Listed locations
26
Institution profile
BayCoast Bank
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- BayCoast Bank
- Display name
- BayCoast Bank
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- June 18, 1985
- Established date
- November 15, 1851
- Charter class
- State-chartered stock savings bank
- Primary federal regulator
- Federal Deposit Insurance Corporation
- Headquarters
- Swansea, MA, 02777, United States
- Website
- https://www.baycoast.bank
- FDIC certificate number
- 90196
- Federal Reserve RSSD ID
- 771609
- Domestic location count
- 25
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FDIC
- Institution type
- State Savings Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 90196
- Federal Reserve RSSD ID
- 771609
- LEI
- 549300OTLWFQPOOSC346
- Headquarters
- 330 Swansea Mall Drive, Swansea, MA, 02777, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 26 of 26 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| BERKLEY BRANCH | 2 Locust Street | Berkley | MA | 02779 |
| DARTMOUTH STREET | 714 Dartmouth Street | Dartmouth | MA | 02748 |
| FAIRHAVEN BRANCH | 75 Alden Road | Fairhaven | MA | 02719 |
| AIRPORT BRANCH | 310 Airport Road | Fall River | MA | 02720 |
| FALL RIVER BRANCH | 1485 Pleasant Street | Fall River | MA | 02723 |
| FALL RIVER BRANCH | 335 Stafford Road | Fall River | MA | 02721 |
| RIVERS EDGE BRANCH | 20 Turner Street | Fall River | MA | 02720 |
| ROBESON STREET BRANCH | 490 Robeson Street | Fall River | MA | 02720 |
| TROY STREET BRANCH | 81 Troy Street | Fall River | MA | 02721 |
| FOXBOROUGH BRANCH | 8 Foxborough Blvd | Foxborough | MA | 02035 |
| ASHLEY BOULEVARD BRANCH | 1000 Ashley Boulevard | New Bedford | MA | 02745 |
| NEW BEDFORD BRANCH | 23 Elm Street | New Bedford | MA | 02740 |
| DARTMOUTH BRANCH | 299 State Road | North Dartmouth | MA | 02747 |
| NORTH DIGHTON BRANCH | 438 Spring Street | North Dighton | MA | 02764 |
| SEEKONK BRANCH | 110 Taunton Avenue | Seekonk | MA | 02771 |
| SOMERSET BRANCH | 921 G A R Highway, Somerset Plaza, Route 6 | Somerset | MA | 02725 |
| BAYCOAST PLACE BRANCH | 330 Swansea Mall Drive | Swansea | MA | 02777 |
| SWANSEA BRANCH | 554 Wilbur Avenue | Swansea | MA | 02777 |
| WESTPORT MAIN ROAD BRANCH | 787 Main Road | Westport | MA | 02790 |
| BRISTOL BRANCH | 601 Hope ST | Bristol | RI | 02809 |
| CRANSTON BRANCH | 85 Sockanosset Cross Road | Cranston | RI | 02920 |
| LITTLE COMPTON | 1 Meeting House Lane | Little Compton | RI | 02837 |
| NEWPORT BRANCH | 137 Broadway | Newport | RI | 02840 |
| PORTSMOUTH BRANCH | 1430 East Main Road | Portsmouth | RI | 02871 |
| PROVIDENCE BRANCH | 78 Dorrance ST | Providence | RI | 02903 |
| CRANDALL ROAD BRANCH | One Crandall Road | Tiverton | RI | 02878 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- April 1, 2025
- Regulator
- FDIC
- Examination method
- Large Bank Exam
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| April 1, 2025 | Satisfactory | FDIC | Large Bank Exam |
| June 1, 2021 | Satisfactory | FDIC | Large Bank Exam |
| March 1, 2018 | Satisfactory | FDIC | Intermediate Small Bank |
| October 1, 2014 | Satisfactory | FDIC | Intermediate Small Bank |
| May 1, 2011 | Satisfactory | FDIC | Intermediate Small Bank |
| January 7, 2008 | Outstanding | FDIC | Intermediate Small Bank |
| November 1, 2004 | Satisfactory | FDIC | Large Bank Exam |
| February 1, 2002 | Satisfactory | FDIC | Large Bank Exam |
| January 1, 2000 | Satisfactory | FDIC | Large Bank Exam |
| January 1, 1997 | Outstanding | FDIC | Small Bank |
| July 1, 1995 | Outstanding | FDIC | Not Reported |
| January 1, 1994 | Satisfactory | FDIC | Not Reported |
Institutional history
2 FFIEC NIC history events
Showing 1 through 2 of 2 history events
| Event date | Event type | Related institution |
|---|---|---|
| January 1, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 29, 1983 | Charter Discontinued (Merger or Purchase & Assumption) | CITIZENS-UNION SAVINGS BANK |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
10 FFIEC NIC relationship records
Showing 1 through 10 of 10 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | 1851 CORPORATION | Domestic Entity Other | Swansea, MA |
| Direct relationship | B.F.R. CORP | Domestic Entity Other | Swansea, MA |
| Direct relationship | BAYCOAST FINANCIAL SERVICES, LLC | Domestic Entity Other | Swansea, MA |
| Direct relationship | BAYCOAST MORTGAGE COMPANY, LLC | Domestic Entity Other | Swansea, MA |
| Direct relationship | BCBOZ INVESTMENTS, LLC | Domestic Entity Other | Swansea, MA |
| Direct relationship | PLIMOTH TRUST COMPANY. LLC | Non-deposit Trust Company - Non-member | Plymouth, MA |
| Direct relationship | PRIORITY FUNDING, LLC | Domestic Entity Other | Westborough, MA |
| Direct relationship | STACK ALLY, LLC | Domestic Entity Other | Swansea, MA |
| Direct relationship | TROY SECURITY CORPORATION | Domestic Entity Other | Swansea, MA |
| ROOT_INSTITUTION | BAYCOAST BANK | State Savings Bank | Swansea, MA |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered stock savings bank