Total CFPB mortgage complaint records
1,535
Institution profile
Verification status not yet publishedVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Total CFPB mortgage complaint records
1,535
Coverage start
December 1, 2012
Data through
August 20, 2026
| Year | Complaint records |
|---|---|
| 2012 | 5 |
| 2013 | 42 |
| 2014 | 14 |
| 2015 | 44 |
| 2016 | 70 |
| 2017 | 25 |
| 2018 | 15 |
| 2019 | 54 |
| 2020 | 256 |
| 2021 | 478 |
| 2022 | 152 |
| 2023 | 100 |
| 2024 | 76 |
| 2025 | 120 |
| 2026 | 84 |
Applying for a mortgage or refinancing an existing mortgage
None
620
Closing on a mortgage
None
213
Trouble during payment process
None
169
Application, originator, mortgage broker
None
113
Applying for a mortgage or refinancing an existing mortgage
Fees or costs during the application process
49
Loan servicing, payments, escrow account
None
29
Applying for a mortgage or refinancing an existing mortgage
Trying to communicate with the company to fix an issue with the application process
27
Struggling to pay mortgage
None
25
Credit decision / Underwriting
None
24
Trouble during payment process
Payment process
23
Trouble during payment process
Escrow, taxes, or insurance
19
Applying for a mortgage or refinancing an existing mortgage
Application denials
18
Struggling to pay mortgage
Trying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosure
17
Applying for a mortgage or refinancing an existing mortgage
Confusing or misleading advertising or marketing
15
Applying for a mortgage or refinancing an existing mortgage
Changes in loan terms during the application process
14
Struggling to pay mortgage
An existing modification, forbearance plan, short sale, or other loss mitigation relief
12
Closing on a mortgage
Closing disclosure or other related disclosures
11
Settlement process and costs
None
11
Struggling to pay mortgage
Applying for or obtaining a modification, forbearance plan, short sale, or deed-in-lieu
11
Applying for a mortgage or refinancing an existing mortgage
Delays in the application process
9
Trouble during payment process
Loan sold or transferred to another company
9
Improper use of your report
Credit inquiries on your report that you don't recognize
8
Improper use of your report
Reporting company used your report improperly
8
Trouble during payment process
Trying to communicate with the company to fix an issue while managing or servicing your loan
8
Closing on a mortgage
Trying to communicate with the company to fix an issue with the loan closing
7
Incorrect information on your report
Account status incorrect
7
Loan modification,collection,foreclosure
None
7
Closing on a mortgage
Changes in loan terms during or after closing
6
Closing on a mortgage
Delays with the closing process
6
Applying for a mortgage or refinancing an existing mortgage
Loan estimate or other related disclosures
5
Struggling to pay mortgage
Foreclosure
5
Trouble during payment process
Fees charged
5
Closing on a mortgage
Fees or costs after closing
4
Incorrect information on your report
Account information incorrect
4
Improper use of your report
Received unsolicited financial product or insurance offers after opting out
2
Problem with a company's investigation into an existing problem
Difficulty submitting a dispute or getting information about a dispute over the phone
2
Problem with a company's investigation into an existing problem
Their investigation did not fix an error on your report
2
Trouble during payment process
Interest rate
2
Trouble during payment process
Private mortgage insurance (PMI)
2
Applying for a mortgage or refinancing an existing mortgage
Negative impact of inaccurate appraisal
1
Closing on a mortgage
Setting up an escrow account for taxes and insurance
1
Credit monitoring or identity theft protection services
Received unwanted marketing or advertising
1
Incorrect information on your report
Information is missing that should be on the report
1
Problem with a company's investigation into an existing problem
Problem with personal statement of dispute
1
Problem with fraud alerts or security freezes
None
1
Trouble during payment process
Lien release
1
California
196
Florida
149
Texas
100
Virginia
76
North Carolina
72
Georgia
68
Pennsylvania
67
Maryland
64
New Jersey
55
Arizona
51
Massachusetts
47
Colorado
40
Washington
37
Illinois
36
Ohio
36
Michigan
32
Tennessee
31
South Carolina
25
Indiana
22
Oregon
22
Connecticut
20
Nevada
19
District of Columbia
18
Wisconsin
18
Arkansas
16
Minnesota
15
Missouri
15
None
15
Alabama
14
Oklahoma
14
New Mexico
13
Delaware
12
Alaska
11
Louisiana
11
Kansas
10
New Hampshire
10
Kentucky
9
Mississippi
8
Utah
8
Hawaii
6
Nebraska
6
Rhode Island
6
Idaho
5
Montana
5
West Virginia
5
Maine
4
Iowa
3
New York
3
South Dakota
3
North Dakota
2
Vermont
2
Wyoming
2
U.S. Virgin Islands
1
Closed with explanation
1,126
Closed with monetary relief
392
Closed with non-monetary relief
16
Closed
1
Timely-response figures are a count distribution as reported to CFPB, not a score.
Yes
1,494
No
41
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau. Complaint volume does not establish misconduct or wrongdoing. Counts can be influenced by company size, mortgage servicing volume, time in operation, consumer awareness and reporting, and corporate reporting structure. US Mortgage Index does not treat complaint allegations as independently verified facts.