HMDA records
6,339
2025
Public institution profile · Bank · Not a recommendation
Banner Bank
BankWalla Walla, WAActive
FDIC certificate 28489
Data observedAugust 5, 2026Section records may have different source dates.
- Public-source data
- Source-linked records
- No paid lender rankings
- See methodology
- Correct the record
Identifiers, verification, and corrections
Stable identifiers
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
- FDIC certificate
- 28489
- company ID
- Not published — no verified match
More identifiers
- Federal Reserve
- 352772
- OCC charter number
- Not published — no verified match
- Not published — no verified match
- Official website
- https://www.bannerbank.com
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Data correction
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionAt a glance
- Institution type
- Bank
- Status
- Active
- Headquarters
- Walla Walla, WA
- HMDA activity
- Published activity year 2025
- Listed branch locations
- 136
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- Outstanding, exam July 1, 2025
- Institution history
- 14 published events
What USMI publishes
Public records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
- Institution type
- Bank
- Status
- Active
- Headquarters
- Walla Walla, WA
- activity
- Published activity year 2025
- Listed branch locations
- 136
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- Outstanding, exam July 1, 2025
- Institution history
- 14 published events
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
What this profile is not
- Not a lender recommendation or ranking.
- Not a mortgage rate sheet or quote.
- Not an underwriting, approval, or eligibility decision.
- Not proof of an NMLS license unless a verified NMLS company ID/source is specifically published.
- Not a complaint-resolution channel.
- Missing source blocks do not establish that an institution lacks an activity, identifier, license or regulatory record.
HMDA
Mortgage activity
Reported records for the selected year. These figures are not a lender score.
6,339reported records
3,391reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
activity
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
Loan originations
3,391
2025
Denials
1,972
2025
Withdrawals
637
2025
Denial rate among decisioned applications
35.6%
2025
Annual history
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 6,339 | 3,391 | 169 | 1,972 | 637 | 35.6% |
| 2024 | 6,099 | 3,140 | 194 | 2,043 | 578 | 38.0% |
| 2023 | 5,832 | 2,968 | 226 | 1,998 | 581 | 38.5% |
| 2022 | 9,266 | 5,172 | 348 | 2,465 | 988 | 30.9% |
| 2021 | 10,747 | 6,436 | 318 | 1,942 | 1,721 | 22.3% |
| 2020 | 11,881 | 7,356 | 326 | 2,009 | 1,677 | 20.7% |
| 2019 | 9,349 | 5,559 | 135 | 2,240 | 1,016 | 28.2% |
| 2018 | 7,831 | 4,969 | 98 | 1,721 | 778 | 25.4% |
Detailed activity
Loan type and purpose
| Category | HMDA records |
|---|---|
| Conventional | 6,043 |
| FHA | 226 |
| VA | 61 |
| RHS / FSA | 9 |
| Home purchase | 2,291 |
| Home improvement | 2,427 |
| Refinancing | 403 |
| Cash-out refinancing | 597 |
State reporting
5 states / territories reported
How to read these figures
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
CFPB consumer submissions
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
CFPB Mortgage Complaint Activity
No published complaint result found
No mapped CFPB mortgage complaint activity is currently published on this profile under U.S. Mortgage Index's verified entity-matching methodology. This is not a finding that no complaint exists under another company name, affiliate, source attribution, period, or configuration.
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Regulatory & institutional records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
Institution identity
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Banner Bank
- Display name
- Banner Bank
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- August 9, 1989
- Established date
- January 1, 1890
- Charter class
- State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Deposit Insurance Corporation
- Headquarters
- Walla Walla, WA, 99362, United States
- Website
- https://www.bannerbank.com
- FDIC certificate number
- 28489
- Federal Reserve
- 352772
- Domestic location count
- 147
- Source observed
- August 5, 2026
Regulatory information
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FDIC
- Institution type
- Non-member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 28489
- Federal Reserve
- 352772
- WE0I402RW25AU38DTI13
- Headquarters
- 1 East Alder Street, Walla Walla, WA, 99362, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Outstanding
- Exam date
- July 1, 2025
- Regulator
- FDIC
- Examination method
- Large Bank Exam
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| July 1, 2025 | Outstanding | FDIC | Large Bank Exam |
| October 1, 2021 | Outstanding | FDIC | Large Bank Exam |
| June 1, 2018 | Satisfactory | FDIC | Large Bank Exam |
| October 1, 2017 | Satisfactory | FDIC | Large Bank Exam |
| September 1, 2013 | Satisfactory | FDIC | Large Bank Exam |
| August 2, 2010 | Satisfactory | FDIC | Large Bank Exam |
| January 1, 2007 | Satisfactory | FDIC | Large Bank Exam |
| August 1, 2003 | Satisfactory | FDIC | Large Bank Exam |
| July 1, 2000 | Satisfactory | FDIC | Large Bank Exam |
| October 1, 1997 | Satisfactory | FDIC | Small Bank |
| October 1, 1994 | Satisfactory | FDIC | Not Reported |
| September 1, 1992 | Satisfactory | FDIC | Not Reported |
Formal hierarchy
FFIEC NIC hierarchy rows
3
Showing 1 through 3 of 3 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | BBNS, INC. | Domestic Entity Other | Las Vegas, NV |
| Direct relationship | COMMUNITY FINANCIAL CORPORATION | Domestic Entity Other | Lake Oswego, OR |
| ROOT_INSTITUTION | BANNER BANK | Non-member Bank | Walla Walla, WA |
These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered nonmember bank
Locations
Branch and office locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Branch locations
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Branch network
Listed locations
136
Showing 1 through 50 of 136 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| CARLSBAD BRANCH | 5901 Priestly Drive, Suite 160 | Carlsbad | CA | 92008 |
| CHICO BRANCH | 2485 Notre Dame Boulevard, Suite 775 | Chico | CA | 95928 |
| CHULA VISTA BRANCH | 279 F Street | Chula Vista | CA | 91910 |
| CORNING BRANCH | 1201 Solano Street | Corning | CA | 96021 |
| DAVIS BRANCH | 333 F Street, Suite A | Davis | CA | 95616 |
| EL CAJON BRANCH | 742 Fletcher Parkway | El Cajon | CA | 92020 |
| ELK GROVE BRANCH | 9340 East Stockton Boulevard | Elk Grove | CA | 95624 |
| ESCONDIDO BRANCH | 355 West Grand Avenue | Escondido | CA | 92025 |
| FOLSOM BRANCH | 701 East Bidwell | Folsom | CA | 95630 |
| GALT BRANCH | 701 C Street | Galt | CA | 95632 |
| GLENDORA BRANCH | 1395 S. Grand Avenue, Suite 140 | Glendora | CA | 91740 |
| GRASS VALLEY BRANCH | 115 West Mcknight Way | Grass Valley | CA | 95949 |
| GREENVIEW BRANCH | 6701 North Highway 3 | Greenview | CA | 96037 |
| LOS ANGELES BRANCH | 7182 Beverly Boulevard | Los Angeles | CA | 90036 |
| MONROVIA BRANCH | 404 E Huntington Drive | Monrovia | CA | 91016 |
| MOUNT SHASTA BRANCH | 312 Maple Street | Mount Shasta | CA | 96067 |
| RANCHO CUCAMONGA BRANCH | 11930 Foothill Blvd. | Rancho Cucamonga | CA | 91739 |
| RED BLUFF BRANCH | 950 Main Street | Red Bluff | CA | 96080 |
| REDDING BRANCH | 880 Cypress Avenue | Redding | CA | 96001 |
| RIALTO BRANCH | 255 South Riverside Avenue | Rialto | CA | 92376 |
| RIVERSIDE BRANCH | 5030 Arlington Avenue | Riverside | CA | 92504 |
| ROCKLIN BRANCH | 2320 Sunset Boulevard | Rocklin | CA | 95765 |
| SACRAMENTO 1 PARKCENTER BRANCH | 1 Park Center Drive | Sacramento | CA | 95825 |
| SAN BERNARDINO BRANCH | 368 East Vanderbilt Way | San Bernardino | CA | 92408 |
| BALBOA-CLAIREMONT BRANCH | 5508 Balboa Avenue | San Diego | CA | 92111 |
| CARMEL VALLEY BRANCH | 12770 High Bluff Drive, Suite 180 | San Diego | CA | 92130 |
| POINT LOMA BRANCH | 1350 Rosecrans Street | San Diego | CA | 92106 |
| SAN DIEGO DOWNTOWN BRANCH | 701 B Street, Suite 100 | San Diego | CA | 92101 |
| TEMECULA BRANCH | 41530 Enterprise Circle South, Suite 100 | Temecula | CA | 92590 |
| YREKA BRANCH | 123 North Main Street | Yreka | CA | 96097 |
| BOISE 10TH & BANNOCK BRANCH | 950 West Bannock Street, Suite 100 | Boise | ID | 83702 |
| BOISE OVERLAND BRANCH | 1550 South Kimball Way | Boise | ID | 83709 |
| LEWISTON BRYDEN AVENUE BRANCH | 1005 Bryden Avenue | Lewiston | ID | 83501 |
| MERIDIAN BRANCH | 900 East Fairview Avenue | Meridian | ID | 83642 |
| MOSCOW BRANCH | 600 South Jackson Street | Moscow | ID | 83843 |
| NAMPA BRANCH | 16292 North Marketplace Boulevard | Nampa | ID | 83687 |
| OROFINO BRANCH | 100 Main Street | Orofino | ID | 83544 |
| SAINT MARIES MAIN BRANCH | 1500 Main Street | Saint Maries | ID | 83861 |
| TWIN FALLS MAGIC VALLEY COMMERCIAL BANKING | 1340 Blue Lakes Boulevard North | Twin Falls | ID | 83301 |
| BAKER CITY BRANCH | 2024 Washington Avenue | Baker City | OR | 97814 |
| BANDON BRANCH | 1095 Oregon Avenue Southeast | Bandon | OR | 97411 |
| BEAVERTON MURRAY SCHOLLS BRANCH | 14800 SW Murray Scholls Dr, Suite 104 | Beaverton | OR | 97007 |
| BOARDMAN BRANCH | 204 North Main Street | Boardman | OR | 97818 |
| COOS BAY BRANCH | 212 South 5th Street | Coos Bay | OR | 97420 |
| COTTAGE GROVE BRANCH | 25 Gateway Boulevard | Cottage Grove | OR | 97424 |
| CRESWELL BRANCH | 265 East Oregon Avenue | Creswell | OR | 97426 |
| EAGLE POINT BRANCH | 44 West Linn Road | Eagle Point | OR | 97524 |
| EUGENE DOWNTOWN 6TH AVENUE BRANCH | 169 West 6th Avenue | Eugene | OR | 97401 |
| EUGENE VALLEY RIVER BRANCH | 1175 Valley River Drive | Eugene | OR | 97401 |
| FLORENCE BRANCH | 777 Highway 101 | Florence | OR | 97439 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Institution history
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
Institution history
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
Institutional history
FFIEC NIC history events
14
Showing 1 through 14 of 14 history events
| Event date | Event type | Related institution |
|---|---|---|
| February 6, 2021 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| November 1, 2019 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| November 1, 2018 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 2, 2015 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 7, 2015 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 10, 2007 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 1, 2007 | Charter Discontinued (Merger or Purchase & Assumption) | F&M BANK |
| January 1, 2002 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 28, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | PIONEER AMERICAN PROPERTY COMPANY |
| September 1, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | BANNER BANK OF OREGON |
| October 30, 2000 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| April 1, 1999 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 1999 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| April 1, 1982 | Charter Discontinued (Merger or Purchase & Assumption) | HOME FEDERAL SAVINGS AND LOAN ASSOCIATION |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources & methodology
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
FDIC BankFind
Source reviewed2026-08-05
Limitation
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
CFPB Consumer Complaint Database search
Source reviewed2026-08-05
Limitation
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
HMDA modified LAR
Source reviewed2026-08-05
Limitation
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
FFIEC NIC institution profile
Source reviewed2026-08-19
Limitation
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
FFIEC NIC branches
Source reviewed2026-08-19
Limitation
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
FFIEC NIC organizational hierarchy
Source reviewed2026-08-19
Limitation
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
FFIEC NIC institution history
Source reviewed2026-08-19
Limitation
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.
FFIEC CRA Ratings Database
Source reviewed2026-08-28
Limitation
A CRA rating is the regulator's examination result for the date shown. It is not a USMI rating.