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Institution profile

BOPTI

Credit union · Active · Main office: San Pedro, CA

Profile data observed August 6, 2026

Identity verified through NCUA; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

HMDA activity

Public HMDA records are available for 2020.

HMDA records

21

2020

Loan originations

3

2020

Denials

8

2020

Withdrawals

7

2020

Denial rate among decisioned applications

66.7%

2020

Annual history

Annual HMDA activity history
YearHMDA recordsOriginationsApproved but not acceptedDenialsWithdrawalsDenial rate
202021318766.7%

Detailed activity

Loan type and purpose

Loan type and purpose breakdown for 2020
CategoryHMDA records
Conventional21
FHA0
VA0
RHS / FSA0
Home purchase13
Home improvement0
Refinancing2
Cash-out refinancing1

State reporting

11 states / territories reported

How to read these figures

HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.