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Institution profile

Bank of Western Oklahoma

Bank · Active · Headquarters: Elk City, OK

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
Bank of Western Oklahoma
Display name
Bank of Western Oklahoma
Institution status
Active
FDIC insured
Yes
FDIC insured since
January 1, 1934
Established date
April 1, 1908
Charter class
State-chartered commercial bank, member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Reserve Board
Headquarters
Elk City, OK, 73644, United States
FDIC certificate number
4087
Federal Reserve RSSD ID
175056
Domestic location count
6
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FRS
Institution type
State Member Bank
Primary activity
NAICS 52211
FDIC certificate
4087
Federal Reserve RSSD ID
175056
Headquarters
201 East Broadway, Elk City, OK, 73644, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

5

Showing 1 through 5 of 5 listed locations

Scroll sideways to see every branch column.

Showing 1 through 5 of 5 FFIEC NIC branch locations
BranchAddressCityStatePostal code
CORDELL BRANCH116 North College StreetCordellOK73632
GEARY BRANCH101 West Main StreetGearyOK73040
VICI BRANCH300 E BroadwayViciOK73859
WEATHERFORD BRANCH115 North Custer StreetWeatherfordOK73096
WOODWARD BRANCH2805 Williams AvenueWoodwardOK73801

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
August 12, 2024
Regulator
Federal Reserve
Examination method
Small Bank

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

Scroll sideways to see every CRA examination column.

Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
August 12, 2024SatisfactoryFederal ReserveSmall Bank
August 31, 2020SatisfactoryFederal ReserveSmall Bank
March 21, 2016SatisfactoryFederal ReserveSmall Bank
March 12, 2012SatisfactoryFederal ReserveSmall Bank
December 17, 2007SatisfactoryFederal ReserveSmall Bank
September 22, 2003SatisfactoryFederal ReserveSmall Bank
December 1, 1998OutstandingFDICSmall Bank
August 1, 1995OutstandingFDICNot Reported
April 1, 1993SatisfactoryFDICNot Reported
March 1, 1991SatisfactoryFDICNot Reported

Institutional history

1 FFIEC NIC history event

Showing 1 of 1 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
March 28, 1992Failure - Government Assistance ProvidedRED RIVER FEDERAL SAVINGS AND LOAN ASSOCIATION, F.A.

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

1 FFIEC NIC relationship record

Showing 1 of 1 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
ROOT_INSTITUTIONBANK OF WESTERN OKLAHOMAState Member BankElk City, OK

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered member bank