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Institution profile

Bank of Pensacola

Bank · Active · Headquarters: Pensacola, FL

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
Bank of Pensacola
Display name
Bank of Pensacola
Institution status
Active
FDIC insured
Yes
FDIC insured since
October 26, 1973
Established date
October 26, 1973
Charter class
State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Deposit Insurance Corporation
Headquarters
Pensacola, FL, 32502, United States
FDIC certificate number
21284
Federal Reserve RSSD ID
581237
Domestic location count
2
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FDIC
Institution type
Non-member Bank
Primary activity
NAICS 52211
FDIC certificate
21284
Federal Reserve RSSD ID
581237
Headquarters
500 South Palafox Street, Suite 100, Pensacola, FL, 32502, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

1

Showing 1 of 1 listed locations

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Showing 1 of 1 FFIEC NIC branch locations
BranchAddressCityStatePostal code
CORRY BRANCH5560 Highway 98WPensacolaFL32507

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
June 1, 2026
Regulator
FDIC
Examination method
Small Bank

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

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Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
June 1, 2026SatisfactoryFDICSmall Bank
June 1, 2020SatisfactoryFDICSmall Bank
April 1, 2018Needs to ImproveFDICSmall Bank
December 1, 2015Needs to ImproveFDICSmall Bank
March 1, 2014Needs to ImproveFDICSmall Bank
July 18, 2011Needs to ImproveFederal ReserveSmall Bank
February 25, 2008Needs to ImproveFederal ReserveSmall Bank
January 12, 2004SatisfactoryFederal ReserveSmall Bank
November 15, 1999SatisfactoryFederal ReserveSmall Bank
April 14, 1997SatisfactoryFederal ReserveSmall Bank

FFIEC-reported organizational relationships

1 FFIEC NIC relationship record

Showing 1 of 1 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
ROOT_INSTITUTIONBANK OF PENSACOLANon-member BankPensacola, FL

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered nonmember bank