | Federal Reserve | Small Bank |
| April 5, 1999 | Satisfactory | Federal Reserve | Small Bank |
| September 16, 1996 | Outstanding | Federal Reserve | Small Bank |
Institutional history
6 FFIEC NIC history events
Showing 1 through 6 of 6 history events
| Event date | Event type | Related institution |
|---|---|---|
| January 1, 2015 | Charter Discontinued (Merger or Purchase & Assumption) | LAKES BANCORPORATION, INC. |
| December 28, 2013 | Sale of Assets | LIBERTY BANK, F.S.B. |
| October 28, 2002 | Charter Discontinued (Merger or Purchase & Assumption) | FIRST SECURITY BANSHARES, INC. |
| October 28, 2002 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 15, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | CENTRAL TRUST INVESTMENT, INC. |
| December 15, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
3 FFIEC NIC relationship records
Showing 1 through 3 of 3 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | MILFORD HOLDINGS, INC. | Domestic Entity Other | Storm Lake, IA |
| Direct relationship | REAL ESTATE OWNED, LLC | Domestic Entity Other | Storm Lake, IA |
| ROOT_INSTITUTION | CENTRAL BANK | State Member Bank | Storm Lake, IA |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered member bank