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Institution profile

BAY AREA

Credit union · Active · Main office: Oregon, OH

Profile data observed August 6, 2026

Identity verified through NCUA; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

NCUA identity

NCUA charter number
63375
Credit union type
Federally insured state-chartered credit union
Federal insurance
Federally insured through the NCUA / National Credit Union Share Insurance Fund
Low-income designation
No

NCUA-reported main office

Main office is the location classification reported in the NCUA source and is not presented here as a legal-headquarters determination.

Address line 1
4202 Navarre Ave
City
Oregon
State
OH
ZIP
43616-3562
County
Lucas
Country
United States
Phone
4196982962
Hours
8 am to 4:30 pm Lobby; Monday - Friday 8 am to 5 pm Drive-drive-through Monday - Friday 9 am to noon Saturday

NCUA quarterly financial summary

Data period: March 31, 2026

Members
7,400
Total assets
$108,551,372
Total loans — all reported loan categories
$50,928,313
Shares and deposits
$94,825,275
Return on average assets
0.59%
Net worth ratio
11.33%
Loan-to-share ratio
53.71%

NCUA total-loan balances are institution-wide and are not presented as mortgage volume.

Four-quarter growth metrics

Shares/deposits four-quarter growth
28%
Loans four-quarter growth
18.13%
Assets four-quarter growth
27.04%
Members four-quarter growth
36.78%
Net-worth four-quarter growth
6.35%

Location characteristics

Source-reported location characteristics. These fields are not recommendations or quality indicators.

Member services
Yes
ATM
Yes
Drive-thru
Yes
Shared service-center network
No

NCUA source dates

NCUA call-report date
March 31, 2026
NCUA locations data date
March 31, 2026
NCUA locations observed
August 7, 2026

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
Federally insured state-chartered credit union