HMDA records
69
2025
Public institution profile · Bank · Not a recommendation
Byline Bank
BankChicago, ILActive
FDIC certificate 20624
Data observedAugust 5, 2026Section records may have different source dates.
- Public-source data
- Source-linked records
- No paid lender rankings
- See methodology
- Correct the record
Identifiers, verification, and corrections
Stable identifiers
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
- FDIC certificate
- 20624
- company ID
- Not published — no verified match
More identifiers
- Federal Reserve
- 129732
- OCC charter number
- Not published — no verified match
- Not published — no verified match
- Official website
- https://www.bylinebank.com
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Data correction
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionAt a glance
- Institution type
- Bank
- Status
- Active
- Headquarters
- Chicago, IL
- HMDA activity
- Published activity year 2025
- Listed branch locations
- 47
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- Satisfactory, exam November 1, 2025
- Institution history
- 12 published events
What USMI publishes
Public records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
- Institution type
- Bank
- Status
- Active
- Headquarters
- Chicago, IL
- activity
- Published activity year 2025
- Listed branch locations
- 47
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- Satisfactory, exam November 1, 2025
- Institution history
- 12 published events
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
What this profile is not
- Not a lender recommendation or ranking.
- Not a mortgage rate sheet or quote.
- Not an underwriting, approval, or eligibility decision.
- Not proof of an NMLS license unless a verified NMLS company ID/source is specifically published.
- Not a complaint-resolution channel.
- Missing source blocks do not establish that an institution lacks an activity, identifier, license or regulatory record.
HMDA
Mortgage activity
Reported records for the selected year. These figures are not a lender score.
69reported records
44reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
activity
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
Loan originations
44
2025
Denials
7
2025
Withdrawals
17
2025
Denial rate among decisioned applications
13.5%
2025
Annual history
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 69 | 44 | 1 | 7 | 17 | 13.5% |
| 2024 | 36 | 25 | 3 | 3 | 3 | 9.7% |
| 2023 | 104 | 82 | 4 | 7 | 10 | 7.5% |
| 2019 | 88 | 61 | 0 | 3 | 13 | 4.7% |
| 2018 | 209 | 57 | 5 | 6 | 14 | 8.8% |
Detailed activity
Loan type and purpose
| Category | HMDA records |
|---|---|
| Conventional | 69 |
| FHA | 0 |
| VA | 0 |
| RHS / FSA | 0 |
| Home purchase | 37 |
| Home improvement | 5 |
| Refinancing | 24 |
| Cash-out refinancing | 3 |
State reporting
11 states / territories reported
How to read these figures
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
CFPB consumer submissions
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
CFPB Mortgage Complaint Activity
No published complaint result found
No mapped CFPB mortgage complaint activity is currently published on this profile under U.S. Mortgage Index's verified entity-matching methodology. This is not a finding that no complaint exists under another company name, affiliate, source attribution, period, or configuration.
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Regulatory & institutional records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
Institution identity
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Byline Bank
- Display name
- Byline Bank
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- March 1, 1972
- Established date
- March 1, 1972
- Charter class
- State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Deposit Insurance Corporation
- Headquarters
- Chicago, IL, 60601, United States
- Website
- https://www.bylinebank.com
- FDIC certificate number
- 20624
- Federal Reserve
- 129732
- Domestic location count
- 55
- Source observed
- August 5, 2026
Regulatory information
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FDIC
- Institution type
- Non-member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 20624
- Federal Reserve
- 129732
- 54930011HPXXLJN2D407
- Headquarters
- 180 North LA Salle Street, Suite 300, Chicago, IL, 60601, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- November 1, 2025
- Regulator
- FDIC
- Examination method
- Large Bank Exam
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| November 1, 2025 | Satisfactory | FDIC | Large Bank Exam |
| March 1, 2023 | Satisfactory | FDIC | Large Bank Exam |
| December 1, 2019 | Satisfactory | FDIC | Large Bank Exam |
| November 1, 2016 | Satisfactory | FDIC | Large Bank Exam |
| November 1, 2014 | Satisfactory | FDIC | Intermediate Small Bank |
| May 1, 2012 | Satisfactory | FDIC | Intermediate Small Bank |
| October 6, 2008 | Satisfactory | FDIC | Intermediate Small Bank |
| April 1, 2005 | Satisfactory | FDIC | Large Bank Exam |
| March 1, 2003 | Satisfactory | FDIC | Small Bank |
| April 1, 1997 | Outstanding | FDIC | Small Bank |
| September 1, 1993 | Outstanding | FDIC | Not Reported |
Formal hierarchy
FFIEC NIC hierarchy rows
6
Showing 1 through 6 of 6 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | BFG CORPORATION | Domestic Entity Other | Bannockburn, IL |
| Direct relationship | BORE INVESTMENTS, LLC | Domestic Entity Other | Chicago, IL |
| Direct relationship | FIRST SECURITY SAFE DEPOSIT COMPANY | Domestic Entity Other | Elmwood Park, IL |
| Direct relationship | FRANKLIN AND LAKE, LLC | Domestic Entity Other | Chicago, IL |
| Direct relationship | LILY POND, LLC | Domestic Entity Other | Chicago, IL |
| ROOT_INSTITUTION | BYLINE BANK | Non-member Bank | Chicago, IL |
These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered nonmember bank
Locations
Branch and office locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Branch locations
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Branch network
Listed locations
47
Showing 1 through 47 of 47 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| BERWYN BRANCH | 3322 South Oak Park Avenue | Berwyn | IL | 60402 |
| BRIDGEVIEW HARLEM BRANCH | 8601 South Harlem Avenue | Bridgeview | IL | 60455 |
| BURBANK BRANCH | 6400 West 79th Street | Burbank | IL | 60459 |
| ARCHER HEIGHTS DRIVE-THRU | 4872 South Archer Avenue | Chicago | IL | 60632 |
| BRIGHTON PARK BRANCH | 4658 South Kedzie Avenue | Chicago | IL | 60632 |
| EASTSIDE BRANCH | 11157 South Ewing Avenue | Chicago | IL | 60617 |
| EDGEWATER BRANCH | 5342 North Broadway Street | Chicago | IL | 60640 |
| GARFIELD BRANCH | 6859 West Archer Avenue | Chicago | IL | 60638 |
| HALSTED BRANCH | 1800 South Halsted Street | Chicago | IL | 60608 |
| LAKEVIEW BRANCH | 1401 West Belmont Avenue | Chicago | IL | 60657 |
| LAKEVIEW EAST - BROADWAY BRANCH | 3639 North Broadway Avenue | Chicago | IL | 60613 |
| LINCOLN PARK - ARMITAGE BRANCH | 2000 North Halsted Street | Chicago | IL | 60614 |
| LITTLE VILLAGE BRANCH | 3636 West 26th Street | Chicago | IL | 60623 |
| MCKINLEY PARK BRANCH | 1947 West 35th Street | Chicago | IL | 60609 |
| OLD TOWN BRANCH | 1561 North Wells Street | Chicago | IL | 60610 |
| ROGERS PARK BRANCH | 6945 North Clark Street | Chicago | IL | 60626 |
| ROSCOE BRANCH | 3401 North Western Avenue | Chicago | IL | 60618 |
| WEST RIDGE BRANCH | 7050 North Western Avenue | Chicago | IL | 60645 |
| WEST TOWN BRANCH | 1244 West Grand Avenue | Chicago | IL | 60642 |
| WICKER PARK BRANCH | 2000 West Division Street | Chicago | IL | 60622 |
| CICERO BRANCH | 5915 West 35th Street | Cicero | IL | 60804 |
| ELMWOOD PARK | 7455 West Grand Avenue | Elmwood Park | IL | 60707 |
| EVANSTON - CENTRAL BRANCH | 2925 Central Street | Evanston | IL | 60201 |
| EVANSTON - CHURCH BRANCH | 820 Church Street | Evanston | IL | 60201 |
| EVANSTON - EMERSON DRIVE - THROUGH | 824 Emerson Street | Evanston | IL | 60201 |
| GENEVA BRANCH | 1900 West State Street | Geneva | IL | 60134 |
| DOWNTOWN GLEN ELLYN BRANCH | 520 Crescent Boulevard | Glen Ellyn | IL | 60137 |
| HICKORY HILLS BRANCH | 9504 South Roberts Road | Hickory Hills | IL | 60457 |
| COUNTRYSIDE BRANCH | 5456 South Lagrange Road | La Grange | IL | 60525 |
| LAKE ZURICH BRANCH | 1100 South Rand Road | Lake Zurich | IL | 60047 |
| LIBERTYVILLE BRANCH | 111 West Church Street | Libertyville | IL | 60048 |
| MORTON GROVE BRANCH | 6111 West Dempster Avenue | Morton Grove | IL | 60053 |
| NORRIDGE BRANCH | 7460 Irving Park Road | Norridge | IL | 60706 |
| OAK LAWN BRANCH | 5400 West 95th Street | Oak Lawn | IL | 60453 |
| OAK PARK MAIN BRANCH | 1001 Lake Street | Oak Park | IL | 60301 |
| DRIVE-IN FACILITY | 36 Monroe Street | Oswego | IL | 60543 |
| OSWEGO BRANCH | 10 South Madison | Oswego | IL | 60543 |
| RIVER FOREST BRANCH | 7751 West Lake Street | River Forest | IL | 60305 |
| SCHAUMBURG BRANCH | 10 North Martingale Road | Schaumburg | IL | 60173 |
| SKOKIE - DEMPSTER BRANCH | 4007 Dempster Street | Skokie | IL | 60076 |
| TOUHY BRANCH | 3200 West Touhy Avenue | Skokie | IL | 60076 |
| TINLEY PARK BRANCH | 8001 West 183rd Street | Tinley Park | IL | 60487 |
| VILLA PARK BRANCH | 305 West Saint Charles Road | Villa Park | IL | 60181 |
| WESTCHESTER BRANCH | 11211 West Cermak Road | Westchester | IL | 60154 |
| WILMETTE BRANCH | 3245 Lake Avenue | Wilmette | IL | 60091 |
| WINNETKA | 100 Green Bay Road | Winnetka | IL | 60093 |
| WAUWATOSA BRANCH | 10000 Innovation Drive, Suite 110 | Milwaukee | WI | 53226 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Institution history
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
Institution history
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
Institutional history
FFIEC NIC history events
12
Showing 1 through 12 of 12 history events
| Event date | Event type | Related institution |
|---|---|---|
| April 1, 2025 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| July 1, 2023 | Charter Discontinued (Merger or Purchase & Assumption) | INLAND BANK AND TRUST |
| May 1, 2019 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 1, 2018 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 15, 2016 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 29, 2013 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 29, 2013 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 29, 2013 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 29, 2013 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 31, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 31, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 31, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources & methodology
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
FDIC BankFind
Source reviewed2026-08-05
Limitation
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
CFPB Consumer Complaint Database search
Source reviewed2026-08-05
Limitation
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
HMDA modified LAR
Source reviewed2026-08-05
Limitation
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
FFIEC NIC institution profile
Source reviewed2026-08-19
Limitation
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
FFIEC NIC branches
Source reviewed2026-08-19
Limitation
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
FFIEC NIC organizational hierarchy
Source reviewed2026-08-19
Limitation
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
FFIEC NIC institution history
Source reviewed2026-08-19
Limitation
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.
FFIEC CRA Ratings Database
Source reviewed2026-08-28
Limitation
A CRA rating is the regulator's examination result for the date shown. It is not a USMI rating.