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Institution profile

BayFirst National Bank

Bank · Active · Headquarters: Saint Petersburg, FL

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
BayFirst National Bank
Display name
BayFirst National Bank
Institution status
Active
FDIC insured
Yes
FDIC insured since
February 12, 1999
Established date
February 12, 1999
Charter class
National bank, member of the Federal Reserve System (FRS)
Primary federal regulator
Office of the Comptroller of the Currency
Headquarters
Saint Petersburg, FL, 33701, United States
FDIC certificate number
34997
Federal Reserve RSSD ID
2771694
OCC charter number
25276
Domestic location count
12
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
OCC
Institution type
National Bank
Primary activity
NAICS 52211
FDIC certificate
34997
Federal Reserve RSSD ID
2771694
Headquarters
700 Central Avenue, Saint Petersburg, FL, 33701, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

10

Showing 1 through 10 of 10 listed locations

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Showing 1 through 10 of 10 FFIEC NIC branch locations
BranchAddressCityStatePostal code
BELLEAIR BLUFFS BRANCH401 N. Indian Rocks Rd.Belleair BluffsFL33770
WEST BRADENTON BRANCH2102 59th Street WestBradentonFL34209
COUNTRYSIDE BRANCH2520 Countryside BoulevardClearwaterFL33763
PINELLAS PARK OFFICE5250 Park BoulevardPinellas ParkFL33781
BEE RIDGE BRANCH5600 Bee Ridge RoadSarasotaFL34233
NORTH SARASOTA BRANCH1782 Dr. Martin Luther King Jr. WaySarasotaFL34234
SARASOTA SOUTH TAMIAMI TRAIL BRANCH2075 South Tamiami TrailSarasotaFL34239
SEMINOLE BRANCH9190 Seminole Blvd.SeminoleFL33772
CARROLLWOOD BRANCH16002 N. Dale Mabry Hwy.TampaFL33618
TAMPA BRANCH3015 West Columbus DriveTampaFL33607

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
April 19, 2021
Regulator
Federal Reserve
Examination method
Small Bank

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

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Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
April 19, 2021SatisfactoryFederal ReserveSmall Bank
December 12, 2016SatisfactoryFederal ReserveSmall Bank
August 1, 2012SatisfactoryFDICSmall Bank
July 1, 2007SatisfactoryFDICSmall Bank
May 1, 2002SatisfactoryFDICSmall Bank

FFIEC-reported organizational relationships

1 FFIEC NIC relationship record

Showing 1 of 1 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
ROOT_INSTITUTIONBAYFIRST NATIONAL BANKNational BankSaint Petersburg, FL

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured national bank