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Institution profile

Bank Midwest

Bank · Active · Headquarters: Spirit Lake, IA

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
Bank Midwest
Display name
Bank Midwest
Institution status
Active
FDIC insured
Yes
FDIC insured since
January 1, 1934
Established date
January 1, 1887
Charter class
State-chartered commercial bank, member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Reserve Board
Headquarters
Spirit Lake, IA, 51360, United States
FDIC certificate number
5170
Federal Reserve RSSD ID
45551
Domestic location count
11
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FRS
Institution type
State Member Bank
Primary activity
NAICS 52211
FDIC certificate
5170
Federal Reserve RSSD ID
45551
LEI
549300USNPUCH96WTF23
Headquarters
1800 Royal Avenue, Spirit Lake, IA, 51360, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

9

Showing 1 through 9 of 9 listed locations

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Showing 1 through 9 of 9 FFIEC NIC branch locations
BranchAddressCityStatePostal code
ARMSTRONG OFFICE500 6th StreetArmstrongIA50514
WALL LAKE OFFICE102 West Second StreetWall LakeIA51466
FAIRMONT BRANCH301 South State StreetFairmontMN56031
JACKSON OFFICE509 Third St.JacksonMN56143
NEW ULM OFFICE525 Center StreetNew UlmMN56073
SHERBURN BRANCH33 N. MainSherburnMN56171
WESTBROOK OFFICE640 First AvenueWestbrookMN56183
WINDOM OFFICE245 9th StreetWindomMN56101
SIOUX FALLS BRANCH225 South Minnesota AvenueSioux FallsSD57104

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
May 19, 2025
Regulator
Federal Reserve
Examination method
Intermediate Small Bank

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

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Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
May 19, 2025SatisfactoryFederal ReserveIntermediate Small Bank
May 1, 2023SatisfactoryFederal ReserveIntermediate Small Bank
February 10, 2020SatisfactoryFederal ReserveIntermediate Small Bank
November 7, 2016SatisfactoryFederal ReserveIntermediate Small Bank
September 16, 2013SatisfactoryFederal ReserveIntermediate Small Bank
July 11, 2011SatisfactoryFederal ReserveIntermediate Small Bank
June 8, 2009SatisfactoryFederal ReserveIntermediate Small Bank

Institutional history

4 FFIEC NIC history events

Showing 1 through 4 of 4 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
June 3, 2011Charter Discontinued (Merger or Purchase & Assumption)
October 9, 2000Charter Discontinued (Merger or Purchase & Assumption)
June 1, 1997Charter Discontinued (Merger or Purchase & Assumption)
January 1, 1991Charter Discontinued (Merger or Purchase & Assumption)

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

1 FFIEC NIC relationship record

Showing 1 of 1 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
ROOT_INSTITUTIONBANK MIDWESTState Member BankSpirit Lake, IA

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered member bank