HMDA records
6,339
2025
Public institution profile · Bank · Not a recommendation
Banner Bank
BankWalla Walla, WAActive
FDIC certificate 28489
Data observedAugust 5, 2026Section records may have different source dates.
- Public-source data
- Source-linked records
- No paid lender rankings
- See methodology
- Correct the record
Identifiers, verification, and corrections
Stable identifiers
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
- FDIC certificate
- 28489
- company ID
- Not published — no verified match
More identifiers
- Federal Reserve
- 352772
- OCC charter number
- Not published — no verified match
- Not published — no verified match
- Official website
- https://www.bannerbank.com
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Data correction
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionAt a glance
- Institution type
- Bank
- Status
- Active
- Headquarters
- Walla Walla, WA
- HMDA activity
- Published activity year 2025
- Listed branch locations
- 136
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- Outstanding, exam July 1, 2025
- Institution history
- 14 published events
What USMI publishes
Public records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
- Institution type
- Bank
- Status
- Active
- Headquarters
- Walla Walla, WA
- activity
- Published activity year 2025
- Listed branch locations
- 136
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- Outstanding, exam July 1, 2025
- Institution history
- 14 published events
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
What this profile is not
- Not a lender recommendation or ranking.
- Not a mortgage rate sheet or quote.
- Not an underwriting, approval, or eligibility decision.
- Not proof of an NMLS license unless a verified NMLS company ID/source is specifically published.
- Not a complaint-resolution channel.
- Missing source blocks do not establish that an institution lacks an activity, identifier, license or regulatory record.
HMDA
Mortgage activity
Reported records for the selected year. These figures are not a lender score.
6,339reported records
3,391reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
activity
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
Loan originations
3,391
2025
Denials
1,972
2025
Withdrawals
637
2025
Denial rate among decisioned applications
35.6%
2025
Annual history
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 6,339 | 3,391 | 169 | 1,972 | 637 | 35.6% |
| 2024 | 6,099 | 3,140 | 194 | 2,043 | 578 | 38.0% |
| 2023 | 5,832 | 2,968 | 226 | 1,998 | 581 | 38.5% |
| 2022 | 9,266 | 5,172 | 348 | 2,465 | 988 | 30.9% |
| 2021 | 10,747 | 6,436 | 318 | 1,942 | 1,721 | 22.3% |
| 2020 | 11,881 | 7,356 | 326 | 2,009 | 1,677 | 20.7% |
| 2019 | 9,349 | 5,559 | 135 | 2,240 | 1,016 | 28.2% |
| 2018 | 7,831 | 4,969 | 98 | 1,721 | 778 | 25.4% |
Detailed activity
Loan type and purpose
| Category | HMDA records |
|---|---|
| Conventional | 6,043 |
| FHA | 226 |
| VA | 61 |
| RHS / FSA | 9 |
| Home purchase | 2,291 |
| Home improvement | 2,427 |
| Refinancing | 403 |
| Cash-out refinancing | 597 |
State reporting
5 states / territories reported
How to read these figures
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
CFPB consumer submissions
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
CFPB Mortgage Complaint Activity
No published complaint result found
No mapped CFPB mortgage complaint activity is currently published on this profile under U.S. Mortgage Index's verified entity-matching methodology. This is not a finding that no complaint exists under another company name, affiliate, source attribution, period, or configuration.
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Regulatory & institutional records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
Institution identity
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Banner Bank
- Display name
- Banner Bank
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- August 9, 1989
- Established date
- January 1, 1890
- Charter class
- State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Deposit Insurance Corporation
- Headquarters
- Walla Walla, WA, 99362, United States
- Website
- https://www.bannerbank.com
- FDIC certificate number
- 28489
- Federal Reserve
- 352772
- Domestic location count
- 147
- Source observed
- August 5, 2026
Regulatory information
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FDIC
- Institution type
- Non-member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 28489
- Federal Reserve
- 352772
- WE0I402RW25AU38DTI13
- Headquarters
- 1 East Alder Street, Walla Walla, WA, 99362, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Outstanding
- Exam date
- July 1, 2025
- Regulator
- FDIC
- Examination method
- Large Bank Exam
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| July 1, 2025 | Outstanding | FDIC | Large Bank Exam |
| October 1, 2021 | Outstanding | FDIC | Large Bank Exam |
| June 1, 2018 | Satisfactory | FDIC | Large Bank Exam |
| October 1, 2017 | Satisfactory | FDIC | Large Bank Exam |
| September 1, 2013 | Satisfactory | FDIC | Large Bank Exam |
| August 2, 2010 | Satisfactory | FDIC | Large Bank Exam |
| January 1, 2007 | Satisfactory | FDIC | Large Bank Exam |
| August 1, 2003 | Satisfactory | FDIC | Large Bank Exam |
| July 1, 2000 | Satisfactory | FDIC | Large Bank Exam |
| October 1, 1997 | Satisfactory | FDIC | Small Bank |
| October 1, 1994 | Satisfactory | FDIC | Not Reported |
| September 1, 1992 | Satisfactory | FDIC | Not Reported |
Formal hierarchy
FFIEC NIC hierarchy rows
3
Showing 1 through 3 of 3 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | BBNS, INC. | Domestic Entity Other | Las Vegas, NV |
| Direct relationship | COMMUNITY FINANCIAL CORPORATION | Domestic Entity Other | Lake Oswego, OR |
| ROOT_INSTITUTION | BANNER BANK | Non-member Bank | Walla Walla, WA |
These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered nonmember bank
Locations
Branch and office locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Branch locations
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Branch network
Listed locations
136
Showing 51 through 100 of 136 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| NORTH GRANTS PASS BRANCH | 1409 Northeast 7th Street | Grants Pass | OR | 97526 |
| SOUTH GRANTS PASS BRANCH | 1689 Williams Highway | Grants Pass | OR | 97527 |
| HERMISTON BRANCH | 101 East Main Street | Hermiston | OR | 97838 |
| HILLSBORO TANASBOURNE BRANCH | 2072 Northwest Stucki Avenue | Hillsboro | OR | 97124 |
| LA GRANDE BRANCH | 2720 Island Avenue | La Grande | OR | 97850 |
| LAKE GROVE BRANCH | 16099 Boones Ferry Road | Lake Oswego | OR | 97035 |
| MEDFORD BLACK OAK BRANCH | 2600 East Barnett Road | Medford | OR | 97504 |
| MEDFORD MCANDREWS BRANCH | 1455 East Mcandrews Road | Medford | OR | 97504 |
| NORTH BEND BRANCH | 1611 Virginia Avenue | North Bend | OR | 97459 |
| PENDLETON BRANCH | 125 Southeast Court Avenue | Pendleton | OR | 97801 |
| PLEASANT HILL BRANCH | 35867 Highway 58 | Pleasant Hill | OR | 97455 |
| PORTLAND MAIN BRANCH & COMMERCIAL LENDING CENTER | 101 Southwest Main Street, Suite 154 | Portland | OR | 97204 |
| ROSEBURG GARDEN VALLEY BRANCH | 350 Northeast Garden Valley Boulevard | Roseburg | OR | 97470 |
| SPRINGFIELD BRANCH | 707 Main Street | Springfield | OR | 97477 |
| STANFIELD BRANCH | 100 South Main Street | Stanfield | OR | 97875 |
| SUTHERLIN BRANCH | 731 West Central Avenue | Sutherlin | OR | 97479 |
| TUALATIN BRANCH | 7675 Southwest Nyberg Street | Tualatin | OR | 97062 |
| UMATILLA BRANCH | 6th And G Streets | Umatilla | OR | 97882 |
| VENETA BRANCH | 88312 Territorial Road | Veneta | OR | 97487 |
| WINSTON BRANCH | 40 Northwest Glenhart Avenue | Winston | OR | 97496 |
| ANACORTES BRANCH | 1400 Commercial Avenue | Anacortes | WA | 98221 |
| ARLINGTON BRANCH | 20313 77th Avenue Northeast | Arlington | WA | 98223 |
| BELLEVUE BRANCH | 13033 Bellevue-redmond Road | Bellevue | WA | 98005 |
| BELLINGHAM BARKLEY BOULEVARD BRANCH | 1250 Barkley Boulevard | Bellingham | WA | 98226 |
| BELLINGHAM BRANCH | 1600 Cornwall Avenue | Bellingham | WA | 98225 |
| BLAINE BRANCH | 435 Martin Street | Blaine | WA | 98230 |
| BOTHELL BRANCH | 18203 Bothell Way NE | Bothell | WA | 98011 |
| BURLINGTON BRANCH | 301 East Fairhaven Avenue | Burlington | WA | 98233 |
| CHENEY BRANCH | 5 Cheney Spokane Road | Cheney | WA | 99004 |
| CLARKSTON BRANCH | 749 Sixth Street | Clarkston | WA | 99403 |
| COLLEGE PLACE BRANCH | 1125 Northeast C Street | College Place | WA | 99324 |
| DAYTON BRANCH | 126 East Main | Dayton | WA | 99328 |
| EAST WENATCHEE BRANCH | 255 Rock Island Road | East Wenatchee | WA | 98802 |
| ORCAS ISLAND BRANCH | 475 Fern Street | Eastsound | WA | 98245 |
| EDMONDS BRANCH | 7009 212th Street | Edmonds | WA | 98026 |
| EPHRATA FINANCIAL CENTER | 447 Basin Street Southwest | Ephrata | WA | 98823 |
| EVERETT COLBY BRANCH | 2531 Colby Avenue | Everett | WA | 98201 |
| FEDERAL WAY BRANCH | 34600 Pacific Highway South | Federal Way | WA | 98003 |
| FERNDALE BRANCH | 1815 Main Street | Ferndale | WA | 98248 |
| FRIDAY HARBOR BRANCH | 225 Blair Avenue | Friday Harbor | WA | 98250 |
| ISSAQUAH BRANCH | 1375 Northwest Mall Street, Suite 1 | Issaquah | WA | 98027 |
| KENNEWICK BRANCH | 203 West First Avenue | Kennewick | WA | 99336 |
| KENNEWICK CLEARWATER BRANCH | 5920 West Clearwater Avenue | Kennewick | WA | 99336 |
| KENT BRANCH | 1140 West Meeker Street | Kent | WA | 98032 |
| KIRKLAND BRANCH | 207 Park Lane | Kirkland | WA | 98033 |
| SPOKANE LIBERTY LAKE BRANCH | 1221 North Liberty Lake Road | Liberty Lake | WA | 99019 |
| LOPEZ ISLAND BRANCH | 45 Weeks Road | Lopez Island | WA | 98261 |
| LYNDEN BRANCH | 138 Birch Bay Lynden RD | Lynden | WA | 98264 |
| MERCER ISLAND BRANCH | 2918 78th Avenue Southeast | Mercer Island | WA | 98040 |
| MILL CREEK BRANCH | 15129 Main Street, Suite C-101 | Mill Creek | WA | 98012 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Institution history
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
Institution history
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
Institutional history
FFIEC NIC history events
14
Showing 1 through 14 of 14 history events
| Event date | Event type | Related institution |
|---|---|---|
| February 6, 2021 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| November 1, 2019 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| November 1, 2018 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 2, 2015 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 7, 2015 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 10, 2007 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 1, 2007 | Charter Discontinued (Merger or Purchase & Assumption) | F&M BANK |
| January 1, 2002 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 28, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | PIONEER AMERICAN PROPERTY COMPANY |
| September 1, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | BANNER BANK OF OREGON |
| October 30, 2000 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| April 1, 1999 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 1999 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| April 1, 1982 | Charter Discontinued (Merger or Purchase & Assumption) | HOME FEDERAL SAVINGS AND LOAN ASSOCIATION |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources & methodology
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
FDIC BankFind
Source reviewed2026-08-05
Limitation
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
CFPB Consumer Complaint Database search
Source reviewed2026-08-05
Limitation
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
HMDA modified LAR
Source reviewed2026-08-05
Limitation
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
FFIEC NIC institution profile
Source reviewed2026-08-19
Limitation
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
FFIEC NIC branches
Source reviewed2026-08-19
Limitation
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
FFIEC NIC organizational hierarchy
Source reviewed2026-08-19
Limitation
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
FFIEC NIC institution history
Source reviewed2026-08-19
Limitation
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.
FFIEC CRA Ratings Database
Source reviewed2026-08-28
Limitation
A CRA rating is the regulator's examination result for the date shown. It is not a USMI rating.