Listed locations
36
Institution profile
Builtwell Bank
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Builtwell Bank
- Display name
- Builtwell Bank
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- May 3, 1904
- Charter class
- State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Deposit Insurance Corporation
- Headquarters
- Chattanooga, TN, 37402, United States
- Website
- https://www.builtwell.bank
- FDIC certificate number
- 10307
- Federal Reserve RSSD ID
- 234739
- Domestic location count
- 36
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FDIC
- Institution type
- Non-member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 10307
- Federal Reserve RSSD ID
- 234739
- Headquarters
- 728 Broad Street, Chattanooga, TN, 37402, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 36 of 36 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| CALHOUN OFFICE | 197 WC Bryant Parkway | Calhoun | GA | 30701 |
| CLEVELAND HIGHWAY BRANCH OFFICE | 2518 Cleveland Highway, Suite 15 | Dalton | GA | 30721 |
| HAMILTON BRANCH | 118 North Hamilton Street | Dalton | GA | 30720 |
| SHUGART ROAD BRANCH | 785 Shugart Road, Suite 11 | Dalton | GA | 30720 |
| THORNTON AVE. BRANCH | 905 S. Thornton Avenue | Dalton | GA | 30720 |
| WALNUT AVENUE OFFICE | 3075 East Walnut Avenue | Dalton | GA | 30721 |
| FORT OGLETHORPE BRANCH | 769 Battlefield Parkway | La Fayette | GA | 30742 |
| LAFAYETTE BRANCH OFFICE | 2329 North Main Street | La Fayette | GA | 30728 |
| RINGOLD BRANCH | 5102 Alabama Highway | Ringgold | GA | 30736 |
| BENTON BRANCH | 219 Ward Street | Benton | TN | 37307 |
| BENTON MOTOR BANK BRANCH | 6219 Highway 411 | Benton | TN | 37307 |
| GUNBARREL ROAD BRANCH | 1834 Gunbarrel Road | Chattanooga | TN | 37421 |
| HIGHWAY 58 BRANCH | 4757 Highway 58 | Chattanooga | TN | 37416 |
| SHALLOWFORD BRANCH | 6825 Shallowford Road | Chattanooga | TN | 37421 |
| CLARKRANGE BRANCH | 6882 South York Highway | Clarkrange | TN | 38553 |
| BANK OF CLEVELAND BRANCH | 75 Bobby Taylor Avenue | Cleveland | TN | 37311 |
| BRADLEY SQUARE MALL BRANCH | 190 Paul Huff Parkway | Cleveland | TN | 37312 |
| CLEVELAND 25TH STREET BRANCH | 1400 25th Street NW | Cleveland | TN | 37311 |
| DOWNTOWN MOTORBANK | 315 Broad Street NW | Cleveland | TN | 37311 |
| SOUTHFORKE BRANCH | 1200 Perimeter Drive | Cleveland | TN | 37323 |
| COOKEVILLE BRANCH | 351 South Willow Avenue | Cookeville | TN | 38501 |
| ETOWAH BRANCH | 515 N. Tennessee Avenue | Etowah | TN | 37331 |
| HIXSON BRANCH | 5109 Hixson Pike | Hixson | TN | 37343 |
| JACKSBORO BRANCH | 301 Main Street | Jacksboro | TN | 37757 |
| JAMESTOWN BRANCH | 318 North Main Street | Jamestown | TN | 38556 |
| JASPER BRANCH | 105 Betsy Pack Drive | Jasper | TN | 37347 |
| JELLICO BRANCH | 189 Fifth Street | Jellico | TN | 37762 |
| CALLAHAN DRIVE BRANCH | 2367 Callahan Drive | Knoxville | TN | 37912 |
| LAFOLLETTE BRANCH | 244 East Central Avenue | La Follette | TN | 37766 |
| NORTH LOCUST BRANCH | 1401 North Locust Avenue | Lawrenceburg | TN | 38464 |
| MONTEREY BRANCH | 210 East Commercial Avenue | Monterey | TN | 38574 |
| OCOEE BRANCH | 137 Highway 64 | Ocoee | TN | 37361 |
| SNOW HILL BRANCH | 5970 Snow Hill RD | Ooltewah | TN | 37363 |
| SOUTH PITTSBURG BRANCH | 131 South Cedar Avenue | South Pittsburg | TN | 37380 |
| SUMMERTOWN BRANCH | 106 Highway 20 | Summertown | TN | 38483 |
| WHITWELL BRANCH | 13108 Highway 28 | Whitwell | TN | 37397 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- August 1, 2024
- Regulator
- FDIC
- Examination method
- Intermediate Small Bank
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| August 1, 2024 | Satisfactory | FDIC | Intermediate Small Bank |
| July 1, 2021 | Satisfactory | FDIC | Intermediate Small Bank |
| August 1, 2018 | Satisfactory | FDIC | Intermediate Small Bank |
| November 1, 2015 | Satisfactory | FDIC | Intermediate Small Bank |
| April 1, 2013 | Satisfactory | FDIC | Intermediate Small Bank |
| March 1, 2010 | Satisfactory | FDIC | Intermediate Small Bank |
| November 1, 2006 | Satisfactory | FDIC | Intermediate Small Bank |
| October 1, 2003 | Satisfactory | FDIC | Small Bank |
| September 1, 1997 | Outstanding | FDIC | Small Bank |
| June 1, 1995 | Satisfactory | FDIC | Not Reported |
| May 1, 1993 | Satisfactory | FDIC | Not Reported |
| January 1, 1991 | Satisfactory | FDIC | Not Reported |
Institutional history
9 FFIEC NIC history events
Showing 1 through 9 of 9 history events
| Event date | Event type | Related institution |
|---|---|---|
| August 23, 2025 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 20, 2022 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 15, 2012 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 20, 2008 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| July 27, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 18, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 10, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| April 22, 2000 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 1999 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
3 FFIEC NIC relationship records
Showing 1 through 3 of 3 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | BUILTWELL INSURANCE AGENCY, INC. | Domestic Entity Other | Jasper, TN |
| Direct relationship | ROCO, LLC | Domestic Entity Other | Chattanooga, TN |
| ROOT_INSTITUTION | BUILTWELL BANK | Non-member Bank | Chattanooga, TN |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered nonmember bank