U.S. Mortgage Index

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Public institution profile · Bank · Not a recommendation

Cathay Bank

BankLos Angeles, CAActive

FDIC certificate 18503

Data observedAugust 3, 2026Section records may have different source dates.

Identifiers, verification, and corrections

Stable identifiers

Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.

FDIC certificate
18503
company ID
Not published — no verified match
More identifiers
Federal Reserve
595869
OCC charter number
Not published — no verified match
Not published — no verified match
Official website
https://www.cathaybank.com

Verify at FDICVerify at FFIEC NIC / regulator

Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Profile notes

This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.

Data correction

Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.

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At a glance

Institution type
Bank
Status
Active
Headquarters
Los Angeles, CA
HMDA activity
Published activity year 2025
Listed branch locations
62
Complaint records
CFPB search status is not currently available.
CRA examinations
Satisfactory, exam February 1, 2026
Institution history
10 published events

What USMI publishes

Public records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.

Institution type
Bank
Status
Active
Headquarters
Los Angeles, CA
activity
Published activity year 2025
Listed branch locations
62
Complaint records
CFPB search status is not currently available.
CRA examinations
Satisfactory, exam February 1, 2026
Institution history
10 published events

Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.

What this profile is not

  • Not a lender recommendation or ranking.
  • Not a mortgage rate sheet or quote.
  • Not an underwriting, approval, or eligibility decision.
  • Not proof of an NMLS license unless a verified NMLS company ID/source is specifically published.
  • Not a complaint-resolution channel.
  • Missing source blocks do not establish that an institution lacks an activity, identifier, license or regulatory record.

HMDA

Mortgage activity

Reported records for the selected year. These figures are not a lender score.

2,320reported records

1,641reported originations

2025 reported mortgage activity. Source: HMDA.

HMDA2025The year selector below shows each published activity year.

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activity

Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.

Geographynationwide

HMDA source observed2026-08-09

HMDA records

2,320

2025

Loan originations

1,641

2025

Denials

170

2025

Withdrawals

210

2025

Denial rate among decisioned applications

9.0%

2025

Annual history

Scroll sideways to review every HMDA column.

Annual HMDA activity history
YearHMDA recordsOriginationsApproved but not acceptedDenialsWithdrawalsDenial rate
20252,3201,641861702109.0%
20241,7121,228671271358.9%
20233,1102,2227425430510.0%
20222,9262,019732292569.9%
20212,9742,035602232489.6%
20203,5801,99213463741923.1%
20193,2962,2085048429717.7%
20183,4302,1517646225417.2%

Detailed activity

Loan type and purpose

Loan type and purpose breakdown for 2025
CategoryHMDA records
Conventional2,320
FHA0
VA0
RHS / FSA0
Home purchase1,675
Home improvement6
Refinancing375
Cash-out refinancing199

State reporting

10 states / territories reported

How to read these figures

HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.

CFPB

CFPB consumer submissions

Complaints are consumer submissions and are not findings of wrongdoing.

CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.

Ask about these complaints

CFPB Mortgage Complaint Activity

Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.

Total CFPB mortgage complaint records

22

Coverage start

December 1, 2012

Data through

August 20, 2026

Annual activity

CFPB mortgage complaint records by year
YearComplaint records
20131
20151
20172
20182
20192
20203
20215
20231
20253
20262

Leading issues

  1. Trouble during payment process

    None

    8

  2. Closing on a mortgage

    None

    3

  3. Applying for a mortgage or refinancing an existing mortgage

    None

    2

  4. Loan servicing, payments, escrow account

    None

    2

  5. Trouble during payment process

    Payment process

    2

View all issues (10)

  1. Applying for a mortgage or refinancing an existing mortgage

    Negative impact of inaccurate appraisal

    1

  2. Loan modification,collection,foreclosure

    None

    1

  3. Struggling to pay mortgage

    None

    1

  4. Struggling to pay mortgage

    Trying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosure

    1

  5. Trouble during payment process

    Paying off the loan

    1

States

  1. California

    9

  2. New York

    4

  3. None

    4

  4. Washington

    2

  5. Massachusetts

    1

View all states (7)

  1. Nevada

    1

  2. Texas

    1

Company response

  1. Closed with explanation

    20

  2. Closed with monetary relief

    2

Timely response

Timely-response figures are a count distribution as reported to CFPB, not a score.

  1. Yes

    22

How to read these figures

Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing. CFPB complaint records are submissions received by the Consumer Financial Protection Bureau. Complaint volume does not establish misconduct or wrongdoing. Counts can be influenced by company size, mortgage servicing volume, time in operation, consumer awareness and reporting, and corporate reporting structure. U.S. Mortgage Index does not treat complaint allegations as independently verified facts.

Read the methodology

Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.

Regulatory records

Regulatory & institutional records

Only records that apply to this institution are shown. Identifiers stay as published.

FFIEC NICAugust 19, 2026Observed date for the NIC institution record.

Ask about this regulatory record

Institution identity

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
Cathay Bank
Display name
Cathay Bank
Institution status
Active
FDIC insured
Yes
FDIC insured since
April 19, 1962
Established date
April 19, 1962
Charter class
State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Deposit Insurance Corporation
Headquarters
Los Angeles, CA, 90012, United States
Website
https://www.cathaybank.com
FDIC certificate number
18503
Federal Reserve
595869
Domestic location count
65
Source observed
August 3, 2026

Regulatory information

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FDIC
Institution type
Non-member Bank
Primary activity
NAICS 52211
FDIC certificate
18503
Federal Reserve
595869
FT6J43S06X6CLJ0R0B48
Headquarters
777 North Broadway Street, Los Angeles, CA, 90012, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
February 1, 2026
Regulator
FDIC
Examination method
Large Bank Exam

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

Scroll sideways to see every CRA examination column.

Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
February 1, 2026SatisfactoryFDICLarge Bank Exam
October 1, 2022SatisfactoryFDICLarge Bank Exam
June 1, 2019SatisfactoryFDICLarge Bank Exam
September 1, 2016SatisfactoryFDICLarge Bank Exam
July 1, 2013SatisfactoryFDICLarge Bank Exam
March 1, 2011SatisfactoryFDICLarge Bank Exam
September 1, 2007SatisfactoryFDICLarge Bank Exam
July 1, 2004SatisfactoryFDICLarge Bank Exam
June 1, 2001SatisfactoryFDICLarge Bank Exam
April 1, 1999SatisfactoryFDICLarge Bank Exam
April 1, 1996SatisfactoryFDICSmall Bank
September 1, 1994SatisfactoryFDICNot Reported
June 1, 1993Needs to ImproveFDICNot Reported

Read the methodology

Formal hierarchy

FFIEC NIC hierarchy rows

12

Showing 1 through 12 of 12 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
Direct relationship628 N. LOS ROBLES PARTNERSDomestic Entity OtherLos Angeles, CA
Direct relationshipCATHAY SHARED INVESTMENT FUND I LPDomestic Entity OtherChicago, IL
Direct relationshipCATHAY SHARED INVESTMENT FUND II LPDomestic Entity OtherChicago, IL
Direct relationshipCATHAY SHARED INVESTMENT FUND III LPDomestic Entity OtherChicago, IL
Direct relationshipCATHAY SHARED INVESTMENT FUND IV LPDomestic Entity OtherChicago, IL
Direct relationshipCATHAY SHARED INVESTMENT FUND V LPDomestic Entity OtherChicago, IL
Direct relationshipCATHAY SHARED INVESTMENT FUND VI LPDomestic Entity OtherChicago, IL
Direct relationshipHACIENDA SENIOR PARTNERS, LPDomestic Entity OtherLos Angeles, CA
Direct relationshipPOTRERO PARTNERS, LPDomestic Entity OtherLos Angeles, CA
Direct relationshipUSB LIHTC FUND 2017-4A, LLCDomestic Entity OtherWilmington, DE
Direct relationshipWILSHIRE COURTYARD SENIOR HOUSING PARTNERS, LPDomestic Entity OtherLos Angeles, CA
ROOT_INSTITUTIONCATHAY BANKNon-member BankLos Angeles, CA

These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered nonmember bank

Locations

Branch and office locations

Start with the published count and primary location. Search stays paged so the first view stays readable.

FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.

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Branch locations

Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.

Branch network

Listed locations

62

Showing 51 through 62 of 62 listed locations

Scroll sideways to see every branch column.

Showing 51 through 62 of 62 FFIEC NIC branch locations
BranchAddressCityStatePostal code
NORTH FLUSHING BRANCH36-54 Main StreetFlushingNY11354
SOUTH FLUSHING BRANCH41-48 Main StreetFlushingNY11355
NEW YORK CANAL BRANCH159 Canal StreetNew YorkNY10013
NEW YORK CHINATOWN BRANCH45 East BroadwayNew YorkNY10002
NEW YORK MID-TOWN BRANCH235 Fifth AvenueNew YorkNY10016
HOUSTON BRANCH9440 Bellaire Boulevard, Suite 118HoustonTX77036
PLANO BRANCH2001 Coit Road, Suite 160PlanoTX75075
BELLEVUE BRANCH13238 NE 20th Street, Suite 200BellevueWA98005
KENT NORTH BRANCH18230 East Valley Highway, Suite 120KentWA98230
SEATTLE BRANCH621 South Lane StreetSeattleWA98104
SEATTLE UW BRANCH5000 University Way Ne, Suite BSeattleWA98105
HONG KONG BRANCH28 Queens Road, Central Tower, Suite 503Hong Kong—Postal code not provided by source.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

History

Institution history

Events are listed by date. The source event type is kept with the record.

HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.

Ask about this history

Institution history

History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.

Institutional history

FFIEC NIC history events

10

Showing 1 through 10 of 10 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
October 27, 2017Charter Discontinued (Merger or Purchase & Assumption)—
August 1, 2015Charter Discontinued (Merger or Purchase & Assumption)—
June 17, 2013Charter Discontinued (Merger or Purchase & Assumption)—
March 31, 2007Charter Discontinued (Merger or Purchase & Assumption)—
October 18, 2006Charter Discontinued (Merger or Purchase & Assumption)—
May 16, 2006Charter Discontinued (Merger or Purchase & Assumption)—
October 21, 2003Charter Discontinued (Merger or Purchase & Assumption)—
December 11, 2000Charter Discontinued (Merger or Purchase & Assumption)KERMIT STATE BANK
December 11, 1999Failure - Government Assistance ProvidedGOLDEN CITY COMMERCIAL BANK
November 18, 1996Charter Discontinued (Merger or Purchase & Assumption)FIRST PUBLIC SAVINGS BANK, A FEDERAL SAVINGS BANK

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

SourcesEach source keeps its own observed date. Dates are not combined into one profile date.

Ask about these sources

Sources & methodology

Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.

CFPB Consumer Complaint Database search

Consumer Financial Protection Bureau

Source reviewed2026-08-03

Limitation

Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.

Methodology

HMDA modified LAR

Consumer Financial Protection Bureau

Source reviewed2026-08-03

Limitation

HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.

Methodology

Cite this profile

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