HMDA records
2,320
2025
Public institution profile · Bank · Not a recommendation
Cathay Bank
BankLos Angeles, CAActive
FDIC certificate 18503
Data observedAugust 3, 2026Section records may have different source dates.
- Public-source data
- Source-linked records
- No paid lender rankings
- See methodology
- Correct the record
Identifiers, verification, and corrections
Stable identifiers
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
- FDIC certificate
- 18503
- company ID
- Not published — no verified match
More identifiers
- Federal Reserve
- 595869
- OCC charter number
- Not published — no verified match
- Not published — no verified match
- Official website
- https://www.cathaybank.com
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Data correction
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionAt a glance
- Institution type
- Bank
- Status
- Active
- Headquarters
- Los Angeles, CA
- HMDA activity
- Published activity year 2025
- Listed branch locations
- 62
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- Satisfactory, exam February 1, 2026
- Institution history
- 10 published events
What USMI publishes
Public records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
- Institution type
- Bank
- Status
- Active
- Headquarters
- Los Angeles, CA
- activity
- Published activity year 2025
- Listed branch locations
- 62
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- Satisfactory, exam February 1, 2026
- Institution history
- 10 published events
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
What this profile is not
- Not a lender recommendation or ranking.
- Not a mortgage rate sheet or quote.
- Not an underwriting, approval, or eligibility decision.
- Not proof of an NMLS license unless a verified NMLS company ID/source is specifically published.
- Not a complaint-resolution channel.
- Missing source blocks do not establish that an institution lacks an activity, identifier, license or regulatory record.
HMDA
Mortgage activity
Reported records for the selected year. These figures are not a lender score.
2,320reported records
1,641reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
activity
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
Loan originations
1,641
2025
Denials
170
2025
Withdrawals
210
2025
Denial rate among decisioned applications
9.0%
2025
Annual history
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 2,320 | 1,641 | 86 | 170 | 210 | 9.0% |
| 2024 | 1,712 | 1,228 | 67 | 127 | 135 | 8.9% |
| 2023 | 3,110 | 2,222 | 74 | 254 | 305 | 10.0% |
| 2022 | 2,926 | 2,019 | 73 | 229 | 256 | 9.9% |
| 2021 | 2,974 | 2,035 | 60 | 223 | 248 | 9.6% |
| 2020 | 3,580 | 1,992 | 134 | 637 | 419 | 23.1% |
| 2019 | 3,296 | 2,208 | 50 | 484 | 297 | 17.7% |
| 2018 | 3,430 | 2,151 | 76 | 462 | 254 | 17.2% |
Detailed activity
Loan type and purpose
| Category | HMDA records |
|---|---|
| Conventional | 2,320 |
| FHA | 0 |
| VA | 0 |
| RHS / FSA | 0 |
| Home purchase | 1,675 |
| Home improvement | 6 |
| Refinancing | 375 |
| Cash-out refinancing | 199 |
State reporting
10 states / territories reported
How to read these figures
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
CFPB consumer submissions
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
CFPB Mortgage Complaint Activity
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Total CFPB mortgage complaint records
22
Coverage start
December 1, 2012
Data through
August 20, 2026
Annual activity
| Year | Complaint records |
|---|---|
| 2013 | 1 |
| 2015 | 1 |
| 2017 | 2 |
| 2018 | 2 |
| 2019 | 2 |
| 2020 | 3 |
| 2021 | 5 |
| 2023 | 1 |
| 2025 | 3 |
| 2026 | 2 |
Leading issues
Trouble during payment process
None
8
Closing on a mortgage
None
3
Applying for a mortgage or refinancing an existing mortgage
None
2
Loan servicing, payments, escrow account
None
2
Trouble during payment process
Payment process
2
View all issues (10)
Applying for a mortgage or refinancing an existing mortgage
Negative impact of inaccurate appraisal
1
Loan modification,collection,foreclosure
None
1
Struggling to pay mortgage
None
1
Struggling to pay mortgage
Trying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosure
1
Trouble during payment process
Paying off the loan
1
States
California
9
New York
4
None
4
Washington
2
Massachusetts
1
View all states (7)
Nevada
1
Texas
1
Company response
Closed with explanation
20
Closed with monetary relief
2
Timely response
Timely-response figures are a count distribution as reported to CFPB, not a score.
Yes
22
How to read these figures
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing. CFPB complaint records are submissions received by the Consumer Financial Protection Bureau. Complaint volume does not establish misconduct or wrongdoing. Counts can be influenced by company size, mortgage servicing volume, time in operation, consumer awareness and reporting, and corporate reporting structure. U.S. Mortgage Index does not treat complaint allegations as independently verified facts.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Regulatory & institutional records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
Institution identity
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Cathay Bank
- Display name
- Cathay Bank
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- April 19, 1962
- Established date
- April 19, 1962
- Charter class
- State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Deposit Insurance Corporation
- Headquarters
- Los Angeles, CA, 90012, United States
- Website
- https://www.cathaybank.com
- FDIC certificate number
- 18503
- Federal Reserve
- 595869
- Domestic location count
- 65
- Source observed
- August 3, 2026
Regulatory information
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FDIC
- Institution type
- Non-member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 18503
- Federal Reserve
- 595869
- FT6J43S06X6CLJ0R0B48
- Headquarters
- 777 North Broadway Street, Los Angeles, CA, 90012, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- February 1, 2026
- Regulator
- FDIC
- Examination method
- Large Bank Exam
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| February 1, 2026 | Satisfactory | FDIC | Large Bank Exam |
| October 1, 2022 | Satisfactory | FDIC | Large Bank Exam |
| June 1, 2019 | Satisfactory | FDIC | Large Bank Exam |
| September 1, 2016 | Satisfactory | FDIC | Large Bank Exam |
| July 1, 2013 | Satisfactory | FDIC | Large Bank Exam |
| March 1, 2011 | Satisfactory | FDIC | Large Bank Exam |
| September 1, 2007 | Satisfactory | FDIC | Large Bank Exam |
| July 1, 2004 | Satisfactory | FDIC | Large Bank Exam |
| June 1, 2001 | Satisfactory | FDIC | Large Bank Exam |
| April 1, 1999 | Satisfactory | FDIC | Large Bank Exam |
| April 1, 1996 | Satisfactory | FDIC | Small Bank |
| September 1, 1994 | Satisfactory | FDIC | Not Reported |
| June 1, 1993 | Needs to Improve | FDIC | Not Reported |
Formal hierarchy
FFIEC NIC hierarchy rows
12
Showing 1 through 12 of 12 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | 628 N. LOS ROBLES PARTNERS | Domestic Entity Other | Los Angeles, CA |
| Direct relationship | CATHAY SHARED INVESTMENT FUND I LP | Domestic Entity Other | Chicago, IL |
| Direct relationship | CATHAY SHARED INVESTMENT FUND II LP | Domestic Entity Other | Chicago, IL |
| Direct relationship | CATHAY SHARED INVESTMENT FUND III LP | Domestic Entity Other | Chicago, IL |
| Direct relationship | CATHAY SHARED INVESTMENT FUND IV LP | Domestic Entity Other | Chicago, IL |
| Direct relationship | CATHAY SHARED INVESTMENT FUND V LP | Domestic Entity Other | Chicago, IL |
| Direct relationship | CATHAY SHARED INVESTMENT FUND VI LP | Domestic Entity Other | Chicago, IL |
| Direct relationship | HACIENDA SENIOR PARTNERS, LP | Domestic Entity Other | Los Angeles, CA |
| Direct relationship | POTRERO PARTNERS, LP | Domestic Entity Other | Los Angeles, CA |
| Direct relationship | USB LIHTC FUND 2017-4A, LLC | Domestic Entity Other | Wilmington, DE |
| Direct relationship | WILSHIRE COURTYARD SENIOR HOUSING PARTNERS, LP | Domestic Entity Other | Los Angeles, CA |
| ROOT_INSTITUTION | CATHAY BANK | Non-member Bank | Los Angeles, CA |
These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered nonmember bank
Locations
Branch and office locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Branch locations
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Branch network
Listed locations
62
Showing 1 through 50 of 62 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| ALHAMBRA BRANCH | 601 N. Atlantic Boulevard | Alhambra | CA | 91801 |
| ARCADIA BRANCH | 635-637 West Duarte Road | Arcadia | CA | 91007 |
| CERRITOS VALLEY BRANCH | 18643 South Pioneer Boulevard | Artesia | CA | 90701 |
| BREA BRANCH | 2415 E. Imperial Hwy Suite 101 | Brea | CA | 92821 |
| CITY OF INDUSTRY BRANCH | 1250 South Fullerton Road | City Of Industry | CA | 91748 |
| CUPERTINO OFFICE | 10480 South Deanza Boulevard | Cupertino | CA | 95014 |
| DALY CITY BRANCH | 19 Southgate Avenue | Daly City | CA | 94015 |
| DIAMOND BAR BRANCH | 1195 South Diamond Bar Boulevard | Diamond Bar | CA | 91765 |
| DUBLIN BRANCH | 7190 Regional Street | Dublin | CA | 94568 |
| EL MONTE BRANCH | 9650 Flair Drive | El Monte | CA | 91731 |
| FOUNTAIN VALLEY BRANCH | 17860 Newhope Street, Suite 104 | Fountain Valley | CA | 92708 |
| FREMONT MISSION BRANCH | 46750 Mission Boulevard | Fremont | CA | 94539 |
| IRVINE BRANCH | 15323 Culver Drive | Irvine | CA | 92604 |
| IRVINE NORTHWOODS BRANCH | 4860 Irvine Boulevard, Suite 100 | Irvine | CA | 92620 |
| IRVINE PARKVIEW BRANCH | 5351 University Drive | Irvine | CA | 92612 |
| MILLBRAE BRANCH | 1095 EL Camino Real | Millbrae | CA | 94030 |
| MILPITAS CALAVERAS BRANCH | 603 East Calaveras Boulevard | Milpitas | CA | 95035 |
| MONTEREY PARK BRANCH | 250 South Atlantic Boulevard | Monterey Park | CA | 91754 |
| MOUNTAIN VIEW BRANCH | 1350 Grant Road #3 | Mountain View | CA | 94040 |
| NORTHRIDGE BRANCH | 9045 Corbin Avenue, Suite 100 | Northridge | CA | 91324 |
| OAKLAND BRANCH | 710 Webster Street | Oakland | CA | 94607 |
| ONTARIO BRANCH | 2195 Grove Ave, Unit B | Ontario | CA | 91761 |
| RANCHO CUCAMONGA BRANCH | 9759 Baseline Road | Rancho Cucamonga | CA | 91730 |
| BERKELEY - RICHMOND BRANCH | 3288 Pierce Street, Suite D101 | Richmond | CA | 94804 |
| ROWLAND HEIGHTS BRANCH | 17432 Colima Road | Rowland Heights | CA | 91748 |
| SACRAMENTO BRANCH | 4970 Freeport Blvd., | Sacramento | CA | 95822 |
| SAN DIEGO BRANCH | 4688 Convoy Street | San Diego | CA | 92111 |
| SAN FRANCISCO BRANCH | 1241 Stockton Street | San Francisco | CA | 94133 |
| SAN FRANCISCO CLEMENT BRANCH | 919 Clement Street | San Francisco | CA | 94118 |
| SAN FRANCISCO IRVING BRANCH | 2257 Irving Street | San Francisco | CA | 94122 |
| SAN GABRIEL BRANCH | 825 East Valley Boulevard | San Gabriel | CA | 91776 |
| SAN JOSE BRANCH | 2010 Tully Road | San Jose | CA | 95122 |
| SAN JOSE BROKAW BRANCH | 1708 Oakland Road, Suite 400 | San Jose | CA | 95131 |
| SAN MARINO BRANCH | 2398 Huntington Drive | San Marino | CA | 91108 |
| SAN MATEO BRANCH | 1 East Third Avenue Suite 101 | San Mateo | CA | 94401 |
| TEMPLE CITY BRANCH | 9055 Las Tunas Drive, Suite 115 | Temple City | CA | 91780 |
| TORRANCE BRANCH | 23211 Hawthorne Boulevard, Suite 108 | Torrance | CA | 90505 |
| UNION CITY BRANCH | 1701 Decoto Road | Union City | CA | 94587 |
| WEST COVINA BRANCH | 2672 East Garvey Ave South | West Covina | CA | 91791 |
| WESTMINSTER BRANCH | 9121 Bolsa Avenue | Westminster | CA | 92683 |
| CHICAGO CHINATOWN RANCH | 222 West Cermak Road | Chicago | IL | 60616 |
| CHICAGO WESTMONT BRANCH | 665 Pasquinelli Drive, B104 | Westmont | IL | 60559 |
| BOSTON BRANCH | 621 Washington Street | Boston | MA | 02111 |
| ROCKVILLE BRANCH | 650 Hungerford Drive | Rockville | MD | 20850 |
| NEW JERSEY BRANCH | 1775 Route 27 | Edison | NJ | 08817 |
| LAS VEGAS BRANCH | 6110 Spring Mountain Road | Las Vegas | NV | 89146 |
| BENSONHURST BRANCH | 6912 18th Avenue | Brooklyn | NY | 11204 |
| BROOKLYN BRANCH | 5402 8th Avenue | Brooklyn | NY | 11220 |
| ELMHURST BRANCH | 82-62 Broadway | Elmhurst | NY | 11373 |
| FLUSHING BRANCH | 40-14/16 Main Street | Flushing | NY | 11354 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Institution history
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
Institution history
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
Institutional history
FFIEC NIC history events
10
Showing 1 through 10 of 10 history events
| Event date | Event type | Related institution |
|---|---|---|
| October 27, 2017 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 1, 2015 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 17, 2013 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 31, 2007 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 18, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 16, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 21, 2003 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 11, 2000 | Charter Discontinued (Merger or Purchase & Assumption) | KERMIT STATE BANK |
| December 11, 1999 | Failure - Government Assistance Provided | GOLDEN CITY COMMERCIAL BANK |
| November 18, 1996 | Charter Discontinued (Merger or Purchase & Assumption) | FIRST PUBLIC SAVINGS BANK, A FEDERAL SAVINGS BANK |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources & methodology
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
FDIC BankFind
Source reviewed2026-08-03
Limitation
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
CFPB Consumer Complaint Database search
Source reviewed2026-08-03
Limitation
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
HMDA modified LAR
Source reviewed2026-08-03
Limitation
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
FFIEC NIC institution profile
Source reviewed2026-08-19
Limitation
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
FFIEC NIC branches
Source reviewed2026-08-19
Limitation
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
FFIEC NIC organizational hierarchy
Source reviewed2026-08-19
Limitation
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
FFIEC NIC institution history
Source reviewed2026-08-19
Limitation
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.
FFIEC CRA Ratings Database
Source reviewed2026-08-28
Limitation
A CRA rating is the regulator's examination result for the date shown. It is not a USMI rating.