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Institution profile

CEDAR FALLS COMMUNITY

Credit union · Active · Main office: Cedar Falls, IA

Profile data observed August 6, 2026

Identity verified through NCUA; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

NCUA identity

NCUA charter number
65565
Credit union type
Federally insured state-chartered credit union
Federal insurance
Federally insured through the NCUA / National Credit Union Share Insurance Fund
Low-income designation
Yes

NCUA-reported main office

Main office is the location classification reported in the NCUA source and is not presented here as a legal-headquarters determination.

Address line 1
123 W 4th St
City
Cedar Falls
State
IA
ZIP
50613-2831
County
Black Hawk
Country
United States
Phone
3192667531
Hours
9:00 - 5:00 Monday - Friday 9:00 - 12:00 Saturday

NCUA quarterly financial summary

Data period: March 31, 2026

Members
8,868
Total assets
$242,676,107
Total loans — all reported loan categories
$194,863,912
Shares and deposits
$201,623,661
Return on average assets
1.4%
Net worth ratio
16.19%
Loan-to-share ratio
96.65%

NCUA total-loan balances are institution-wide and are not presented as mortgage volume.

Four-quarter growth metrics

Shares/deposits four-quarter growth
11.26%
Loans four-quarter growth
13.68%
Assets four-quarter growth
11.31%
Members four-quarter growth
1.6%
Net-worth four-quarter growth
10.03%

Location characteristics

Source-reported location characteristics. These fields are not recommendations or quality indicators.

Member services
Yes
ATM
Yes
Drive-thru
Yes
Shared service-center network
Yes

NCUA source dates

NCUA call-report date
March 31, 2026
NCUA locations data date
March 31, 2026
NCUA locations observed
August 7, 2026

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
Federally insured state-chartered credit union